---
title: "PennyTree - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "PennyTree is a neo-bank that provides financial services in the most convenient way. You now have access to individual services like bank transfers, bill payments, and personal vaults for savings, whe"
---

# PennyTree — Nigeria

![PennyTree App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/57/38/14/57381464-1a31-eb92-7b8a-e9660857bd8b/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/400x400bb.png)

**Developer:** [PennyTree Business](https://apptail.io/developer/pennytree-business-XCbb)
**Category:** Finance
**Rating:** 4.2/5 (48 ratings)
**Price:** Free
**Bundle ID:** com.pennytree.ios
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 3.0.2 (released 2026-09-18)
**Original Release:** 2022-01-03

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id1602953102)
**AppTail Page:** [https://apptail.io/app/pennytree-mwV/nigeria](https://apptail.io/app/pennytree-mwV/nigeria)

## PennyTree Description
PennyTree is a neo-bank that provides financial services in the most convenient way. You now have access to individual services like bank transfers, bill payments, and personal vaults for savings, where you can earn up to 27% per annum.

With the Merchant Services offering, you can open a business banking account with a click of a button, receive payments from clients and vendors, generate invoices and receipts, download a stamped bank statement in real time, and transfer up to NGN5 million daily.

What more? We have introduced our Crowdfunding Platform, where you can invest in your favorite brands from as low as NGN5,000 and earn a competitive return on investment.

## PennyTree Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/91/36/8b/91368b90-47b1-1963-a2b2-024334fbd43c/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/44/cb/45/44cb4536-4915-ba1f-14c8-6366f0594fbb/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c8/e5/ba/c8e5baaa-c4b2-117c-e627-9712ddd0620c/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/17/6b/80/176b8069-751c-efe4-f690-ceba2360c923/4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/2a/86/622a86ca-ebe0-efea-af85-651b83d0b049/5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1c/4f/83/1c4f8358-90e9-3035-e8b8-4b0aa2906184/6.png/1242x2688.png)

## PennyTree Rating Breakdown in Nigeria
- 5 stars: 35 (73%)
- 4 stars: 3 (6%)
- 3 stars: 2 (4%)
- 2 stars: 0 (0%)
- 1 stars: 8 (17%)

## PennyTree Reviews in Nigeria

### ***** "Easw of Use"
The App is fairly easy to use
-- Bolajimoh, 2025-09-30

### ***** "Great App!"
The experience on the app is seamless.
-- Jmkay!, 2025-08-28

### ***** "Excellent Platform"
Seamless. Competitive rates.
-- AyoGQ, 2025-02-02

### *---- "Scammers"
I hate this app
After I set savings target to 5th of this month they increased it again to September I wonder why they will do that
Please refund me my money I want to delete the app from my phone
-- laura dollie, 2023-01-01

### *---- "I can’t find my account on the app"
Since the app got updated I can’t find my account, when I try logging in I’m told user not found, and my penny tag is no longer available on the app, and I made investment with you guys on that account (EST308948)
-- ReubenVikky, 2022-08-28

### ***** "First class savings app"
This is an awesome savings app 
Well done penn team for this app
Kudos to you
-- Engr. Aderemi, 2022-07-11

### *---- "Poor customer support"
Takes forever to process your funds and the customer care don’t respond I made a transaction over 4hrs ago and the funds hasn’t reflected in my account
-- Farouk89, 2022-06-29

### ***** "Wonderful"
Penny tree app has helped improve my savings culture and has made the payment of bills seamless for me
-- zainydammy, 2022-01-23

### ***** "Great app!"
Highly recommend. My favorite feature is the Penn rules 💯
-- BukunmiG, 2022-01-23

### ***** "Very excellent app"
It’s very easy to use and navigate, it gives it users very mouthwatering bonuses.
-- Milcah Gaman, 2022-01-23

[View all PennyTree reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




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## PennyTree Available In
- [Nigeria](https://apptail.io/app/pennytree-mwV/nigeria)
- [United States](https://apptail.io/app/pennytree-mwV/united-states)
- [United Kingdom](https://apptail.io/app/pennytree-mwV/united-kingdom)
- [Russia](https://apptail.io/app/pennytree-mwV/russia)
- [Canada](https://apptail.io/app/pennytree-mwV/canada)
- [South Africa](https://apptail.io/app/pennytree-mwV/south-africa)
- [Belgium](https://apptail.io/app/pennytree-mwV/belgium)
- [Brunei](https://apptail.io/app/pennytree-mwV/brunei)
- [Brazil](https://apptail.io/app/pennytree-mwV/brazil)
- [Belarus](https://apptail.io/app/pennytree-mwV/belarus)
- [Switzerland](https://apptail.io/app/pennytree-mwV/switzerland)
- [Chile](https://apptail.io/app/pennytree-mwV/chile)
- [China](https://apptail.io/app/pennytree-mwV/china)
- [Colombia](https://apptail.io/app/pennytree-mwV/colombia)
- [Cyprus](https://apptail.io/app/pennytree-mwV/cyprus)
- [Czechia](https://apptail.io/app/pennytree-mwV/czechia)
- [Germany](https://apptail.io/app/pennytree-mwV/germany)
- [Denmark](https://apptail.io/app/pennytree-mwV/denmark)
- [Dominican Republic](https://apptail.io/app/pennytree-mwV/dominican-republic)
- [Algeria](https://apptail.io/app/pennytree-mwV/algeria)
- [Ecuador](https://apptail.io/app/pennytree-mwV/ecuador)
- [Estonia](https://apptail.io/app/pennytree-mwV/estonia)
- [Egypt](https://apptail.io/app/pennytree-mwV/egypt)
- [Spain](https://apptail.io/app/pennytree-mwV/spain)
- [Finland](https://apptail.io/app/pennytree-mwV/finland)
- [France](https://apptail.io/app/pennytree-mwV/france)
- [Greece](https://apptail.io/app/pennytree-mwV/greece)
- [Hong Kong SAR China](https://apptail.io/app/pennytree-mwV/hong-kong)
- [Hungary](https://apptail.io/app/pennytree-mwV/hungary)
- [Indonesia](https://apptail.io/app/pennytree-mwV/indonesia)
- [Ireland](https://apptail.io/app/pennytree-mwV/ireland)
- [Israel](https://apptail.io/app/pennytree-mwV/israel)
- [India](https://apptail.io/app/pennytree-mwV/india)
- [Iceland](https://apptail.io/app/pennytree-mwV/iceland)
- [Italy](https://apptail.io/app/pennytree-mwV/italy)
- [Jamaica](https://apptail.io/app/pennytree-mwV/jamaica)
- [Japan](https://apptail.io/app/pennytree-mwV/japan)
- [Kenya](https://apptail.io/app/pennytree-mwV/kenya)
- [South Korea](https://apptail.io/app/pennytree-mwV/south-korea)
- [Kuwait](https://apptail.io/app/pennytree-mwV/kuwait)
- [Kazakhstan](https://apptail.io/app/pennytree-mwV/kazakhstan)
- [Lebanon](https://apptail.io/app/pennytree-mwV/lebanon)
- [Sri Lanka](https://apptail.io/app/pennytree-mwV/sri-lanka)
- [Luxembourg](https://apptail.io/app/pennytree-mwV/luxembourg)
- [Latvia](https://apptail.io/app/pennytree-mwV/latvia)
- [Madagascar](https://apptail.io/app/pennytree-mwV/madagascar)
- [North Macedonia](https://apptail.io/app/pennytree-mwV/north-macedonia)
- [Mauritius](https://apptail.io/app/pennytree-mwV/mauritius)
- [Mexico](https://apptail.io/app/pennytree-mwV/mexico)
- [Malaysia](https://apptail.io/app/pennytree-mwV/malaysia)
- [Netherlands](https://apptail.io/app/pennytree-mwV/netherlands)
- [Norway](https://apptail.io/app/pennytree-mwV/norway)
- [Nepal](https://apptail.io/app/pennytree-mwV/nepal)
- [New Zealand](https://apptail.io/app/pennytree-mwV/new-zealand)
- [Peru](https://apptail.io/app/pennytree-mwV/peru)
- [Philippines](https://apptail.io/app/pennytree-mwV/philippines)
- [Pakistan](https://apptail.io/app/pennytree-mwV/pakistan)
- [Poland](https://apptail.io/app/pennytree-mwV/poland)
- [Portugal](https://apptail.io/app/pennytree-mwV/portugal)
- [Qatar](https://apptail.io/app/pennytree-mwV/qatar)
- [Romania](https://apptail.io/app/pennytree-mwV/romania)
- [Saudi Arabia](https://apptail.io/app/pennytree-mwV/saudi-arabia)
- [Sweden](https://apptail.io/app/pennytree-mwV/sweden)
- [Singapore](https://apptail.io/app/pennytree-mwV/singapore)
- [United Arab Emirates](https://apptail.io/app/pennytree-mwV/united-arab-emirates)
- [Senegal](https://apptail.io/app/pennytree-mwV/senegal)
- [Thailand](https://apptail.io/app/pennytree-mwV/thailand)
- [Türkiye](https://apptail.io/app/pennytree-mwV/turkey)
- [Taiwan](https://apptail.io/app/pennytree-mwV/taiwan)
- [Ukraine](https://apptail.io/app/pennytree-mwV/ukraine)
- [Uganda](https://apptail.io/app/pennytree-mwV/uganda)
- [Vietnam](https://apptail.io/app/pennytree-mwV/vietnam)
- [Slovakia](https://apptail.io/app/pennytree-mwV/slovakia)
- [Armenia](https://apptail.io/app/pennytree-mwV/armenia)
- [Argentina](https://apptail.io/app/pennytree-mwV/argentina)
- [Austria](https://apptail.io/app/pennytree-mwV/austria)
- [Australia](https://apptail.io/app/pennytree-mwV/australia)
- [Azerbaijan](https://apptail.io/app/pennytree-mwV/azerbaijan)

---

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