Paytm: Secure UPI Payments

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Description

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians.
We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.
Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.
Why Paytm?
● India’s safest, most secure UPI money transfer app
● Powered by top Indian banks
● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes
Innovations Only on Paytm UPI
1. Hide & Unhide Payments - Only you control your transaction visibility.
2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
4. Spend Analytics - Categorised spend insights, month-on-month tracking.
5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
6. Receive Money Widget - Coin sound & notification every time you receive a payment.
7. Scan & Pay Widget - Scan QR right from your home screen.
8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
10. Self Transfers - Move money between your own bank accounts instantly.

Payment Methods – UPI Your Way
● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.
Recharges, Utility Bill Payments & More
● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more

Pay at Online Stores
● 100+ apps supported - food delivery, grocery, shopping & OTT
Set UPI PIN
● Secure every transaction. 4 or 6-digit UPI PIN setup required.
Rent Payments Made Easy
● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.
Paytm Card Machines (Soundbox + Swipe)
Merchants across India now accept Paytm card machines. You can:
● Scan QR and pay
● Swipe credit/debit cards securely
All with real-time payment confirmation via iconic Paytm sound.

Personal Loans on Paytm
● Loan: ₹50,000 to ₹25,00,000
● Loan Tenure: 6–60 months
● Loan Interest Rate: 10.99%–35% p.a.
● Loan Processing Fee: 0–6%
Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186
Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp
Check Credit Score for Free to Get Instant Cash Loan
Travel Made Easy
● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
● Buses: Instant ticketing with major operators
● Flights: Compare fares, book and manage trips easily

Contact Us
One97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304
Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.
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Paytm FAQ

  • Is Paytm free?

    Yes, Paytm is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Paytm legit?

    ⚠️ The Paytm app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.

    Thanks for the vote

  • How much does Paytm cost?

    Paytm is free.

  • What is Paytm revenue?

    To get estimated revenue of Paytm app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.63 out of 5

5,820 ratings in Australia

5 star
4,717
4 star
596
3 star
194
2 star
97
1 star
216
Ratings History

Paytm Reviews

Very poorly designed app

jk-jais on

Australia

Come to Silicon Valley and we will fix this app for you !!!

Respect TATA

team Paratta on

Australia

TATA bye bye

Good App

0&432 on

Australia

Very Good Experience

Money got ripped off

chloe 126 on

Australia

I made payment for 3 of my electricity bill. Money got deducted but electricity board never received it and I have pay again through bill desk. No proper customer care service. They have online chat with limited queries and have no option to ask our own. Let’s see if they can fix it through this channel.

Horrible interface

Gin@92 on

Australia

I am overseas and trying to log into my account through the app to reach customer service. Every quarter an account keeping fee is being charged to be account and I would like to close my account. The mobile number linked to my old account is canceled/not with me. Help!!

Security issues

Xalphā on

Australia

Dear paytm Your your app was very usefull and easy to use, But with some issues we are no longer to use it again becase we quite to use it. So there are security and data leak issues found through your app our data is leaked for some reasons it loses trust of your customers. Thankyou

Fraud

Mub??! on

Australia

Worst team support ever they made you wait for 30-40 minutes before taking to you. First they say the rental charge for card machine and soundbox is free but start charging the rental amount next month . It’s been 1 week but they have not resolve my matter ..

UPI using overseas numbers

Sam Ric on

Australia

The support for UPI using overseas mobile numbers continue to be unsupported by 3rd part apps such as this despite NPCI’s directive 6 months ago. The lack of clarity on when this feature will be rolled out in the future is frustrating as well.

Session expired every week

Numipalz on

Australia

This app says session expired every week. What if I don’t have the registered phone no (sim), what am I gonna do??? how do I do the transactions???

Stop notifications

Ritz019 on

Australia

Too many irrelevant notifications and there is no option to stop them. The only option I see is uninstalling the app. It’s a good feature but not used well.

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
3
Top Free
6
Top Free
31
Top Free
39
Top Free
39

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