---
title: "PayPlanr: Debt Payoff Planner - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Most debt calculators treat each credit card as one balance with one rate. Your cards aren&#039;t that simple, and neither is PayPlanr. See your projected debt-free date and an estimate of what a balance t"
---

# PayPlanr: Debt Payoff Planner — United States
> Balance Transfer Calculator

![PayPlanr App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/5b/5e/e7/5b5ee772-d4b1-da29-3aa4-74995c5239a2/AppIcon-0-0-1x_U007ephone-0-1-sRGB-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-tSdKwc)
**Category:** Finance
**Rating:** N/A (0 ratings)
**Price:** Free
**Bundle ID:** inc.payplanr.app
**Store:** Apple App Store
**Country:** United States
**Version:** 1.3.1 (released 2026-10-26)
**Original Release:** 2026-07-08
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6761577630)
**AppTail Page:** [https://apptail.io/app/payplanr-debt-payoff-planner-dZXA/united-states](https://apptail.io/app/payplanr-debt-payoff-planner-dZXA/united-states)

## PayPlanr Description
Most debt calculators treat each credit card as one balance with one rate. Your cards aren&#039;t that simple, and neither is PayPlanr. See your projected debt-free date and an estimate of what a balance transfer could save you.

PayPlanr tracks what other apps ignore: your promotional rates, when they expire, and how that changes what you really owe. The result is a payoff plan built on your actual numbers, and balance-transfer offers ranked by estimated savings for your cards.

WHAT YOU CAN DO
• See your projected debt-free date and total interest across every card
• Get balance-transfer offers ranked by estimated savings for your cards
• Compare snowball and avalanche payoff methods, with math that reflects how your cards are actually billed, not a single blended-rate guess
• Track 0% promotional windows before they expire and cost you
• Watch your progress with a clear debt projection chart
• See your payoff progress at a glance with a home-screen widget
• Add cards manually for free, sync your Apple Card free (on-device, no bank login), or connect a bank with Plaid (Plus)

WHY PAYPLANR IS DIFFERENT
Card-level calculators can be far off on interest and balance-transfer estimates because they ignore promotional rates and how payments are actually applied across your balances. PayPlanr&#039;s math reflects how your cards are actually billed, so its estimates start from your real balances, rates and promo dates.

FREE, PLUS &amp; MAX
Everything is free: up to 25 cards, 10 payoff plans, the full progress dashboard, balance-transfer savings, payment reminders, and free Apple Card sync. The only paid feature is automatic bank balance sync. PayPlanr Plus ($1.99/month) syncs up to 3 bank balances for you; PayPlanr Max ($6.99/month) syncs up to 10.

No ads. We don&#039;t sell your data. Just a clear path to debt-free.

Start your plan today and see how much a smarter payoff could save you.

Learn more at payplanr.com

Terms of Use (EULA): 
Privacy Policy: 

PayPlanr provides educational estimates and planning tools, not financial, legal, or tax advice. Balance-transfer savings are estimates based on the information you enter and may differ from actual results. Approval for any credit product is determined by the issuer.

## PayPlanr Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fa/37/05/fa370564-8882-c05a-b597-1c9667e178ff/1-offers.png/1320x2868.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/6f/68/116f68ab-1f25-da8a-68cc-206cf0050610/2-cards.png/1320x2868.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f5/ba/a6/f5baa6dc-92ed-8063-6a1b-453d08857a86/3-plans.png/1320x2868.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/14/45/9c/14459c61-385d-f7e7-95fa-ee973471d1f6/4-progress.png/1320x2868.png)



## PayPlanr In-App Purchases
| Item | Price |
|------|-------|
| PayPlanr Max | $6.99 |
| PayPlanr Plus Monthly | $1.99 |



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---

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