---
title: "PeraKa - Cash Loan Online - Reviews, Revenue and Downloads in Philippines | Apple App Store"
description: "PeraKa- Smart Credit in your Pocket Faced with an unexpected bill, running low on daily essentials, or looking to fuel a small personal project? PeraKa is your go-to mobile financial companion, design"
---

# PeraKa - Cash Loan Online — Philippines
> Borrow Money Fast Philippines

![PeraKa App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f4/38/f1/f438f197-4d67-18f0-c269-16d05409abdb/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-dVucmc)
**Category:** Business
**Rating:** 4.9/5 (117 ratings)
**Price:** Free
**Bundle ID:** com.abbeaulne.lending.ka
**Store:** Apple App Store
**Country:** Philippines
**Version:** 1.0.0 (released 2026-06-05)
**Original Release:** 2026-06-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6776204162)
**AppTail Page:** [https://apptail.io/app/peraka-cash-loan-online-OmkA/philippines](https://apptail.io/app/peraka-cash-loan-online-OmkA/philippines)

## PeraKa Description
PeraKa- Smart Credit in your Pocket
Faced with an unexpected bill, running low on daily essentials, or looking to fuel a small personal project? PeraKa is your go-to mobile financial companion, designed to sit right in your pocket and deliver swift, dignified, and secure lending solutions whenever life moves fast.
Experience a refreshing approach to personal credit: no long lines, no confusing paperwork, just fair and transparent financial support tailored for every Filipino.
 Flexible Loans Designed Around Your Life
We don’t believe in one-size-fits-all. Customize a loan plan that matches your exact budget and financial rhythm:
- Credit Limits: Borrow from ₱2,000 up to ₱50,000 based on your profile.
- Versatile Repayments: Choose a comfortable timeline from 3 to 12 months.
- Fair Pricing: Enjoy competitive interest rates ranging from 12% to 24% APR.
- Zero Hidden Surprises: All fees are structural, transparent, and completely disclosed upfront.
Transparency in Action (Sample Scenario): If you borrow ₱10,000 for 6 months at an 18% APR:
- Total Interest: ₱900
- Total Repayment Amount: ~₱10,900
- Predictable Monthly Installment: ~₱1,817
- Note: Your exact terms are calculated via our smart system and clearly displayed for your review before you accept.
High-Speed Funding in 4 Simple Steps
Getting your emergency cash has never been this effortless:
1. Seamless Onboarding: Download the app, create your account, and complete our rapid identity check using just one valid ID.
2. Instant Application: Select your desired cash amount and repayment schedule, then submit in just a few taps.
3. Automated Review: Our intelligent credit engine evaluates your request agad-agad (immediately).
4. Real-Time Payout: Once approved, watch your funds instantly route directly to your linked bank account or preferred e-wallet (GCash, Maya, etc.).
Managing repayments is just as easy, thanks to our automated, stress-free reminders!
 Why Trust PeraKa
- Frictionless Velocity: Skip the traditional banking hassle. Get vetted and approved quickly with a completely paperless process.
- Crystal-Clear Honesty: We believe in ethical lending. No hidden charges, no moving goalposts—just pure, honest transparency.
- Tailored for You: You are in the driver's seat. Pick the exact funding level and duration that aligns with your monthly cash flow.
- Ironclad Protection: Your privacy is non-negotiable. Your data is fully encrypted and heavily guarded under strict compliance with the Philippine Data Privacy Act of 2012 (RA 10173).
- Human-Centric Support: You are never alone. Our friendly, dedicated customer success team is standing by to help you navigate your journey smoothly.
Contact Us
Email: service@abbeaulnelending.com
Address: No. 088 Sitio Cainta Pooc 6045 Talisay
Support Hours: 9:00 AM – 6:00 PM, Mon - Sun

## PeraKa Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d9/4e/8b/d94e8b76-f3aa-e477-f071-c558c8038b23/01.png/2688x1242.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bb/34/19/bb341969-625a-834d-cace-8cdee60cd3d3/02.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/28/81/fa/2881fa53-274c-219f-1376-20c0d220421a/05.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b1/c2/5f/b1c25ff5-2c60-b587-d3fe-e789725c02d3/04.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/9c/ed/689cede0-ae1b-2ee8-dcfb-0646ff467608/03.png/1242x2688.png)

## PeraKa Rating Breakdown in Philippines
- 5 stars: 108 (92%)
- 4 stars: 7 (6%)
- 3 stars: 1 (1%)
- 2 stars: 0 (0%)
- 1 stars: 1 (1%)



## PeraKa Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Philippines | Business | #21 |
| Top Free | Philippines | Overall | #305 |




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