--- title: "Payinstacard - Reviews, Revenue and Downloads in India | Apple App Store" description: "Payinstacard is your trusted platform for Mobile Recharge, Gift Cards, LIC & NPS Services, Personal Loan Facilitation, Tuition Fee Payments, Credit Score Tracking, and more. Whether you're recharging" --- # Payinstacard — India ![Payinstacard App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/3e/93/56/3e935696-96c7-b578-4019-b43823246ce0/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png) **Developer:** [Payinstacard Private](https://apptail.io/developer/payinstacard-private-VVgUb) **Category:** Finance **Rating:** 4.7/5 (213 ratings) **Price:** Free **Bundle ID:** com.payinstacard **Store:** Apple App Store **Country:** India **Version:** 2.0.18 (released 2026-08-31) **Original Release:** 2024-11-18 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6738269762) **AppTail Page:** [https://apptail.io/app/payinstacard-rwkv/india](https://apptail.io/app/payinstacard-rwkv/india) ## Payinstacard Description Payinstacard is your trusted platform for Mobile Recharge, Gift Cards, LIC & NPS Services, Personal Loan Facilitation, Tuition Fee Payments, Credit Score Tracking, and more. Whether you're recharging your mobile, purchasing gift cards, paying tuition fees, checking your credit score, or exploring personal loan offers, Payinstacard provides a secure, fast, and seamless digital experience. Access All-in-One Financial Services with Payinstacard! > Prepaid Mobile Recharge > Gift Card Purchase > Personal Loan Facilitation > LIC Premium & NPS Services > Tuition Fee Payments > Track Your Credit Score > More Digital Financial Services Coming Soon > Wallet > Co-Branded PPI Card > BBPS Bill Payment Services 1. Personal Loan Facilitation Looking for a quick and hassle-free personal loan? Payinstacard helps you discover and apply for personal loans offered by our RBI-regulated lending partners through a completely digital process. What makes us better? 1.Loan Amount: ₹5,000 – ₹15,00,000 2.Flexible Tenure: 3 – 60 Months 3.Interest Rates Starting From 10.99% p.a.* 4.Annual Percentage Rate (APR): Up to 34%* 5.100% Paperless Process 6.Fast Digital Application Note: Payinstacard acts solely as a financial services facilitator and is not a lender, Bank, or NBFC, Personal loans are approved and disbursed solely by Payinstacard's lending partners. 2. Prepaid Mobile Recharge Recharge your prepaid mobile connection instantly across major telecom operators. > Airtel > Jio > Vi > BSNL Fast, secure, and hassle-free recharges. 3. Gift Card Purchase Buy digital gift cards from leading brands for shopping, entertainment, food, travel, gaming, and more. > Instant Delivery > Secure Payments > Multiple Brand Options 4. LIC NPS Services Manage your retirement contributions. National Pension System (NPS) Contributions 5. Tuition Fee Payments Pay educational fees securely from anywhere. > Tuition Fees Payment 6. Track Your Credit Score Monitor your credit health anytime. Check Your Credit Score Improve Financial Planning Our Lending Partners Payinstacard facilitates personal loan applications through RBI-regulated lending partners, including: > InCred Finance > Poonawalla Fincorp Ltd > Bajaj Finserv > Lendingkart Finance > Cashvia Example of How a Personal Loan Works 1.Loan Amount: ₹2,00,000 2.Tenure: 24 Months 3.Interest Rate: 18% p.a. 4.Processing Fee (incl. GST): ₹1,180 (₹1,000 + ₹180 GST) 5.Monthly EMI: ₹9,985 6.Total Interest Payable: ₹39,636 7.Annual Percentage Rate (APR): 28%* 8.Disbursed Amount: ₹1,98,820 9.Total Amount Payable: ₹2,39,636 10.Total Cost of the Loan: ₹40,816 (Interest + Processing Fee including GST) Note: The above illustration is for representation purposes only. The final loan amount, interest rate, APR, processing fee, tenure, and approval are determined solely by Payinstacard's lending partner based on the applicant's credit assessment and applicable lending policies. Responsible Lending Payinstacard acts solely as a financial services facilitator and is not a lender, Bank, or Non-Banking Financial Company (NBFC). Personal loans available through the Payinstacard platform are offered and disbursed exclusively by RBI-regulated Banks and/or NBFC lending partners. Loan approval, eligibility, interest rates, repayment terms, disbursement, and all lending decisions are made solely by the respective lending partner. Payinstacard does not guarantee loan approval and does not influence the lending partner's credit assessment or lending decisions. Contact Us: Email: support@payinstacard.com We're here to assist you with your queries and feedback. ## Payinstacard Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/1d/2e/4d1d2ec7-22a0-0ea7-562f-59ebca5a1ed9/1.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/6b/f6/096bf616-b3d3-a2c2-f30e-58c167b3aebc/2.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d4/02/7b/d4027bef-1cfa-59ee-e2e5-b510d12d5010/3.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e8/f4/0d/e8f40daa-72d1-9be2-7c7f-8da36642159c/4.png/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/29/42/1f/29421f18-71b1-001f-3978-8b9a0bf5278e/5.png/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/72/42/db/7242db96-3035-f76b-6c62-9fd63dd80f7f/6.png/1284x2778.png) ## Payinstacard Rating Breakdown in India - 5 stars: 184 (86%) - 4 stars: 16 (8%) - 3 stars: 4 (2%) - 2 stars: 2 (1%) - 1 stars: 7 (3%) ## Payinstacard Reviews in India ### ***** "Smart way of Payments" A simple yet powerful app for payments. cashbacks , rewards and many more !! -- Ak 1324, 2024-12-22 ### ***** "Best app for rent and electric bill payments" Payinstacard has made the rent and electric bill payments easier with low fees. loved the app -- Naveen Gadi, 2024-12-22 ### ***** "Nice and Simple UI / UX" Very simplistic UI to navigate and fast payment system Waiting for mobile recharge -- Roopesh L R, 2024-12-07 ### ***** "Lowest Fee for rent on credit" This app is very easy to use and having lowest fee with instant settlement , Ui is good and very simple to use without any unnecessary advertisements. -- Nagesh Sri, 2024-11-28 ### ***** "Quick and convenient bill payments" Payinstacard app is a user-friendly solution for quick and convenient bill payments with multiple payment options -- Madhukiran Adimulam, 2024-11-27 ### ***** "Rent services" I’m using this app. Both UI and Functionality is good. -- Avenger Iron man, 2024-11-22 [View all Payinstacard reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Apps Similar to Payinstacard - [MANAVI WEALTH](https://apptail.io/app/manavi-wealth-bPee/india) - [DeliziaHr](https://apptail.io/app/deliziahr-vOrn/india) - [IFEXCAPITAL](https://apptail.io/app/ifexcapital-zdfp/india) - [B_Cash](https://apptail.io/app/b-cash-djvp/india) - [Paymadi](https://apptail.io/app/paymadi-NmHp/india) - [AG Analyst](https://apptail.io/app/ag-analyst-QIRp/india) - [Acemoney Business](https://apptail.io/app/acemoney-business-DFHq/india) - [Paygen - Make bill payments](https://apptail.io/app/paygen-make-bill-payments-nUjt/india) - [Hitch Zone](https://apptail.io/app/hitch-zone-qwkv/india) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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