---
title: "Pensions By Penfold - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work. Capital at risk"
---

# Pensions By Penfold — United Kingdom
> Transfer or save into one plan

![Pensions By Penfold App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/53/ff/89/53ff894f-10b0-9856-7780-2b5db7cc42a0/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Penfold Technology](https://apptail.io/developer/penfold-technology-MVqc)
**Category:** Finance
**Rating:** 4.8/5 (1,100 ratings)
**Price:** Free
**Bundle ID:** com.getpenfold.app
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 2.1.2 (released 2026-09-14)
**Original Release:** 2020-04-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1503716125)
**AppTail Page:** [https://apptail.io/app/pensions-by-penfold-jMu/united-kingdom](https://apptail.io/app/pensions-by-penfold-jMu/united-kingdom)

## Pensions By Penfold Description
Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work. Capital at risk.

Get started in under 5 minutes
• Create an account with an email and password
• Enter some details like your name and address
• Transfer an old pension or pay in some cash
• All done! Complete access to a modern pension

Transfer your pensions for free
• Combine old workplace and private pensions
• Enter a few details about your old pension in-app
• Our transfer specialists do the paperwork for you
• Get transfer progress updates on your dashboard
It&#039;s important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.

Track down lost pensions
• Use our in-app Find My Pension tool
• Simply enter your previous employer’s name
• We’ll tell you the provider and contact details 

Completely flexible pension contributions
• No minimum monthly contribution amount
• Set up recurring or make one-off payments
• Easily top-up, adjust and stop your contributions
• Receive a 25% tax relief top-up automatically

Switch pension investment fund any time
• Lifetime: Automatically adjusts risk level over time
• Standard: Choose your preferred risk level
• Sustainable: Invest in high ESG rated companies 
• Sharia: Investments approved by a Sharia board

Low pension fees and no hidden charges
• An annual fee of 0.4% to 0.88% depending on your investment fund and account balance
• No charges for anything else including exits, transfers and drawdown 

Friendly, expert pension service
• Our UK-based team are on hand to support you
• Ask questions via in-app chat, email, or phone
• No waiting lines, call centres or jargon!

Securing your pension savings
• Investments are managed by the largest money managers in the world - BlackRock and HSBC
• We safeguard your data with the most up-to-date security technology and strictly comply with GDPR

Penfold are part of the Financial Services Compensation Scheme (FSCS) as well as being authorised and regulated by the Financial Conduct Authority (FCA).

## Pensions By Penfold Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/07/41/a0/0741a07f-e169-72bc-0cf8-77d63b536c22/2c80511d-4c2d-453d-a98f-3c1459ebf492_IOS_iPhone_X.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/be/31/42/be3142ff-6024-12e8-d035-8e9027855687/b909adf2-a46a-4617-a1c4-6772685aad50_iPhone_6_U00275_display_-_2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/80/7b/e3/807be354-a72a-1b4b-1d87-a663d6bead4d/2b83ebd7-b8f3-464d-ad88-ed71c2e80c48_iPhone_6_U00275_display_-_3_.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/5e/1c/97/5e1c97b7-5e0b-e0f0-577e-321461590160/b20f09f3-492a-4c4c-9272-f3ca69fb1dbf_iPhone_6_U00275_display_-_4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/0a/90/84/0a908420-b3a6-cdf2-cb2b-2b64a509af44/4dcff7e8-ab54-485c-ba15-d6a1bb3576a3_iPhone_6_U00275_display_-_5.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/36/37/f2/3637f2c4-74c2-a840-5270-dd94af0017de/b6579495-8f17-4e26-a277-f5824ee57291_iPhone_6.5_-_6.png/1284x2778.png)

## Pensions By Penfold Rating Breakdown in United Kingdom
- 5 stars: 995 (90%)
- 4 stars: 73 (7%)
- 3 stars: 12 (1%)
- 2 stars: 2 (0%)
- 1 stars: 18 (2%)

## Pensions By Penfold Reviews in United Kingdom

### ***** "Very happy customer"
Highly recommend Penfold, esp for self employed people. Easy to set up, they also help find your other pensions for consolidation. Payments are flexible and the info available on the app is brilliant - there’s a snapshot of how your pension is doing at any time. Love it!
-- Nimukax, 2024-12-18

### ****- "Good - but let down by government contributions"
I’ve been making small contributions to this personal pension app for few years now. It has good functionality, is easy to use and well developed (I’ve not noticed any bugs). Pension performance has been so-so, with on average, little in the way of profit above a normal high street savings rate. The big rip though is the 25% government top up. What the government gives with one hand, they promptly take away come self-assessment. No mention of this in the promotional blurb so something to take into consideration. Would I recommend this app over a traditional savings account? Not sure.
-- Milk Moniter, 2024-09-26

### ***** "Pension"
What a great app it’s all there and does what it says on the tin
-- Gtgolf club, 2024-06-02

### *---- "Garbage App"
Your app is awful. Every time I try to log in it treats me like I’m a new customer (I’m not). There is no facility to go to a login page when it is trying to get me to sign up. Awful and incredibly frustrating
-- Phillymee, 2024-03-11

### ***** "Excellent Service"
Excellent Service
-- Jamieson D, 2024-02-19

### ***** "Penfold pension app"
This is a great app for a great pension. Everything to hand and on the app—no need for documentation. 100%
-- TetraoTetrix, 2024-01-09

### ***** "Simply excellent"
Easy to transfer other pensions, fantastic interface. Less waffle or financial jargon. Very easy to trust with my retirement savings. 😁job we’ll done. A great Customer experience.
-- cahoonas.co.uk, 2023-11-29

### ***-- "Kay"
Only 6 weeks into using Penfold, but mostly it seems very good. I like being able to view activity at the touch of my screen, however I am still waiting for a pension at be transferred and it’s taking a few weeks, which is frustrating. Hopefully that will come through soon.
-- kayKat1, 2023-05-03

### *---- "Very poor returns"
My portfolio is the most aggressive one they have and it is only up 0.2% so far when the s&amp;p500 is up 8% so far this year…. And I only joined at the end of last year, how is this possible? I will transfer elsewhere once I leave my current job as this is my employer’s choice to use them.
-- allnamesaretakenitisannoying, 2023-04-02

### *---- "Scammers"
Lose my money after transferring my pension to them, don’t use.
-- Nick1999p, 2023-01-06

[View all Pensions By Penfold reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Pensions By Penfold Discovered Keywords
- business dashboard
- pensions

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## Pensions By Penfold Available In
- [United Kingdom](https://apptail.io/app/pensions-by-penfold-jMu/united-kingdom)
- [India](https://apptail.io/app/pensions-by-penfold-jMu/india)
- [Germany](https://apptail.io/app/pensions-by-penfold-jMu/germany)
- [Mexico](https://apptail.io/app/pensions-by-penfold-jMu/mexico)
- [Brazil](https://apptail.io/app/pensions-by-penfold-jMu/brazil)
- [Sweden](https://apptail.io/app/pensions-by-penfold-jMu/sweden)
- [Ukraine](https://apptail.io/app/pensions-by-penfold-jMu/ukraine)
- [Bulgaria](https://apptail.io/app/pensions-by-penfold-jMu/bulgaria)
- [Brunei](https://apptail.io/app/pensions-by-penfold-jMu/brunei)
- [Belarus](https://apptail.io/app/pensions-by-penfold-jMu/belarus)
- [Canada](https://apptail.io/app/pensions-by-penfold-jMu/canada)
- [Switzerland](https://apptail.io/app/pensions-by-penfold-jMu/switzerland)
- [Chile](https://apptail.io/app/pensions-by-penfold-jMu/chile)
- [China](https://apptail.io/app/pensions-by-penfold-jMu/china)
- [Colombia](https://apptail.io/app/pensions-by-penfold-jMu/colombia)
- [Czechia](https://apptail.io/app/pensions-by-penfold-jMu/czechia)
- [Denmark](https://apptail.io/app/pensions-by-penfold-jMu/denmark)
- [Dominican Republic](https://apptail.io/app/pensions-by-penfold-jMu/dominican-republic)
- [Algeria](https://apptail.io/app/pensions-by-penfold-jMu/algeria)
- [Ecuador](https://apptail.io/app/pensions-by-penfold-jMu/ecuador)
- [Egypt](https://apptail.io/app/pensions-by-penfold-jMu/egypt)
- [Spain](https://apptail.io/app/pensions-by-penfold-jMu/spain)
- [Finland](https://apptail.io/app/pensions-by-penfold-jMu/finland)
- [France](https://apptail.io/app/pensions-by-penfold-jMu/france)
- [Greece](https://apptail.io/app/pensions-by-penfold-jMu/greece)
- [Hong Kong SAR China](https://apptail.io/app/pensions-by-penfold-jMu/hong-kong)
- [Hungary](https://apptail.io/app/pensions-by-penfold-jMu/hungary)
- [Indonesia](https://apptail.io/app/pensions-by-penfold-jMu/indonesia)
- [Ireland](https://apptail.io/app/pensions-by-penfold-jMu/ireland)
- [Israel](https://apptail.io/app/pensions-by-penfold-jMu/israel)
- [Italy](https://apptail.io/app/pensions-by-penfold-jMu/italy)
- [Japan](https://apptail.io/app/pensions-by-penfold-jMu/japan)
- [South Korea](https://apptail.io/app/pensions-by-penfold-jMu/south-korea)
- [Kuwait](https://apptail.io/app/pensions-by-penfold-jMu/kuwait)
- [Kazakhstan](https://apptail.io/app/pensions-by-penfold-jMu/kazakhstan)
- [Lebanon](https://apptail.io/app/pensions-by-penfold-jMu/lebanon)
- [Latvia](https://apptail.io/app/pensions-by-penfold-jMu/latvia)
- [North Macedonia](https://apptail.io/app/pensions-by-penfold-jMu/north-macedonia)
- [Malaysia](https://apptail.io/app/pensions-by-penfold-jMu/malaysia)
- [Nigeria](https://apptail.io/app/pensions-by-penfold-jMu/nigeria)
- [Netherlands](https://apptail.io/app/pensions-by-penfold-jMu/netherlands)
- [Norway](https://apptail.io/app/pensions-by-penfold-jMu/norway)
- [New Zealand](https://apptail.io/app/pensions-by-penfold-jMu/new-zealand)
- [Peru](https://apptail.io/app/pensions-by-penfold-jMu/peru)
- [Philippines](https://apptail.io/app/pensions-by-penfold-jMu/philippines)
- [Pakistan](https://apptail.io/app/pensions-by-penfold-jMu/pakistan)
- [Poland](https://apptail.io/app/pensions-by-penfold-jMu/poland)
- [Portugal](https://apptail.io/app/pensions-by-penfold-jMu/portugal)
- [Romania](https://apptail.io/app/pensions-by-penfold-jMu/romania)
- [Russia](https://apptail.io/app/pensions-by-penfold-jMu/russia)
- [Saudi Arabia](https://apptail.io/app/pensions-by-penfold-jMu/saudi-arabia)
- [Singapore](https://apptail.io/app/pensions-by-penfold-jMu/singapore)
- [Slovenia](https://apptail.io/app/pensions-by-penfold-jMu/slovenia)
- [Thailand](https://apptail.io/app/pensions-by-penfold-jMu/thailand)
- [Türkiye](https://apptail.io/app/pensions-by-penfold-jMu/turkey)
- [Taiwan](https://apptail.io/app/pensions-by-penfold-jMu/taiwan)
- [United States](https://apptail.io/app/pensions-by-penfold-jMu/united-states)
- [Uzbekistan](https://apptail.io/app/pensions-by-penfold-jMu/uzbekistan)
- [Vietnam](https://apptail.io/app/pensions-by-penfold-jMu/vietnam)
- [United Arab Emirates](https://apptail.io/app/pensions-by-penfold-jMu/united-arab-emirates)
- [South Africa](https://apptail.io/app/pensions-by-penfold-jMu/south-africa)
- [Armenia](https://apptail.io/app/pensions-by-penfold-jMu/armenia)
- [Argentina](https://apptail.io/app/pensions-by-penfold-jMu/argentina)
- [Austria](https://apptail.io/app/pensions-by-penfold-jMu/austria)
- [Australia](https://apptail.io/app/pensions-by-penfold-jMu/australia)
- [Azerbaijan](https://apptail.io/app/pensions-by-penfold-jMu/azerbaijan)
- [Belgium](https://apptail.io/app/pensions-by-penfold-jMu/belgium)

---

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