--- title: "Paydown - Reviews, Revenue and Downloads in United Kingdom | Apple App Store" description: "Break up with your credit cards — for good. Paydown helps you refinance high-interest debts like credit cards, overdrafts, and store cards into one affordable loan. No jargon, no judgement — just a s" --- # Paydown — United Kingdom > Check eligibility instantly ![Paydown App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e5/6b/d4/e56bd41b-2831-da8f-cbac-c4fb3491b3fb/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-SnZKs) **Category:** Finance **Rating:** 2.7/5 (14 ratings) **Price:** Free **Bundle ID:** so.clay.Paydown **Store:** Apple App Store **Country:** United Kingdom **Version:** 1.0.21 (released 2026-10-05) **Original Release:** 2025-10-19 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id6744685983) **AppTail Page:** [https://apptail.io/app/paydown-qodx/united-kingdom](https://apptail.io/app/paydown-qodx/united-kingdom) ## Paydown Description Break up with your credit cards — for good. Paydown helps you refinance high-interest debts like credit cards, overdrafts, and store cards into one affordable loan. No jargon, no judgement — just a smarter way to pay down what you owe, save money, and take back control. Whether you're looking to consolidate debt, reduce your interest rate, or finally get out of the credit card cycle, Paydown makes it fast, fair, and frictionless. ----- Why Paydown? • Lower Your Interest Rate We help you replace high-interest debts with one lower-cost loan — potentially saving you thousands. • One Simple Monthly Payment No more juggling multiple cards or due dates. Just one payment, one plan. • Fast, No-Impact Eligibility Check See if you’re eligible in under 2 minutes — with no impact on your credit score. • Borrow £1,000 to £25,000 Loan amounts tailored to your needs and repayment ability. • Flexible Repayment Terms Repay over 12 to 60 months — whatever works for your budget. • Track Everything in One Place See your balance, payments, and progress in the app at any time. ----- What you can refinance: • Credit Cards • Overdrafts • Store Cards • Personal Loans • Auto Finance • Buy Now Pay Later And more... ----- Who’s it for? Paydown is designed for responsible borrowers who want to reduce debt faster, save money on interest, and simplify their finances. ----- Legal bit: Representative 22.4% APR Credit available only to UK residents aged 18 and over. Subject to status. Terms apply. Clay Technologies UK Limited (trading as “Paydown”) is authorised and regulated by the Financial Conduct Authority (FCA) with reference 1017010. Our registered company number is 15449195 and our registered office is at 30 Churchill Place, Canary Wharf, London, E14 5RE. ©2025 All Rights Reserved. ## Paydown Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/04/e5/21/04e521b1-d759-4547-a870-2f060ab0d796/PD1.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/70/82/af708204-ada4-a969-c6a3-40d0f91d0d7c/PD2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/94/70/ac/9470ac6b-2a63-7c38-54a3-96a29bf5fa53/PD3.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1c/73/13/1c7313d6-beee-4c2b-42e5-7b228d0f63b9/PD4.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/98/1f/1e/981f1ef3-456e-66da-842b-a284121ff9b2/PD5.png/1242x2688.png) ## Paydown Rating Breakdown in United Kingdom - 5 stars: 6 (43%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 0 (0%) - 1 stars: 8 (57%) ## Paydown Reviews in United Kingdom ### *---- "Scammers" Applied and didn’t receive a response from my application (yes OR no) complained. Received a rude email basically calling me a liar. Still haven’t had a response now so am going to the financial ombudsman as what I have had since making this application is loads of calls from scam companies who say they got my details from Paydown. Heed mine and others reviews. -- cressert, 2026-05-20 ### *---- "Useless" Would be paying more than my credit cards. Waste of time !!! -- jess58?, 2026-05-19 ### *---- "Miss leading…" It said mins for the eligibility. Then they said up to 2wks -- Tony Boom 123, 2026-02-21 ### ***** "Fast decision - 5 stars" Funds same day. Great service. -- Yalland, 2026-02-14 ### **--- "Be careful!!" So, got this ad from Social Media and it looks good in principal baring the fact that 1: this is a BROKER app meaning your data could be given to third parties whose info may/may not have been compromised. 2: The APR quoted IS NOT LIKELY what you will receive as your credit score will be taken into account. Do your own searching if you need finance! although the app its self may be fine, your data may not be when submitted. -- Storm1973, 2026-01-25 [View all Paydown reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Paydown Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | United Kingdom | Finance | #221 | --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*