---
title: "PayAway: Debt Payoff Planner - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Overwhelmed by debt? Meet PayAway – your all-in-one debt payoff planner and tracker that helps you pay off debt faster and boost your credit score at the same time. Using our proprietary Credit Utiliz"
---

# PayAway: Debt Payoff Planner — United States
> Debt Tracker & Credit Booster

![PayAway App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/4d/ea/5b/4dea5b65-073d-bf56-858d-6f0f38854c50/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Jack Maloney](https://apptail.io/developer/jack-maloney-SIkrb)
**Category:** Finance
**Rating:** 4.1/5 (14 ratings)
**Price:** Free
**Bundle ID:** com.PayAway.PayAway
**Store:** Apple App Store
**Country:** United States
**Version:** 1.1.4 (released 2025-07-23)
**Original Release:** 2025-02-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6740789874)
**AppTail Page:** [https://apptail.io/app/payaway-debt-payoff-planner-zZav/united-states](https://apptail.io/app/payaway-debt-payoff-planner-zZav/united-states)

## PayAway Description
Overwhelmed by debt? Meet PayAway – your all-in-one debt payoff planner and tracker that helps you pay off debt faster and boost your credit score at the same time. Using our proprietary Credit Utilization Method, PayAway optimizes your payoff plan to improve credit health while crushing debt, outperforming traditional Snowball and Avalanche strategies in saving money and time.

Key Features:

All-in-One Debt Tracker: Organize all your debts (credit cards, student loans, auto loans, etc.) in one place. See balances, interest rates (APR), and due dates at a glance.

Personalized Payoff Plans: Choose a strategy that fits you – Debt Snowball (smallest balance first), Debt Avalanche (highest interest first), or let PayAway suggest a custom plan tailored to your goals.

Smart Debt Snowball Calculator: Instantly calculate your debt-free date and interest savings under Snowball, Avalanche, or any extra payment scenario. Adjust payments to see “what-if” scenarios and find the fastest payoff path.

Exclusive Credit Utilization Method: Boost your credit score as you pay down debt. PayAway prioritizes payments to lower your credit utilization ratio, helping raise your credit score faster than Snowball or Avalanche alone.

Budget & Extra Payments: Set a monthly debt-payoff budget so you know exactly how much extra cash can go toward debt each month. PayAway shows you how even small extra payments can save money on interest and shorten your payoff timeline.

Progress Tracking & Alerts: Stay motivated with interactive charts and milestones. Watch your debt shrink and get notified when you hit payoff milestones or when a debt is paid off.

Easy & Intuitive: Designed for Gen Z & Millennials, PayAway features a clean, uncluttered interface. No confusing finance jargon – just a simple, powerful debt payoff tool that puts you in control.

Secure & Private: All data is stored securely. No bank connections required – you’re always in control of your information.

Why Choose PayAway?
Unlike one-size-fits-all budgeting apps, PayAway is laser-focused on helping you become debt-free and build credit. It’s your companion on the journey to financial freedom. Our app doesn’t overwhelm you with features you don’t need. Instead, PayAway gives you a clear plan, tailored advice, and the motivation to stick with it. Save money, eliminate debt, and watch your credit score rise – all in one app.

Whether you’re juggling multiple credit cards or paying off student loans, PayAway has you covered. It’s perfect for:

Credit card debt – tackle high-interest balances and break the cycle.

Student loans – manage loans and pay them off sooner.

Auto or personal loans – keep track of loans and plan early payoffs.

Debt snowball fans – if you’re looking for a debt snowball calculator, PayAway provides one with an extra credit-boosting edge.

Anyone who needs a debt tracker and payoff planner – and wants to improve their credit score while doing it.

Start Your Debt-Free, Credit-Boosted Journey Today
Don’t let debt hold you back. Download PayAway now and take control of your finances. See how quickly you can pay off debt and achieve the freedom of a debt-free life with better credit. The sooner you start, the sooner you’ll celebrate being debt-free and building a brighter financial future. 

Terms of Use: 

## PayAway Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/05/08/45/05084583-5e17-e592-3f02-f3a76d9c049f/01.png/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0c/87/35/0c873594-a814-e147-cc41-06ff5a280172/02.png/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/77/5f/61/775f6140-e3ae-7597-abe7-addd30e92f93/03.png/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5a/2c/23/5a2c2301-0382-29ef-8d78-b3c2cd889106/04.png/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/19/ef/cd/19efcd4e-475c-6929-7197-ae4e91c7f425/05.png/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ac/64/17/ac6417ad-019f-41db-d520-f8afa7d7a792/07.png/1290x2796.png)

## PayAway Rating Breakdown in United States
- 5 stars: 11 (79%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 3 (21%)

## PayAway Reviews in United States

### *---- "Awful app"
I pay a subscription and I can’t even edit my debt. And when I signed out and signed back in, all my information was erased.
-- Alaskagrown333, 2026-02-26

### *---- "Crash master!!!"
When you go to budget and input your monthly income, you then hit the biweekly button as to change it to monthly it CRASHES! Time after time after time after time!! Darn! I actually had my hopes up!
-- Mr Manny USMC RETIRED, 2026-01-24

### ***** "Awesome app"
Consolidates all of my debts in one place which makes it easy to see how much I actually owe and the progress I’m making.
-- Matt1740, 2025-05-28

### ***** "Best debt payoff app I’ve used"
I hate to admit that I have more debt than I’d like. This app has made it really easy to visualize my debt and the best way to get rid of it fast. Thank you!!
-- Agton1, 2025-05-28

### ***** "Helpful"
Very easy to follow and incredibly helpful!
-- AEDPIA, 2025-02-11

### ***** "Simple and effective!"
This app is such a great resource! Super easy to use, sleek design, highly recommend!
-- parkerlizzz, 2025-02-09

### ***** "Pretty cool"
Very simple interface
-- SamRK1986, 2025-02-06

### ***** "So easy!!"
What a great app!  So simple to use but so many features that have helped me get my expenses in line!!
-- Scooter38655, 2025-02-06

### ***** "Simple and effective"
Easy to use!
-- Andie1995, 2025-02-06

### ***** "Great App"
Honestly one of the best budgeting apps I’ve used. Helps me keep track of all my debts in one place without making it complicated.
-- Zacdouglas83, 2025-02-06

[View all PayAway reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)





## PayAway Available In
- [United States](https://apptail.io/app/payaway-debt-payoff-planner-zZav/united-states)
- [Canada](https://apptail.io/app/payaway-debt-payoff-planner-zZav/canada)
- [Colombia](https://apptail.io/app/payaway-debt-payoff-planner-zZav/colombia)
- [Dominican Republic](https://apptail.io/app/payaway-debt-payoff-planner-zZav/dominican-republic)
- [Estonia](https://apptail.io/app/payaway-debt-payoff-planner-zZav/estonia)
- [France](https://apptail.io/app/payaway-debt-payoff-planner-zZav/france)
- [United Kingdom](https://apptail.io/app/payaway-debt-payoff-planner-zZav/united-kingdom)
- [United Arab Emirates](https://apptail.io/app/payaway-debt-payoff-planner-zZav/united-arab-emirates)
- [Iceland](https://apptail.io/app/payaway-debt-payoff-planner-zZav/iceland)
- [Italy](https://apptail.io/app/payaway-debt-payoff-planner-zZav/italy)
- [Jamaica](https://apptail.io/app/payaway-debt-payoff-planner-zZav/jamaica)
- [South Korea](https://apptail.io/app/payaway-debt-payoff-planner-zZav/south-korea)
- [Luxembourg](https://apptail.io/app/payaway-debt-payoff-planner-zZav/luxembourg)
- [Netherlands](https://apptail.io/app/payaway-debt-payoff-planner-zZav/netherlands)
- [Norway](https://apptail.io/app/payaway-debt-payoff-planner-zZav/norway)
- [Greece](https://apptail.io/app/payaway-debt-payoff-planner-zZav/greece)
- [Australia](https://apptail.io/app/payaway-debt-payoff-planner-zZav/australia)

---

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