---
title: "Paychex Pay - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Seamless Banking¹ Solutions   ¹Paychex is not a bank. Banking service provided by Central Bank of Kansas City, Member FDIC    In today’s fast-paced world, convenience and speed are everything. Enter P"
---

# Paychex Pay — United States

![Paychex Pay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/3b/fa/93/3bfa93cf-2a66-6643-d977-8e46015bb554/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/400x400bb.png)

**Developer:** [Paychex](https://apptail.io/developer/paychex-vlQ)
**Category:** Finance
**Rating:** 4.7/5 (587 ratings)
**Price:** Free
**Bundle ID:** com.paychex.paychexpay
**Store:** Apple App Store
**Country:** United States
**Version:** 2.0 (released 2024-08-21)
**Original Release:** 2024-06-21

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6449838354)
**AppTail Page:** [https://apptail.io/app/paychex-pay-jkuq/united-states](https://apptail.io/app/paychex-pay-jkuq/united-states)

## Paychex Pay Description
Seamless Banking¹ Solutions


¹Paychex is not a bank. Banking service provided by Central Bank of Kansas City, Member FDIC 


In today’s fast-paced world, convenience and speed are everything. Enter Paychex Pay℠, an online account established by Central Bank of Kansas City, Member FDIC. It comes with a Paychex Pay Debit Mastercard® and optional Savings Account to easily manage your finances all from a user-friendly app²


GET PAID FAST
Get paid up to 2 days earlier with direct deposit³


EASILY MOVE MONEY
Move money⁴ between accounts or send money to a friend all within the app


FAST CHECKOUT 
Pay at retailers with your contactless card or mobile wallets


ADD MONEY QUICKLY
Add funds via direct deposit, cash deposits⁵ at Mastercard rePower® locations, or mobile check deposit⁶


SAVING
Save for your future with an optional savings account with no minimum balance required


CASH BACK REWARDS
Earn cash back⁷ for purchases made at various retailers 


MASTERCARD ID THEFT PROTECTION™
Alerts you to possible identify theft and provides you with resolution services if needed



2- Standard message and data rates from your wireless provider may apply.
3- In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your 
payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits 
payment provider when they submit your deposit information to the bank for processing. Early deposit of funds will begin upon the 2nd 
qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer
4 - Fees and limitations may apply. Consult the Deposit Account Agreement and Fee Schedule for complete details.
5 - Service fee up to $5.95 applies. Deposit and account balance limits apply.
6 - The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money Inc., subject to the First Century Bank and Ingo Money Terms 
and Conditions and Privacy Policy available in the App. All checks are subject to approval prior to funding. Unapproved checks will not be 
funded to your Account. Approval review may take up to one hour. Fees and data rates may apply. Ingo Money, Inc. and First Century Bank, N.A., 
are not affiliated with Central Bank of Kansas City.
7 - Participating in Paychex Pay Rewards is optional, and you may opt-out at any time by calling 1-866-438-0579. Offers are based on your 
shopping habits. Cashback is earned by using your Paychex Pay Card for qualifying purchases and is credited to your account once the 
qualified purchase transaction is settled, depending upon the merchant. Central Bank of Kansas City is not affiliated with and does not endorse 
or sponsor the rewards program. For complete details, including the use of transaction data, see the Paychex Pay Rewards Terms of Service 
provided to you with the Deposit Account Agreement

The Paychex Pay Deposit Account is established by Central Bank of Kansas City, Member FDIC. The Paychex Pay Debit Mastercard is issued 
by Central Bank of Kansas City pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the 
circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval, 
maintenance, and use of the Deposit Account and Card. If you have any questions regarding your Deposit Account or Card, you should consult 
your Deposit Account Agreement and Fee Schedule or contact us toll-free 24/7/365 at 1-866-438-0579

## Paychex Pay Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/39/73/91/3973917e-eb58-4bfd-ca45-1223a6d58e6c/ec5a0704-a5a9-4395-9bbe-7e4f86e02520_PP-1.png/392x696bb.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fb/17/af/fb17aff2-d1ed-e07e-4a03-76b3c6e8d581/51f2372e-896f-4832-b6a7-e0051bb47712_PP-2.png/392x696bb.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f7/f3/be/f7f3be38-7c6c-df71-f2c6-7c9717c07076/0a1ba5c4-cc06-4c02-b076-9a8a6eec7889_PP-3.png/392x696bb.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c9/e1/02/c9e10273-57c7-2b35-025d-4f143b7c1cc5/63e58109-ed7b-4f09-b499-5db0865e71de_PP-4.png/392x696bb.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/92/4e/68/924e685f-dea6-0884-9453-8c69f68b1b57/18a14019-0dae-4d68-b805-d3055b0a4164_PP-5.png/392x696bb.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/83/11/ee/8311ee4a-40f2-e8e0-d59b-74edcefb2bd6/1e9e9db5-ed2f-4c58-8811-2074c6438768_PP-6.png/392x696bb.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f2/7e/f3/f27ef393-89c9-43ce-036a-3e5564b58f3f/dffcfc0d-1a8c-48e8-a137-575b12195018_PP-7.png/392x696bb.png)

## Paychex Pay Rating Breakdown in United States
- 5 stars: 520 (90%)
- 4 stars: 15 (3%)
- 3 stars: 10 (2%)
- 2 stars: 7 (1%)
- 1 stars: 29 (5%)

## Paychex Pay Reviews in United States

### **--- "Customer Service Could Be A Lot Better"
This bank is pretty terrible.  I wasn’t able to get overdraft (purchase cushion) despite qualifying for 3 months.  I can’t get notifications when I get paid.  The customer service is awful as another reviewer said.  They are nice but can’t help you.  I am switching banks and closing my account because I can’t take it anymore.
-- Deana Jackson, 2025-07-22

### ****- "Honest review."
The app functionality could be improved immensely. I don’t have time to write an exclusive detailed review about it, but you get the memo based on other reviews and just general app experience. Otherwise, I am very happy with the banking experience so far.
-- crobinson1901, 2025-06-10

### *---- "Worst customer service"
Worst customer service I ever experienced in all my years of living
-- Alex4455@, 2025-06-10

### **--- "very messy."
I wish theyd just let you do this via a desktop and didnt demand that you get this app. especially since its so buggy that it makes it impossible to navigate. it sends notifications even if you turn notifs off in the app and it sends them 2 days after the transactions were even made.  just leads to more confusion. good if you’re in between banks but beyond that- don’t stick around here. AND STOP SENDING NOTIFS.
-- Lucky Elle, 2025-05-21

### ****- "Terrible"
I hate paychex, it’s confusing and customer service is awful
-- Door dash from now on, 2025-05-10

### *---- "Bad company"
If you happen to lose your card that will completely shut down your account and lock up your account until a new card is shipped. So don’t plan on having this account and making payments with a lost card. You will just have to wait until it’s shipped and be broke.
-- CJW11111111111111111, 2024-10-31

### *---- "Mad"
App has crashed and so has the website cannot even see how much money I have
-- txcountrygirl78133, 2024-10-02

### **--- "What"
What even happened to this app.
-- DataWasTaken, 2024-09-27

### *---- "Smh"
Can’t even login anymore nor withdraw my money
-- strongjhit, 2024-09-16

[View all Paychex Pay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)






---

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