---
title: "Paytm: Secure UPI Payments - Reviews, Revenue and Downloads in Australia | Apple App Store"
description: "Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians. We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM U"
---

# Paytm: Secure UPI Payments — Australia
> UPI, Recharge & Pay Bills

![Paytm App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/4f/50/03/4f500364-45bf-9f14-b34e-177167372c3d/AppIcon-0-1x_U007ephone-0-1-0-85-220-0.png/434x0w.png)

**Developer:** [Paytm Mobile Solutions](https://apptail.io/developer/paytm-mobile-solutions-sKQ)
**Category:** Finance
**Rating:** 4.6/5 (5,879 ratings)
**Price:** Free
**Bundle ID:** com.one97.paytm
**Store:** Apple App Store
**Country:** Australia
**Version:** 10.78.0 (released 2026-04-15)
**Original Release:** 2011-10-24
**Languages:** English, Hindi

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/au/app/app/id473941634)
**AppTail Page:** [https://apptail.io/app/paytm-secure-upi-payments-YJb/australia](https://apptail.io/app/paytm-secure-upi-payments-YJb/australia)

## Paytm Description
Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians.
We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.

Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.

Why Paytm?
● India’s safest, most secure UPI money transfer app
● Powered by top Indian banks
● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes

Innovations Only on Paytm UPI
1. Hide & Unhide Payments - Only you control your transaction visibility.
2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
4. Spend Analytics - Categorised spend insights, month-on-month tracking.
5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
6. Receive Money Widget - Coin sound & notification every time you receive a payment.
7. Scan & Pay Widget - Scan QR right from your home screen.
8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
10. Self Transfers - Move money between your own bank accounts instantly.


Payment Methods – UPI Your Way
● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.

Recharges, Utility Bill Payments & More
● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more


Pay at Online Stores
 ● 100+ apps supported - food delivery, grocery, shopping & OTT

Set UPI PIN
 ● Secure every transaction. 4 or 6-digit UPI PIN setup required.

Rent Payments Made Easy
● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.

Paytm Card Machines (Soundbox + Swipe)
 Merchants across India now accept Paytm card machines. You can:
● Scan QR and pay
● Swipe credit/debit cards securely
 All with real-time payment confirmation via iconic Paytm sound.


Personal Loans on Paytm
● Loan: ₹50,000 to ₹25,00,000
● Loan Tenure: 6–60 months
● Loan Interest Rate: 10.99%–35% p.a.
● Loan Processing Fee: 0–6%

Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186

Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp

Check Credit Score for Free to Get Instant Cash Loan

Travel Made Easy
● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
● Buses: Instant ticketing with major operators
● Flights: Compare fares, book and manage trips easily


Contact Us
One97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304

Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.

## Paytm Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/95/11/aa951139-92bc-ed00-d93d-05f0a0fd2767/1_iPhone_5_Trusted_by_50_U002b_Crore_Indians.png/640x1136.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1e/54/02/1e540273-d399-b08b-69b9-d9a2fcd7a744/2_iPhone_5_Scan_Pay_Done.png/640x1136.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/35/bf/78/35bf7888-dccd-2d0a-6d4b-83b5a3dea2e0/3_iPhone_5_Gold_Coins.png/640x1136.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0f/81/73/0f8173c1-17ed-a174-2a36-8edc250480dd/4_iPhone_5_Bills_on_time.png/640x1136.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/4e/dc/4e4edcb9-d0f0-9c62-b44d-6f1c1a2edfa0/5_iPhone_5_Your_payments._Your_privacy.png/640x1136.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c0/66/a6/c066a602-4239-3dcf-d16c-62cefb07452d/6_iPhone_5_Paytm_Playback.png/640x1136.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/85/47/22/854722fa-ac79-4665-609b-18e9abc0d953/7_iPhone_5_All_accounts._One_view.png/640x1136.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/92/b9/59/92b959b4-62b0-0444-5c94-15676b69f14b/8_iPhone_5_One_place..png/640x1136.png)

## Paytm Rating Breakdown in Australia
- 5 stars: 4,756 (81%)
- 4 stars: 601 (10%)
- 3 stars: 198 (3%)
- 2 stars: 102 (2%)
- 1 stars: 222 (4%)

## Paytm Reviews in Australia

### *---- "Very poorly designed app"
Come to Silicon Valley and we will fix this app for you !!!
-- jk-jais, 2024-12-12

### *---- "Respect TATA"
TATA bye bye
-- team Paratta, 2024-10-11

### ***** "Good App"
Very Good Experience
-- 0&432, 2024-09-27

### *---- "Money got ripped off"
I made payment for 3 of  my electricity bill.
Money got deducted but electricity board never received it and I have pay again through bill desk.

No proper customer care service.
They have online chat with limited queries and have no option to ask our own.

Let’s see if they can fix it through this channel.
-- chloe 126, 2024-06-21

### *---- "Horrible interface"
I am overseas and trying to log into my account through the app to reach customer service. Every quarter an account keeping fee is being charged to be account and I would like to close my account. The mobile number linked to my old account is canceled/not with me. Help!!
-- Gin@92, 2024-03-04

### *---- "Security issues"
Dear paytm 
Your your app was very usefull and easy to use, But with some issues we are no longer to use it again becase we quite to use it. So there are security and data leak issues found through your app our data is leaked for some reasons it loses trust of your customers.
Thankyou
-- Xalphā, 2024-02-19

### *---- "Fraud"
Worst team support ever they made you wait for 30-40 minutes before taking to you. First they say the rental charge for card machine and soundbox is free but start charging the rental amount next month . It’s been 1 week but they have not resolve my matter ..
-- Mub??!, 2023-12-22

### *---- "UPI using overseas numbers"
The support for UPI using overseas mobile numbers continue to be unsupported by 3rd part apps such as this despite NPCI’s directive 6 months ago. The lack of clarity on when this feature will be rolled out in the future is frustrating as well.
-- Sam Ric, 2023-12-01

### *---- "Session expired every week"
This app says session expired every week. What if I don’t have the registered phone no (sim), what am I gonna do??? how do I do the transactions???
-- Numipalz, 2023-10-12

### *---- "Stop notifications"
Too many irrelevant notifications and there is no option to stop them. 

The only option I see is uninstalling the app. It’s a good feature but not used well.
-- Ritz019, 2023-08-20

### *---- "One of the Worst app ever i seen"
He was send me postpaid letter and then i apply then he reject 🤬 then why he send me. Now i decide permanently delete this app🤬🤬
-- mr_tejaaaaa, 2023-07-31

### *---- "Postpaid service very worst"
Bina baat ke payment deduction hota hai hr br bina use kiya convience charge fees kat lete hai payment hamesa pending mai jati hai
-- Prince verma₹, 2023-04-01

### ***-- "It is so good"
I love you
-- tayang lama, 2023-03-08

### *---- "Payment failed but not refund"
This app are useless this problem are so many time i face this is my  342766683440 payment id. As soon as possible figure it out .otherwise ì quit form this app
-- Kiran vankar, 2023-03-03

### ***-- "Amex Credit Card"
I want to save my amex card as payment option, but there is no way to add card details.
-- Harmeet_Raina, 2022-12-01

### *---- "Waste app"
Paytm is one of the waste app to say e wallet it should be msg app better than anything 😡😡😡😡😡😡🤮 sometime hi msg is also delivered in 3 days 😂 hahaha 
Waste of time
-- af mo, 2022-09-15

### ***** "I love this app"
Problem of log in
-- simran3132, 2022-08-02

### *---- "KYC doesn’t work even from the kyc point"
I tried multiple times to complete my kyc both by myself and from kyc point. I am deleting this app. Useless app and service!!
-- San1913, 2022-07-16

### ***** "Best UPI and Payment Bank app"
i have been using paytm payment bank as my primary bank account. 
it works absolutely well😊
-- SARKURU, 2022-06-16

### ***** "Best E-Wallet and Banking app"
It is one of the best ewallet and banking app I have ever seen. I personally like this app very much. It’s ease of use and integrated investment options are amazing. You can buy paper gold in seconds and can sell it with a single click. Amazing……..
-- Rangudu, 2022-04-01

[View all Paytm reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Paytm Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #3 |
| Top Free | Singapore | Finance | #26 |
| Top Free | United Arab Emirates | Finance | #37 |
| Top Free | India | Overall | #47 |
| Top Free | Kuwait | Finance | #62 |
| Top Free | Austria | Finance | #63 |
| Top Free | Australia | Finance | #63 |
| Top Free | New Zealand | Finance | #79 |
| Top Free | Canada | Finance | #82 |
| Top Free | Ireland | Finance | #96 |
| Top Free | Philippines | Finance | #134 |
| Top Free | Malaysia | Finance | #141 |
| Top Free | Pakistan | Finance | #202 |
| Top Free | United Kingdom | Finance | #224 |
| Top Free | Portugal | Finance | #235 |
| Top Free | Algeria | Finance | #241 |
| Top Free | Singapore | Overall | #250 |
| Top Free | Hungary | Finance | #285 |
| Top Free | Switzerland | Finance | #286 |
| Top Free | Germany | Finance | #288 |
| Top Free | Italy | Finance | #311 |
| Top Free | Hong Kong SAR China | Finance | #313 |
| Top Free | Israel | Finance | #336 |
| Top Free | Belarus | Finance | #342 |
| Top Free | Chile | Finance | #342 |
| Top Free | United Arab Emirates | Overall | #351 |
| Top Free | South Africa | Finance | #351 |
| Top Free | Dominican Republic | Finance | #364 |
| Top Free | Netherlands | Finance | #377 |
| Top Free | Indonesia | Finance | #389 |
| Top Free | Thailand | Finance | #401 |
| Top Free | Greece | Finance | #412 |
| Top Free | Nigeria | Finance | #444 |
| Top Free | Czechia | Finance | #481 |
| Top Free | United States | Finance | #484 |
| Top Free | France | Finance | #489 |
| Top Free | Lebanon | Finance | #489 |

## Paytm Discovered Keywords
- paytime
- grocery iq
- union bank of india
- bank of india
- paytm
- paytm money stocks trading app
- paytm for business
- payment
- bhim
- paytm secure upi payments

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## Paytm Available In
- [India](https://apptail.io/app/paytm-secure-upi-payments-YJb/india)
- [United States](https://apptail.io/app/paytm-secure-upi-payments-YJb/united-states)
- [United Arab Emirates](https://apptail.io/app/paytm-secure-upi-payments-YJb/united-arab-emirates)
- [Australia](https://apptail.io/app/paytm-secure-upi-payments-YJb/australia)
- [United Kingdom](https://apptail.io/app/paytm-secure-upi-payments-YJb/united-kingdom)
- [Singapore](https://apptail.io/app/paytm-secure-upi-payments-YJb/singapore)
- [Saudi Arabia](https://apptail.io/app/paytm-secure-upi-payments-YJb/saudi-arabia)
- [Qatar](https://apptail.io/app/paytm-secure-upi-payments-YJb/qatar)
- [Kuwait](https://apptail.io/app/paytm-secure-upi-payments-YJb/kuwait)
- [Canada](https://apptail.io/app/paytm-secure-upi-payments-YJb/canada)
- [Oman](https://apptail.io/app/paytm-secure-upi-payments-YJb/oman)
- [New Zealand](https://apptail.io/app/paytm-secure-upi-payments-YJb/new-zealand)
- [Germany](https://apptail.io/app/paytm-secure-upi-payments-YJb/germany)
- [South Korea](https://apptail.io/app/paytm-secure-upi-payments-YJb/south-korea)
- [Malaysia](https://apptail.io/app/paytm-secure-upi-payments-YJb/malaysia)
- [Bahrain](https://apptail.io/app/paytm-secure-upi-payments-YJb/bahrain)
- [Japan](https://apptail.io/app/paytm-secure-upi-payments-YJb/japan)
- [Hong Kong SAR China](https://apptail.io/app/paytm-secure-upi-payments-YJb/hong-kong)
- [Nepal](https://apptail.io/app/paytm-secure-upi-payments-YJb/nepal)
- [Thailand](https://apptail.io/app/paytm-secure-upi-payments-YJb/thailand)
- [Switzerland](https://apptail.io/app/paytm-secure-upi-payments-YJb/switzerland)
- [France](https://apptail.io/app/paytm-secure-upi-payments-YJb/france)
- [Netherlands](https://apptail.io/app/paytm-secure-upi-payments-YJb/netherlands)
- [Italy](https://apptail.io/app/paytm-secure-upi-payments-YJb/italy)
- [Indonesia](https://apptail.io/app/paytm-secure-upi-payments-YJb/indonesia)
- [Russia](https://apptail.io/app/paytm-secure-upi-payments-YJb/russia)
- [Ireland](https://apptail.io/app/paytm-secure-upi-payments-YJb/ireland)
- [Nigeria](https://apptail.io/app/paytm-secure-upi-payments-YJb/nigeria)
- [Sweden](https://apptail.io/app/paytm-secure-upi-payments-YJb/sweden)
- [Philippines](https://apptail.io/app/paytm-secure-upi-payments-YJb/philippines)
- [South Africa](https://apptail.io/app/paytm-secure-upi-payments-YJb/south-africa)
- [Pakistan](https://apptail.io/app/paytm-secure-upi-payments-YJb/pakistan)
- [Denmark](https://apptail.io/app/paytm-secure-upi-payments-YJb/denmark)
- [Mexico](https://apptail.io/app/paytm-secure-upi-payments-YJb/mexico)
- [Spain](https://apptail.io/app/paytm-secure-upi-payments-YJb/spain)
- [Austria](https://apptail.io/app/paytm-secure-upi-payments-YJb/austria)
- [Angola](https://apptail.io/app/paytm-secure-upi-payments-YJb/angola)
- [Belgium](https://apptail.io/app/paytm-secure-upi-payments-YJb/belgium)
- [Kenya](https://apptail.io/app/paytm-secure-upi-payments-YJb/kenya)
- [Poland](https://apptail.io/app/paytm-secure-upi-payments-YJb/poland)
- [Ukraine](https://apptail.io/app/paytm-secure-upi-payments-YJb/ukraine)
- [Norway](https://apptail.io/app/paytm-secure-upi-payments-YJb/norway)
- [Kazakhstan](https://apptail.io/app/paytm-secure-upi-payments-YJb/kazakhstan)
- [Sri Lanka](https://apptail.io/app/paytm-secure-upi-payments-YJb/sri-lanka)
- [Iceland](https://apptail.io/app/paytm-secure-upi-payments-YJb/iceland)
- [Vietnam](https://apptail.io/app/paytm-secure-upi-payments-YJb/vietnam)
- [Portugal](https://apptail.io/app/paytm-secure-upi-payments-YJb/portugal)
- [Cyprus](https://apptail.io/app/paytm-secure-upi-payments-YJb/cyprus)
- [Uganda](https://apptail.io/app/paytm-secure-upi-payments-YJb/uganda)
- [Israel](https://apptail.io/app/paytm-secure-upi-payments-YJb/israel)
- [Finland](https://apptail.io/app/paytm-secure-upi-payments-YJb/finland)
- [Ghana](https://apptail.io/app/paytm-secure-upi-payments-YJb/ghana)
- [Armenia](https://apptail.io/app/paytm-secure-upi-payments-YJb/armenia)
- [Algeria](https://apptail.io/app/paytm-secure-upi-payments-YJb/algeria)
- [Türkiye](https://apptail.io/app/paytm-secure-upi-payments-YJb/turkey)
- [Brazil](https://apptail.io/app/paytm-secure-upi-payments-YJb/brazil)
- [Czechia](https://apptail.io/app/paytm-secure-upi-payments-YJb/czechia)
- [Luxembourg](https://apptail.io/app/paytm-secure-upi-payments-YJb/luxembourg)
- [Mauritius](https://apptail.io/app/paytm-secure-upi-payments-YJb/mauritius)
- [Egypt](https://apptail.io/app/paytm-secure-upi-payments-YJb/egypt)
- [Colombia](https://apptail.io/app/paytm-secure-upi-payments-YJb/colombia)
- [Paraguay](https://apptail.io/app/paytm-secure-upi-payments-YJb/paraguay)
- [Hungary](https://apptail.io/app/paytm-secure-upi-payments-YJb/hungary)
- [Brunei](https://apptail.io/app/paytm-secure-upi-payments-YJb/brunei)
- [Argentina](https://apptail.io/app/paytm-secure-upi-payments-YJb/argentina)
- [Uzbekistan](https://apptail.io/app/paytm-secure-upi-payments-YJb/uzbekistan)
- [Azerbaijan](https://apptail.io/app/paytm-secure-upi-payments-YJb/azerbaijan)
- [Mali](https://apptail.io/app/paytm-secure-upi-payments-YJb/mali)
- [Panama](https://apptail.io/app/paytm-secure-upi-payments-YJb/panama)
- [Belize](https://apptail.io/app/paytm-secure-upi-payments-YJb/belize)
- [Latvia](https://apptail.io/app/paytm-secure-upi-payments-YJb/latvia)
- [Jordan](https://apptail.io/app/paytm-secure-upi-payments-YJb/jordan)
- [Jamaica](https://apptail.io/app/paytm-secure-upi-payments-YJb/jamaica)
- [Chile](https://apptail.io/app/paytm-secure-upi-payments-YJb/chile)
- [Lebanon](https://apptail.io/app/paytm-secure-upi-payments-YJb/lebanon)
- [Belarus](https://apptail.io/app/paytm-secure-upi-payments-YJb/belarus)
- [Cayman Islands](https://apptail.io/app/paytm-secure-upi-payments-YJb/cayman-islands)
- [Greece](https://apptail.io/app/paytm-secure-upi-payments-YJb/greece)
- [Bermuda](https://apptail.io/app/paytm-secure-upi-payments-YJb/bermuda)
- [Ecuador](https://apptail.io/app/paytm-secure-upi-payments-YJb/ecuador)
- [Malta](https://apptail.io/app/paytm-secure-upi-payments-YJb/malta)
- [Grenada](https://apptail.io/app/paytm-secure-upi-payments-YJb/grenada)
- [Estonia](https://apptail.io/app/paytm-secure-upi-payments-YJb/estonia)
- [Namibia](https://apptail.io/app/paytm-secure-upi-payments-YJb/namibia)
- [Lithuania](https://apptail.io/app/paytm-secure-upi-payments-YJb/lithuania)
- [Dominican Republic](https://apptail.io/app/paytm-secure-upi-payments-YJb/dominican-republic)
- [Slovakia](https://apptail.io/app/paytm-secure-upi-payments-YJb/slovakia)
- [Senegal](https://apptail.io/app/paytm-secure-upi-payments-YJb/senegal)
- [Bulgaria](https://apptail.io/app/paytm-secure-upi-payments-YJb/bulgaria)
- [Peru](https://apptail.io/app/paytm-secure-upi-payments-YJb/peru)
- [Croatia](https://apptail.io/app/paytm-secure-upi-payments-YJb/croatia)
- [Romania](https://apptail.io/app/paytm-secure-upi-payments-YJb/romania)
- [Madagascar](https://apptail.io/app/paytm-secure-upi-payments-YJb/madagascar)
- [Uruguay](https://apptail.io/app/paytm-secure-upi-payments-YJb/uruguay)
- [North Macedonia](https://apptail.io/app/paytm-secure-upi-payments-YJb/north-macedonia)
- [Suriname](https://apptail.io/app/paytm-secure-upi-payments-YJb/suriname)
- [Slovenia](https://apptail.io/app/paytm-secure-upi-payments-YJb/slovenia)
- [Tunisia](https://apptail.io/app/paytm-secure-upi-payments-YJb/tunisia)
- [Honduras](https://apptail.io/app/paytm-secure-upi-payments-YJb/honduras)
- [Barbados](https://apptail.io/app/paytm-secure-upi-payments-YJb/barbados)

---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*