---
title: "Pay with Rewards - Reviews, Revenue and Downloads in Canada | Apple App Store"
description: "Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability.   Pay with Rewards allows you to spend your points like cash at "
---

# Pay with Rewards — Canada

![Pay with Rewards App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8c/8d/46/8c8d46c8-4e90-4aa6-6f62-903091e1b650/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [Mastercard International](https://apptail.io/developer/mastercard-international-lWU) (United States)
**Category:** Finance
**Rating:** 1.7/5 (149 ratings)
**Price:** Free
**Bundle ID:** com.mastercard.paywithreward
**Store:** Apple App Store
**Country:** Canada
**Version:** 8.0.4 (released 2026-04-01)
**Original Release:** 2022-11-13
**Languages:** English, Arabic, French, Polish, Portuguese, Russian, Chinese, Spanish, Ukrainian

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id1027130748)
**AppTail Page:** [https://apptail.io/app/pay-with-rewards-ovh/canada](https://apptail.io/app/pay-with-rewards-ovh/canada)

## Pay with Rewards Description
Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability.
 
Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card.
 
Getting Started
* Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information.
* Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card.
* The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.

## Pay with Rewards Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple122/v4/ee/25/96/ee25962c-d337-3d54-4fcc-72d084bea753/78b91dc8-5e82-412b-a59d-5645e9c36c53_PWR-Screen_1_-__U005b1284x2778_U005d.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple112/v4/96/ef/8a/96ef8a2d-10c1-33c9-f393-9a54cd525a3a/7e62110f-5096-4b45-9e65-2c7aa8da4a97_PWR-Screen_2_-__U005b1284x2778_U005d.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple112/v4/fc/b8/78/fcb87862-6fcf-cd61-3d80-b60a9481e679/9e1b5756-81e4-4ec3-9e94-7dde5631a776_PWR-Screen_3_-__U005b1284x2778_U005d.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple122/v4/1a/66/08/1a660813-fbb2-587e-8a4f-d82a624258d9/f926b0d4-37bc-4431-9d17-8b4f50cdb4b8_PWR-Screen_4_-__U005b1284x2778_U005d.png/1284x2778.png)

## Pay with Rewards Rating Breakdown in Canada
- 5 stars: 17 (11%)
- 4 stars: 5 (3%)
- 3 stars: 5 (3%)
- 2 stars: 6 (4%)
- 1 stars: 116 (78%)

## Pay with Rewards Reviews in Canada

### *---- "Does not work"
The app says that the card number is incorrect and there is no support.
-- IrynaSV01, 2025-08-05

### *---- "Jan 2021 app won’t open"
I’ve enjoyed the app and have been able to apply points for years  however for  now I can’t even open the app. There are purchases that I can apply my points to but the app won’t even open now. It asks me to download the Rogers bank app instead. Even though bug fixes were done 3 weeks ago nothing has changed since Jan 2021. So this app is useless
-- HuntersJ-ratt, 2023-03-29

### *---- "Broken App"
Crashes when launched. No longer work
-- FB Messenger Bug, 2022-11-08

### *---- "Useless"
Won’t take my credit number!
-- Lessie62, 2022-10-18

### *---- "Why do we need this"
Just updated October2022. Doesn’t work any more. Stratospherically ridiculous este of time. 

My download seemed to work. But I totally don’t understand why we have to select the Purchases on which to apply our credit. Why don’t they just do this automatically. This is the dumbest concept I have ever seen. And a Magistral waste of my time. And after I applied my credits to certain purchases, there was no change in the total so it still shows my original amount of credit available. So I don’t know how much I actually really have left. This is just so stupid.
-- Guess if you've got a call, 2022-10-11

### *---- "Pay with rewards"
Totally useless couldn’t log in.
-- The Quad1111111, 2022-10-08

### *---- "App crashes / can’t open"
This is a trash product. Mastercard needs to fire the product manager on this immediately.
-- qazzxcvbn, 2022-08-24

### *---- "Used to work perfectly fine, but now it is BLEH!"
I did not have any problem with this app when I first started it using it a few years ago. Now the app won’t open. It just crashes instantly after I open it. 

Please fix this issue!
-- Claire Phoenix, 2022-08-09

### *---- "The most broken app I’ve ever seen"
Constant crashes, errors, and a terrible setup experience. I found a few workarounds for the app’s issues, but was never able to get it to redeem rewards at the end of the day.
-- DavidMichaelangelo, 2022-08-01

### *---- "why is my interest rate so high but yet this app is so terrible??"
It’s useless. Don’t bother. Crashes constantly
-- Yourmomputsout, 2022-07-17

### *---- "Fix this"
The app makes an error (400) every time I try to add a credit card at the security question - AFTER it signed me out of all of the credit cards I’ve uploaded
-- a guy trying to pay his bills, 2022-07-16

### *---- "So Bad!"
This app is in desperate need for an update. Every time you go to log in, all your prior saved info is gone. 

Very tiresome putting all you card info in every single time you open the app. 

Please fix this issue!!!
-- Mr2017Explorer, 2022-02-14

### *---- "My card isnt saved"
Recently, my card/account info seems to have wiped every few days and I have to scan the card on each use. Terrible app
-- AhDrewz, 2022-01-18

### *---- "Keep asking for my card number"
Hi
It is working for few days then ask me to choose pin cod and enter my card number then security question…….
It is annoying since last update or before the last update.
Please fix this trouble.
Thanks
-- A hero AA, 2021-11-20

### *---- "Terrible"
Just terrible. This bank is probably in the business of losing money.  Avoid yourself many headaches and go somewhere else. Even if u have over 5 years of perfect repayment history on a 2.5k limit card, they cant boost to 4k limit without a hard check. 

The rewards and redemption is ok which they get a star for.
-- Bugcocsssh, 2021-01-23

### *---- "Not working"
Since the last update, the application is constantly flashing and not working
-- Benbla, 2021-01-21

### *---- "App crash"
App keeps flashing and won’t open. Shame. It was decent until this glitch.
-- Huexer, 2021-01-20

### *---- "Is this app made in some guy’s basement?"
Every couple of months, this app stops working because of some tech-related issue. January 2021: App keeps flashing on log in and won’t open. Guys, get your act together!
-- Nikonjkp, 2021-01-19

### ***-- "Up to 90 days?"
I can only see my purchase for the last 30 days. 👎🏻
-- kratchouf, 2020-11-05

### *---- "Doesn’t work"
I can even log in since iPhone update 
It’s also confusing, when rebates occur, why, how..?  And why can’t I view this info online..??
I can even login so it doesn’t matter
-- theeffects, 2020-09-21

[View all Pay with Rewards reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Pay with Rewards Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Egypt | Finance | #149 |
| Top Free | United Kingdom | Finance | #333 |

## Pay with Rewards Discovered Keywords
- pay with rewards
- rogers bank

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## Pay with Rewards Available In
- [Uruguay](https://apptail.io/app/pay-with-rewards-ovh/uruguay)
- [United Kingdom](https://apptail.io/app/pay-with-rewards-ovh/united-kingdom)
- [Canada](https://apptail.io/app/pay-with-rewards-ovh/canada)
- [Egypt](https://apptail.io/app/pay-with-rewards-ovh/egypt)
- [United States](https://apptail.io/app/pay-with-rewards-ovh/united-states)
- [Jamaica](https://apptail.io/app/pay-with-rewards-ovh/jamaica)
- [Panama](https://apptail.io/app/pay-with-rewards-ovh/panama)
- [Mexico](https://apptail.io/app/pay-with-rewards-ovh/mexico)
- [Hong Kong SAR China](https://apptail.io/app/pay-with-rewards-ovh/hong-kong)
- [Brazil](https://apptail.io/app/pay-with-rewards-ovh/brazil)
- [Ukraine](https://apptail.io/app/pay-with-rewards-ovh/ukraine)
- [Bermuda](https://apptail.io/app/pay-with-rewards-ovh/bermuda)
- [United Arab Emirates](https://apptail.io/app/pay-with-rewards-ovh/united-arab-emirates)
- [Honduras](https://apptail.io/app/pay-with-rewards-ovh/honduras)
- [India](https://apptail.io/app/pay-with-rewards-ovh/india)
- [Kuwait](https://apptail.io/app/pay-with-rewards-ovh/kuwait)
- [Poland](https://apptail.io/app/pay-with-rewards-ovh/poland)
- [Malaysia](https://apptail.io/app/pay-with-rewards-ovh/malaysia)
- [Spain](https://apptail.io/app/pay-with-rewards-ovh/spain)
- [Denmark](https://apptail.io/app/pay-with-rewards-ovh/denmark)
- [France](https://apptail.io/app/pay-with-rewards-ovh/france)
- [Colombia](https://apptail.io/app/pay-with-rewards-ovh/colombia)
- [Grenada](https://apptail.io/app/pay-with-rewards-ovh/grenada)
- [Greece](https://apptail.io/app/pay-with-rewards-ovh/greece)
- [Chile](https://apptail.io/app/pay-with-rewards-ovh/chile)
- [Australia](https://apptail.io/app/pay-with-rewards-ovh/australia)
- [Ireland](https://apptail.io/app/pay-with-rewards-ovh/ireland)
- [Austria](https://apptail.io/app/pay-with-rewards-ovh/austria)
- [Italy](https://apptail.io/app/pay-with-rewards-ovh/italy)
- [Switzerland](https://apptail.io/app/pay-with-rewards-ovh/switzerland)
- [Argentina](https://apptail.io/app/pay-with-rewards-ovh/argentina)
- [Lebanon](https://apptail.io/app/pay-with-rewards-ovh/lebanon)
- [Dominican Republic](https://apptail.io/app/pay-with-rewards-ovh/dominican-republic)
- [Belarus](https://apptail.io/app/pay-with-rewards-ovh/belarus)
- [Netherlands](https://apptail.io/app/pay-with-rewards-ovh/netherlands)
- [Norway](https://apptail.io/app/pay-with-rewards-ovh/norway)
- [Belgium](https://apptail.io/app/pay-with-rewards-ovh/belgium)
- [Peru](https://apptail.io/app/pay-with-rewards-ovh/peru)
- [Portugal](https://apptail.io/app/pay-with-rewards-ovh/portugal)
- [Romania](https://apptail.io/app/pay-with-rewards-ovh/romania)
- [Russia](https://apptail.io/app/pay-with-rewards-ovh/russia)
- [Sweden](https://apptail.io/app/pay-with-rewards-ovh/sweden)
- [Singapore](https://apptail.io/app/pay-with-rewards-ovh/singapore)
- [Türkiye](https://apptail.io/app/pay-with-rewards-ovh/turkey)
- [Czechia](https://apptail.io/app/pay-with-rewards-ovh/czechia)
- [Germany](https://apptail.io/app/pay-with-rewards-ovh/germany)
- [Malta](https://apptail.io/app/pay-with-rewards-ovh/malta)
- [Ecuador](https://apptail.io/app/pay-with-rewards-ovh/ecuador)
- [Cyprus](https://apptail.io/app/pay-with-rewards-ovh/cyprus)
- [Finland](https://apptail.io/app/pay-with-rewards-ovh/finland)

---

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