--- title: "Payactiv - Reviews, Revenue and Downloads in United States | Apple App Store" description: "With Payactiv, access your hard earned wages before payday, pay bills on time avoiding late and overdraft fees, and handle unexpected expenses with our user-friendly digital tools. Payactiv provides y" --- # Payactiv — United States > On-demand pay and beyond ![Payactiv App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/5f/cb/56/5fcb5684-348b-8295-08ed-cf64cba38699/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/100x100bb.jpg) **Developer:** [PayActiv](https://apptail.io/developer/payactiv-mhRb) (Canada) **Category:** Finance **Rating:** 4.7/5 (84,594 ratings) **Price:** Free **Bundle ID:** ProAct.Mobile.ProActMobileClient **Store:** Apple App Store **Country:** United States **Version:** 2.2.10 (released 2026-10-19) **Original Release:** 2014-01-13 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id792617775) **AppTail Page:** [https://apptail.io/app/payactiv-pLVc/united-states](https://apptail.io/app/payactiv-pLVc/united-states) ## Payactiv Description With Payactiv, access your hard earned wages before payday, pay bills on time avoiding late and overdraft fees, and handle unexpected expenses with our user-friendly digital tools. Payactiv provides you with the foundation to maintain financial stability and equips you with the necessary tools to help you reach your financial wellness goals and thrive—without payday loans or interest. Just your money at your fingertips. With Payactiv, you can expect: 1. Earlier access to your money: - Enjoy your paycheck up to 2 days early.1 - Receive government payments up to 4 days early.1 - Gain immediate access to earned wages.2 2. Spending and saving tools to achieve your financial goals: - Always stay informed about what's safe to spend. - Easily track your spending habits at a glance. - Receive low balance alerts. - Set up automatic transfers from earned wages. 3. The Payactiv Visa® Card*: A card designed without hidden fees: - No minimum balance requirements. - No overdrafts. - No monthly or inactivity fees. - Access surcharge-free withdrawals at 37,000+ MoneyPass® ATMs. - Enjoy free integrated bill pay. - Withdraw cash at tellers in participating banks. - Send and receive funds to other enrolled members with no transfer fees. 4. Convenience and security you can rely on: - Seamlessly use the card with Google Pay or Apple Wallet. - Utilize touchless payments at stores. - Benefit from Visa's Zero Liability protection.3 - Easily lock or replace lost or stolen cards. - Access 24/7/365 support in English and Spanish. *Central Bank of Kansas City does not administer, nor is liable for earned wage access. The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. 2 Earned Wage Access requires employer participation. 3 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail. ## Payactiv Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8c/f0/01/8cf001b0-9426-07a4-bb99-431523dc714c/1242_U00a0_U00d7_U00a02208_01.png/392x696bb.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/db/38/06/db380624-698b-6010-e6b6-5d6f11fa3699/1242_U00a0_U00d7_U00a02208_02.png/392x696bb.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a2/63/7b/a2637bbe-0ed4-f3cf-2c9d-0d906e6ff26e/1242_U00a0_U00d7_U00a02208_03.png/392x696bb.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c5/1f/05/c51f0509-3866-e85d-cc5a-f64a5aca2663/1242_U00a0_U00d7_U00a02208_05.png/392x696bb.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2e/fb/a1/2efba172-4e4d-ad12-d304-8d9f40a9f493/1242_U00a0_U00d7_U00a02208_06.png/392x696bb.png) ## Payactiv Rating Breakdown in United States - 5 stars: 75,024 (89%) - 4 stars: 3,956 (5%) - 3 stars: 1,396 (2%) - 2 stars: 845 (1%) - 1 stars: 3,165 (4%) ## Payactiv Reviews in United States ### **--- "Trackings all money apps" I didn’t like the fact that this app track my other purchases and money transfers from cash app and apple! This will be my first and final time using this app! -- Cashmoni805, 2025-01-03 ### *---- "Upset customer" This company is a joke even though you make the money already you can’t access when you want because one day you see all the money you made and the next day it’s only a day’s pay it crazy how the app wants you to think you can access what you make whenever you need it but that’s not true am about to delete this app -- Upset Beach, 2025-01-03 ### *---- "Terrible" App never loaded -- Tbrownie111, 2025-01-03 ### *---- "Pointless" My account doesn’t show my hours until the next week. I’m never able too withdraw because my hour’s doesn’t show until I already been paid and it’s a new week. -- Winstonsjsj88, 2025-01-01 ### ****- "I like" I like Payactiv.. u can get your money u worked upfront I like.. -- Drewskii1450, 2024-12-31 ### *---- "Unable to do anything" Apply for card: “unable to verify” most basic info. Contact support: “try again in 24 hours.” Verify Murphy Drive Rewards phone number: “unable to verify.” The app is quite literally useless so far, and all it’s done up to this point is collect my personal information so now I have one more cyber attack vector against me than I had an hour ago. I’m extremely disappointed in the app and lack of support. -- ev.mc, 2024-12-31 ### *---- "Won’t Load" Nothing will load. -- boyofroyo, 2024-12-31 ### *---- "Bah" It just keeps saying loading… -- Aideroth, 2024-12-30 ### *---- "Just keeps loading." I have never been able to use the app. It just keeps loading over and over again. I’ve tried on my phone and my IPad. Don’t waste your time on it I guess. -- Jojo5701, 2024-12-29 ### **--- "Caregiver" Take 1-3 business day to get to my Acc. I used to worked for other Homecare’s and money is right away to my account. And their app is easier. -- Lie Hong, 2024-12-27 [View all Payactiv reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Payactiv Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | United States | Finance | #149 | ## Payactiv Discovered Keywords - early - live active - wages - activ - earned wage access - liv bank - ukg wallet - access you - payactiv - wagely ## Payactiv Available In - [United States](https://apptail.io/app/payactiv-pLVc/united-states) - [Pakistan](https://apptail.io/app/payactiv-pLVc/pakistan) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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