--- title: "Pennie AI: Budget+Track Money - Reviews, Revenue and Downloads in United States | Apple App Store" description: "It all starts with a Pennie. Smarter money. Less effort. Meet Pennie AI — your intelligent financial sidekick. Pennie AI is the smart, secure money app built with one goal: to help you track, verify" --- # Pennie AI: Budget+Track Money — United States > Manage Expenses & Save Money ![Pennie AI: Budget App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/93/b6/3b/93b63b89-6158-f644-d7e1-bbb3559a5735/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-cDyiH) **Category:** Finance **Rating:** 5.0/5 (7 ratings) **Price:** Free **Bundle ID:** com.pennieai.Pennie **Store:** Apple App Store **Country:** United States **Version:** 2026.04.06.1 (released 2026-04-07) **Original Release:** 2025-08-30 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6746595704) **AppTail Page:** [https://apptail.io/app/pennie-ai-budgettrack-money-NMXw/united-states](https://apptail.io/app/pennie-ai-budgettrack-money-NMXw/united-states) ## Pennie AI: Budget Description It all starts with a Pennie. Smarter money. Less effort. Meet Pennie AI — your intelligent financial sidekick. Pennie AI is the smart, secure money app built with one goal: to help you track, verify, and protect your spending — automatically. Powered by advanced AI, Pennie learns your spending habits to help you stay in control — without spreadsheets, manual input, or mental math. No gimmicks. Just AI working for you — not the banks. Key Features: • Safe & Secure Bank-level encryption and read-only access. Your data is yours, and never sold. • AI-Powered Chat and Insights Ask Pennie anything — from your top spending category to how this month compares to last. Thousands of transactions, instantly analyzed. • All-in-One Dashboard Securely link over 10,000 institutions including Chase, Citi, Amex, Wells Fargo, Venmo, Apple Card, and more — and view everything in one place. • Smart Budgets & Predictions Budgets that adapt to your habits. Pennie learns your patterns and offers AI-powered suggestions to stay on track. • Savings Goals with Intent Tag transactions or accounts toward your goals and budgts, and let AI help you pace and reach them. • Cash Flow Intelligence Visualize your net income, recurring expenses, and monthly trends — powered by AI pattern detection. • Subscription & Fee Tracking Pennie automatically detects recurring charges and fee increases — even the ones you might miss. Terms Of Use: ## Pennie AI: Budget Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/9e/57/659e5703-d01a-d086-87e0-c7b6f35e99e4/frame21.png/1290x2796.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cb/29/b2/cb29b257-1fde-02d1-3ac0-7d6672ec659c/frame22.png/1290x2796.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ad/b6/68/adb6680c-8050-90e2-8258-2c03b4d0f66c/frame23.png/1290x2796.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/95/47/af/9547af90-8f35-f2fc-c6ec-9801e1f5434f/Frame24__U00281_U0029.png/1290x2796.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f2/a5/af/f2a5af20-182e-5730-7665-dd3de21dc148/frame25.png/1290x2796.png) ## Pennie AI: Budget Rating Breakdown in United States - 5 stars: 7 (100%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 0 (0%) - 1 stars: 0 (0%) ## Pennie AI: Budget Reviews in United States ### ***** "Even more powerful than expected" I usually use Pennie to easily get information across my different accounts such as biggest spending category or listing all my subscriptions, but there are many occasions where Pennie is even more powerful than just that. For example, I was returning an item to TJ Max and they asked me which credit card I used. That turns out to be a perfect question for Pennie instead of me opening 5 different bank apps! -- Bob Johnson 4, 2025-09-20 [View all Pennie AI: Budget reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Pennie AI: Budget Available In - [United States](https://apptail.io/app/pennie-ai-budgettrack-money-NMXw/united-states) - [Australia](https://apptail.io/app/pennie-ai-budgettrack-money-NMXw/australia) - [Canada](https://apptail.io/app/pennie-ai-budgettrack-money-NMXw/canada) - [Luxembourg](https://apptail.io/app/pennie-ai-budgettrack-money-NMXw/luxembourg) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*