---
title: "Pensions By Penfold - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work. Capital at risk"
---

# Pensions By Penfold — United Kingdom
> Transfer or save into one plan

![Pensions By Penfold App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/2d/1c/db/2d1cdbe7-9148-4597-95f6-79bfd2e61737/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Penfold Technology](https://apptail.io/developer/penfold-technology-MVqc)
**Category:** Finance
**Rating:** 4.8/5 (1,080 ratings)
**Price:** Free
**Bundle ID:** com.getpenfold.app
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 2.0.14 (released 2025-07-15)
**Original Release:** 2020-04-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1503716125)
**AppTail Page:** [https://apptail.io/app/pensions-by-penfold-jMu/united-kingdom](https://apptail.io/app/pensions-by-penfold-jMu/united-kingdom)

## Pensions By Penfold Description
Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work. Capital at risk.

Get started in under 5 minutes
• Create an account with an email and password
• Enter some details like your name and address
• Transfer an old pension or pay in some cash
• All done! Complete access to a modern pension

Transfer your pensions for free
• Combine old workplace and private pensions
• Enter a few details about your old pension in-app
• Our transfer specialists do the paperwork for you
• Get transfer progress updates on your dashboard
It&#039;s important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.

Track down lost pensions
• Use our in-app Find My Pension tool
• Simply enter your previous employer’s name
• We’ll tell you the provider and contact details 

Completely flexible pension contributions
• No minimum monthly contribution amount
• Set up recurring or make one-off payments
• Easily top-up, adjust and stop your contributions
• Receive a 25% tax relief top-up automatically

Switch pension investment fund any time
• Lifetime: Automatically adjusts risk level over time
• Standard: Choose your preferred risk level
• Sustainable: Invest in high ESG rated companies 
• Sharia: Investments approved by a Sharia board

Low pension fees and no hidden charges
• An annual fee of 0.4% to 0.88% depending on your investment fund and account balance
• No charges for anything else including exits, transfers and drawdown 

Friendly, expert pension service
• Our UK-based team are on hand to support you
• Ask questions via in-app chat, email, or phone
• No waiting lines, call centres or jargon!

Securing your pension savings
• Investments are managed by the largest money managers in the world - BlackRock and HSBC
• We safeguard your data with the most up-to-date security technology and strictly comply with GDPR

Penfold are part of the Financial Services Compensation Scheme (FSCS) as well as being authorised and regulated by the Financial Conduct Authority (FCA).

## Pensions By Penfold Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/07/41/a0/0741a07f-e169-72bc-0cf8-77d63b536c22/2c80511d-4c2d-453d-a98f-3c1459ebf492_IOS_iPhone_X.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/be/31/42/be3142ff-6024-12e8-d035-8e9027855687/b909adf2-a46a-4617-a1c4-6772685aad50_iPhone_6_U00275_display_-_2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/80/7b/e3/807be354-a72a-1b4b-1d87-a663d6bead4d/2b83ebd7-b8f3-464d-ad88-ed71c2e80c48_iPhone_6_U00275_display_-_3_.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/5e/1c/97/5e1c97b7-5e0b-e0f0-577e-321461590160/b20f09f3-492a-4c4c-9272-f3ca69fb1dbf_iPhone_6_U00275_display_-_4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/0a/90/84/0a908420-b3a6-cdf2-cb2b-2b64a509af44/4dcff7e8-ab54-485c-ba15-d6a1bb3576a3_iPhone_6_U00275_display_-_5.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/36/37/f2/3637f2c4-74c2-a840-5270-dd94af0017de/b6579495-8f17-4e26-a277-f5824ee57291_iPhone_6.5_-_6.png/1284x2778.png)

## Pensions By Penfold Rating Breakdown in United Kingdom
- 5 stars: 977 (90%)
- 4 stars: 71 (7%)
- 3 stars: 12 (1%)
- 2 stars: 2 (0%)
- 1 stars: 18 (2%)

## Pensions By Penfold Reviews in United Kingdom

### ***** "Very happy customer"
Highly recommend Penfold, esp for self employed people. Easy to set up, they also help find your other pensions for consolidation. Payments are flexible and the info available on the app is brilliant - there’s a snapshot of how your pension is doing at any time. Love it!
-- Nimukax, 2024-12-18

### ****- "Good - but let down by government contributions"
I’ve been making small contributions to this personal pension app for few years now. It has good functionality, is easy to use and well developed (I’ve not noticed any bugs). Pension performance has been so-so, with on average, little in the way of profit above a normal high street savings rate. The big rip though is the 25% government top up. What the government gives with one hand, they promptly take away come self-assessment. No mention of this in the promotional blurb so something to take into consideration. Would I recommend this app over a traditional savings account? Not sure.
-- Milk Moniter, 2024-09-26

### ***** "Pension"
What a great app it’s all there and does what it says on the tin
-- Gtgolf club, 2024-06-02

### *---- "Garbage App"
Your app is awful. Every time I try to log in it treats me like I’m a new customer (I’m not). There is no facility to go to a login page when it is trying to get me to sign up. Awful and incredibly frustrating
-- Phillymee, 2024-03-11

### ***** "Excellent Service"
Excellent Service
-- Jamieson D, 2024-02-19

### ***** "Penfold pension app"
This is a great app for a great pension. Everything to hand and on the app—no need for documentation. 100%
-- TetraoTetrix, 2024-01-09

### ***** "Simply excellent"
Easy to transfer other pensions, fantastic interface. Less waffle or financial jargon. Very easy to trust with my retirement savings. 😁job we’ll done. A great Customer experience.
-- cahoonas.co.uk, 2023-11-29

### ***-- "Kay"
Only 6 weeks into using Penfold, but mostly it seems very good. I like being able to view activity at the touch of my screen, however I am still waiting for a pension at be transferred and it’s taking a few weeks, which is frustrating. Hopefully that will come through soon.
-- kayKat1, 2023-05-03

### *---- "Very poor returns"
My portfolio is the most aggressive one they have and it is only up 0.2% so far when the s&amp;p500 is up 8% so far this year…. And I only joined at the end of last year, how is this possible? I will transfer elsewhere once I leave my current job as this is my employer’s choice to use them.
-- allnamesaretakenitisannoying, 2023-04-02

### *---- "Scammers"
Lose my money after transferring my pension to them, don’t use.
-- Nick1999p, 2023-01-06

### ***** "Basic overview"
I’m new to Penfold but loving it so far.
App itself is glossy, looks great and easy to use and peruse.
Service from their pension team is excellent so far with particular kudos to them for their politeness.
-- DaelConan, 2022-07-29

### ***** "Great pension provider"
Easy to use app, have combined all my pensions with Penfold so I can finally see how much I have saved in one account.
-- WendyD50, 2022-03-20

### ***** "Love that my company use Penfold now"
Really prefer Penfold to my old company’s pension provider. Great user experience and love checking my pension regularly!
-- mbh2021, 2022-03-17

### ***** "Best pension app!"
I used Penfold to track down and combine my old pensions. It was a brilliant service and such a friendly and helpful team. The app is great! I can see where my money is invested around the world and even vote on big issues at companies I invest in!
-- cje.752, 2022-03-14

### ***** "Easy to set up and super quick transfers!"
Really impressed with how quickly they were able to find and transfer my old pensions in - special thanks to Josh for chasing my Nest one down! I’ve also noticed my pot has grown loads since I started it. Love being able to check it on the app as well. Highly recommend!
-- keirbdwk xio, 2021-12-10

### ***** "The best pension app!"
I signed up to Penfold recently and it’s so much better than my old pension providers that I’ve transferred all my old accounts into this one.

I can see the value of my pension in real time, add extra money and change investment plans at any time - all while being a pleasure to use.
-- Frankie_D, 2021-12-09

### ****- "Penfold, now Pen-circled?"
Love the app, service and everything but the new brand. The bird was a bit abstract but at least it said “folded origami”. Confused.
-- me.haydn, 2021-08-12

### ****- "Great app, childish redesign"
Why does my pension now look like a comic book? The logo looks like the CEO’s school-age child made it in Word and the font? Might as well have used Comic Sans MS. 

The app functions really well, is very clear and easy to use. Why are you trying to inject some “fun” into pensions with the rebrand. Pensions aren’t edgy, they’re boring but necessary.
-- MacAmbulance, 2021-08-12

### ***** "Incredibly simple to set up"
Could not have been easier to set up. Very jargon free, highly recommend.
-- Sandman Magazine, 2021-05-27

### ***-- "Okay, but UI is a mess"
This app needs more work on the UI and it needs more detail. 

I’d much rather see the overall plan progressing as I add more money or some projection as you get elsewhere rather than my progress for the year which is nothing more than my contribution value multiplied by 12 months.
-- SparkyUK10, 2021-03-14

[View all Pensions By Penfold reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Pensions By Penfold Discovered Keywords
- business dashboard
- pensions

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## Pensions By Penfold Available In
- [United Kingdom](https://apptail.io/app/pensions-by-penfold-jMu/united-kingdom)
- [India](https://apptail.io/app/pensions-by-penfold-jMu/india)
- [Ukraine](https://apptail.io/app/pensions-by-penfold-jMu/ukraine)
- [Brazil](https://apptail.io/app/pensions-by-penfold-jMu/brazil)
- [Mexico](https://apptail.io/app/pensions-by-penfold-jMu/mexico)
- [Sweden](https://apptail.io/app/pensions-by-penfold-jMu/sweden)
- [Germany](https://apptail.io/app/pensions-by-penfold-jMu/germany)
- [Bulgaria](https://apptail.io/app/pensions-by-penfold-jMu/bulgaria)
- [Brunei](https://apptail.io/app/pensions-by-penfold-jMu/brunei)
- [Belarus](https://apptail.io/app/pensions-by-penfold-jMu/belarus)
- [Canada](https://apptail.io/app/pensions-by-penfold-jMu/canada)
- [Switzerland](https://apptail.io/app/pensions-by-penfold-jMu/switzerland)
- [Chile](https://apptail.io/app/pensions-by-penfold-jMu/chile)
- [China](https://apptail.io/app/pensions-by-penfold-jMu/china)
- [Colombia](https://apptail.io/app/pensions-by-penfold-jMu/colombia)
- [Czechia](https://apptail.io/app/pensions-by-penfold-jMu/czechia)
- [Denmark](https://apptail.io/app/pensions-by-penfold-jMu/denmark)
- [Dominican Republic](https://apptail.io/app/pensions-by-penfold-jMu/dominican-republic)
- [Algeria](https://apptail.io/app/pensions-by-penfold-jMu/algeria)
- [Ecuador](https://apptail.io/app/pensions-by-penfold-jMu/ecuador)
- [Egypt](https://apptail.io/app/pensions-by-penfold-jMu/egypt)
- [Spain](https://apptail.io/app/pensions-by-penfold-jMu/spain)
- [Finland](https://apptail.io/app/pensions-by-penfold-jMu/finland)
- [France](https://apptail.io/app/pensions-by-penfold-jMu/france)
- [Greece](https://apptail.io/app/pensions-by-penfold-jMu/greece)
- [Hong Kong SAR China](https://apptail.io/app/pensions-by-penfold-jMu/hong-kong)
- [Hungary](https://apptail.io/app/pensions-by-penfold-jMu/hungary)
- [Indonesia](https://apptail.io/app/pensions-by-penfold-jMu/indonesia)
- [Ireland](https://apptail.io/app/pensions-by-penfold-jMu/ireland)
- [Israel](https://apptail.io/app/pensions-by-penfold-jMu/israel)
- [Italy](https://apptail.io/app/pensions-by-penfold-jMu/italy)
- [Japan](https://apptail.io/app/pensions-by-penfold-jMu/japan)
- [South Korea](https://apptail.io/app/pensions-by-penfold-jMu/south-korea)
- [Kuwait](https://apptail.io/app/pensions-by-penfold-jMu/kuwait)
- [Kazakhstan](https://apptail.io/app/pensions-by-penfold-jMu/kazakhstan)
- [Lebanon](https://apptail.io/app/pensions-by-penfold-jMu/lebanon)
- [Latvia](https://apptail.io/app/pensions-by-penfold-jMu/latvia)
- [Malaysia](https://apptail.io/app/pensions-by-penfold-jMu/malaysia)
- [Nigeria](https://apptail.io/app/pensions-by-penfold-jMu/nigeria)
- [Netherlands](https://apptail.io/app/pensions-by-penfold-jMu/netherlands)
- [Norway](https://apptail.io/app/pensions-by-penfold-jMu/norway)
- [New Zealand](https://apptail.io/app/pensions-by-penfold-jMu/new-zealand)
- [Peru](https://apptail.io/app/pensions-by-penfold-jMu/peru)
- [Philippines](https://apptail.io/app/pensions-by-penfold-jMu/philippines)
- [Pakistan](https://apptail.io/app/pensions-by-penfold-jMu/pakistan)
- [Poland](https://apptail.io/app/pensions-by-penfold-jMu/poland)
- [Portugal](https://apptail.io/app/pensions-by-penfold-jMu/portugal)
- [Romania](https://apptail.io/app/pensions-by-penfold-jMu/romania)
- [Russia](https://apptail.io/app/pensions-by-penfold-jMu/russia)
- [Saudi Arabia](https://apptail.io/app/pensions-by-penfold-jMu/saudi-arabia)
- [Singapore](https://apptail.io/app/pensions-by-penfold-jMu/singapore)
- [Slovenia](https://apptail.io/app/pensions-by-penfold-jMu/slovenia)
- [Thailand](https://apptail.io/app/pensions-by-penfold-jMu/thailand)
- [Türkiye](https://apptail.io/app/pensions-by-penfold-jMu/turkey)
- [Taiwan](https://apptail.io/app/pensions-by-penfold-jMu/taiwan)
- [United States](https://apptail.io/app/pensions-by-penfold-jMu/united-states)
- [Uzbekistan](https://apptail.io/app/pensions-by-penfold-jMu/uzbekistan)
- [Vietnam](https://apptail.io/app/pensions-by-penfold-jMu/vietnam)
- [United Arab Emirates](https://apptail.io/app/pensions-by-penfold-jMu/united-arab-emirates)
- [South Africa](https://apptail.io/app/pensions-by-penfold-jMu/south-africa)
- [Armenia](https://apptail.io/app/pensions-by-penfold-jMu/armenia)
- [Argentina](https://apptail.io/app/pensions-by-penfold-jMu/argentina)
- [Austria](https://apptail.io/app/pensions-by-penfold-jMu/austria)
- [Australia](https://apptail.io/app/pensions-by-penfold-jMu/australia)
- [Azerbaijan](https://apptail.io/app/pensions-by-penfold-jMu/azerbaijan)
- [Belgium](https://apptail.io/app/pensions-by-penfold-jMu/belgium)

---

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