--- title: "PayKool - Reviews, Revenue and Downloads in Hong Kong SAR China | Apple App Store" description: "PayKool卡自主分期，可選擇申請3/4/5個月簽賬分期。全新功能：智能信貸評估報告，無需申請信用卡都可免費查閱TU評分。 PayKool 深明現代生活中平衡消費欲望與財政規劃的重要性，讓你不再需要在「想要」與「能夠」之間作出妥協，自主分期更有助踢走長期負債，建立屬於自己的消費節奏和態度！ 客戶服務熱線：23111611 官方網站： https://www.paykool.hk/ " --- # PayKool — Hong Kong SAR China ![PayKool App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/68/b7/5d/68b75dae-6892-94d6-3915-1e3482fc0b02/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png) **Developer:** [K Cash](https://apptail.io/developer/k-cash-ZFEd) (Hong Kong SAR China) **Category:** Finance **Rating:** 3.4/5 (33 ratings) **Price:** Free **Bundle ID:** com.kcash.paykool **Store:** Apple App Store **Country:** Hong Kong SAR China **Version:** 1.16.6 (released 2026-08-21) **Original Release:** 2023-12-31 **Languages:** Chinese, English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/hk/app/app/id6448716463) **AppTail Page:** [https://apptail.io/app/paykool-SETo/hong-kong](https://apptail.io/app/paykool-SETo/hong-kong) ## PayKool Description PayKool卡自主分期，可選擇申請3/4/5個月簽賬分期。全新功能：智能信貸評估報告，無需申請信用卡都可免費查閱TU評分。 PayKool 深明現代生活中平衡消費欲望與財政規劃的重要性，讓你不再需要在「想要」與「能夠」之間作出妥協，自主分期更有助踢走長期負債，建立屬於自己的消費節奏和態度！ 客戶服務熱線：23111611 官方網站： --------------------------------------------------------------------- PayKool自主分期信用卡產品及服務概要 1. 靈活分期選擇 - 使用PayKool簽賬滿HK$100可自行選擇申請分3/4/5個月分期付款，過程只需繳付一次性手續費 2. 免費信貸報告 - 無需申請PayKool卡都可免費查閱智能信貸報告，隨時掌握個人TU評分及信貸狀況 3. 智能還款提醒 - 自動發送還款通知，避免逾期還款產生額外費用 4. 安全交易保護 - 採用先進加密技術及防欺詐系統，確保交易安全可靠 --------------------------------------------------------------------- *受條款及細則約束 Copyright © 2025 K Cash. All rights reserved. ## PayKool Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c7/dd/e7/c7dde7bb-8d0d-a262-de37-bb76f75c67e3/Pai_U002bKooKoo_KV_v2_app_store_preview__U00281_U0029.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b8/41/ba/b841ba31-1c2d-a2a1-447f-d8f096ef1ccc/bc598862-2a79-42a4-9277-cc94be65eeae_6.5-1.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/ee/3b/6dee3bc2-fe35-56f5-f228-2c2d12f5380a/iphone_6_5_resized.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a3/e5/f5/a3e5f5f1-a8ea-89a3-77b4-80224bd26d93/eeb671a5-92ea-41f2-81f4-fd7f9e4e6a49_6.5-2.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/16/e0/9716e0a1-6c93-e5f5-bbfa-b0c608f352dc/731e6be4-3b09-4e6f-9e12-c6dd73ca3721_6.5-3.png/1242x2688.png) ## PayKool Rating Breakdown in Hong Kong SAR China - 5 stars: 18 (55%) - 4 stars: 0 (0%) - 3 stars: 3 (9%) - 2 stars: 0 (0%) - 1 stars: 12 (36%) ## PayKool Reviews in Hong Kong SAR China ### *---- "Rubbish" Rubbish -- yeuaiw16, 2026-05-31 ### ***** "信用卡顏色" 信用卡顏色幾靚，App介面都幾好睇～～ 好少女🥳🥳 -- Too bad after renewing, 2026-01-14 ### *---- "查TU是騙人的" 網上交資料又要影身份證不同角度，又要人面識別，核實左幾個星期，之後又話要打電話比客服核實資料，話免費查TU根本就係宣傳手法騙人下載開戶 -- 黑色青子, 2025-09-28 ### *---- "更新後無法登入" 今日更新完個Apps之後，完全登入唔到個Apps -- 🥰❤️❤️🥰, 2025-09-12 ### *---- "極速開戶" 5分鐘開戶 開咗100分鐘都未撚開到 未scan到個樣 大佬啊 而家係咪針對我生得樣衰?😭😂 -- mth0222, 2025-08-26 ### *---- "垃圾app, 超難用" 零分, zero 都好用過佢 -- Jenny Chan8789, 2025-07-02 ### ***** "Apple" 你哋快啲可以加入Apple 令顧客更方便 -- 垃圾7–11, 2025-05-15 ### *---- "有待改善" 綁唔到 虛擬卡，就要鎖帳號，都唔緊要。問佢要幾耐處理好，佢話唔知。1個月都未得。客服又係九唔搭八。 -- CHAN CHui, 2025-01-30 ### ***-- "App做得不錯！只可惜不能將信用卡加入Apple Pay!" App做得不錯！只可惜不能將信用卡加入Apple Pay!! 希望你們將來會加入這個項目功能，因為這個功能很基本應該要有的功能！ -- John Yan, 2024-11-08 ### ***-- "你哋個app幾時先正常？" 又係check唔到野！ 究竟你哋個系統更新幾耐？ -- TTT_F, 2024-03-25 [View all PayKool reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## PayKool Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Hong Kong SAR China | Finance | #183 | ## PayKool Available In - [Hong Kong SAR China](https://apptail.io/app/paykool-SETo/hong-kong) - [Taiwan](https://apptail.io/app/paykool-SETo/taiwan) - [China](https://apptail.io/app/paykool-SETo/china) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*