--- title: "Percapita - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Smarter spending. Easy saving. Real rewards. Take control of your money with Percapita—the all-in-one app for spending, saving, budgeting, and building financial wellness. - No hidden fees. No hoops." --- # Percapita — United States > Banking & Financial Services ![Percapita App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/46/38/0a/46380ad8-0f8d-64b3-dd8b-2574dbcc533e/AppIcon-1x_U007emarketing-0-11-0-85-220-0.jpeg/400x400bb.jpg) **Developer:** [Percapita Group](https://apptail.io/developer/percapita-group-Nhte) **Category:** Finance **Rating:** 4.8/5 (40 ratings) **Price:** Free **Bundle ID:** com.mobile.client.percapita.dynamic.api **Store:** Apple App Store **Country:** United States **Version:** 2.13 (released 2026-09-01) **Original Release:** 2023-05-30 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1617975560) **AppTail Page:** [https://apptail.io/app/percapita-AVIm/united-states](https://apptail.io/app/percapita-AVIm/united-states) ## Percapita Description Smarter spending. Easy saving. Real rewards. Take control of your money with Percapita—the all-in-one app for spending, saving, budgeting, and building financial wellness. - No hidden fees. No hoops. No minimum balance. No monthly fees. No overdraft penalties. Just real tools for real people. - Your money is safe and secure Eligible for up to $250,000 in FDIC insurance through Sutton Bank, Member FDIC [2] Percapita Visa® Debit Card you can use everywhere Visa is accepted* Full data encryption and multi-factor authentication (2FA) - Get paid when you need it [3] Access up to $1,000 of your earned wages before payday No credit checks, no hassle - Save automatically with Penny Jar [4] Every debit card purchase rounds up to the nearest dollar Build savings without even thinking about it - Build your credit with rent payments Get rewarded for the rent you already pay [5] Powered by Rock the Score - Earn cash back rewards Spend $300/month, get $25 cash back—up to $300/year [1] - Send money internationally Fast, affordable transfers to 75+ countries [6] - Budget smarter. Plan ahead. Stress less. Create needs-based and goal-based budgeting accounts Set budgets that fit your life, not someone else’s - Real human support. US-based, bilingual customer service A convenient in-app chat Why Percapita? Because your money should work for you—not against you. Download Percapita today and start spending smarter, saving easier, and building the financial freedom you deserve. Start for free. Stay for free. Your money. Your way. Disclosures Percapita is not a bank. We are a digital company that provides access to financial services. The Percapita Cash Account is provided by Sutton Bank, Member FDIC. The Percapita Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted. [1] Restrictions apply. See full promotional details at [2] The Percapita Cash Account is provided by Sutton Bank, Member FDIC. The funds in your deposit accounts are eligible for FDIC insurance up to $250,000 on a pass-through basis. The availability of FDIC insurance is contingent upon Percapita maintaining accurate records and deter- minations of the FDIC as receiver at the time of a receivership if Sutton Bank should fail. Such coverage is subject to aggregation of all of your deposits held at Sutton Bank. For further information about deposit insurance generally, you may write to the FDIC at 550 17th Street, N.W., Washington D.C. 20429, telephone the FDIC’s toll-free hotline at 877-275-3342, or visit its website at FDIC: Federal Deposit Insurance Corporation | [3] Early wage access powered by Immediate Solutions, Inc.; terms and limits apply. [4] Penny Jar is an optional program provided by Percapita, not Sutton Bank. [5] Rent reporting and credit building powered by Rock the Score, LLC; eligibility applies. [6] International transfer services provided through Brightwell Payments Inc., and Bancorp. Brightwell Payments Inc. is a technology provider and not a bank or other regulated financial insti-tution. All regulated international transfer services associated with ReadyRemit® are provided by The Bancorp Bank N.A. Terms and conditions apply. Verification times vary and may delay the delivery of funds to the receiver. Restrictions may apply. See transfer terms and conditions for details. ## Percapita Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/be/83/b9/be83b978-d8e3-5f93-73c5-0451e42b7f1d/63597451-37ad-4342-9615-ea6a86403645_1242_x_2208_-_1@1x.jpg/1242x2208.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7b/ae/40/7bae40a6-9a7b-6596-110f-e2b049bb0c1e/1f5b334c-7fc3-45ff-86c5-3b519a1415af_1242_x_2208_-_2@1x.jpg/1242x2208.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7e/dc/99/7edc99a3-9c4c-005f-f11b-2deca050c131/4f1ec712-af91-4785-b065-4f76be84834a_1242_x_2208_-_3@1x.jpg/1242x2208.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2e/04/f0/2e04f015-2bfd-9f86-625b-4c40586eb294/215e45f3-0c01-4d41-90c9-c83484168baa_1242_x_2208_-_4@1x.jpg/1242x2208.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f5/78/71/f578719a-07b4-7dfb-e685-d90c1e2a9aae/608e5941-3b12-48bb-8a91-99058879c554_1242_x_2208_-_5@1x.jpg/1242x2208.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/20/1e/1c/201e1cfd-d49d-891f-ff91-6dec3768ff91/e5c53d61-f3c9-47bc-a259-588050c26f3f_1242_x_2208_-_6@1x.jpg/1242x2208.png) ## Percapita Rating Breakdown in United States - 5 stars: 38 (95%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 0 (0%) - 1 stars: 2 (5%) ## Percapita Reviews in United States ### ***** "Great financial tool" Super easy and helpful app to manage my money, and it’s free to open an account! -- Kevin Satterfield, 2025-06-23 ### ***** "Wonderful app" Simple easy to use mobile banking love it -- Bullpen2000, 2025-06-18 ### ***** "Snack account" I use it mainly as my lunch and snack account. The ease of use is why I would use it. If you’re depositing your whole check or just a small part. I recommend this app for you. Especially if you can’t get a traditional banking solution. -- Justin aka Tank, 2025-06-09 ### ***** "Love it" super clean, easy to use, and just makes sense -- cyrusthedog, 2025-03-29 ### ***** "Customer first!" Percapita is all about making it simple and easy to manage my money. Bonus points for the educational tools and rewards!! -- Netrippers4Ever, 2025-03-27 ### ***** "One stop shop" Percapita has everything from earned wage access to remittances and all of the spend management tools you would expect. I love that I can do all my financial tasks in one place! -- Simons777, 2025-03-26 ### ***** "Finally an app that gets it" Percapita makes managing my money so easy. Love the rewards. -- KJRoyal, 2025-03-06 [View all Percapita reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Apps Similar to Percapita - [One Pay Wallet](https://apptail.io/app/one-pay-wallet-LcDk/united-states) - [Coba Fintech US & MX](https://apptail.io/app/coba-fintech-us-mx-QXvl/united-states) - [KlaDot](https://apptail.io/app/kladot-UFTl/united-states) - [Maast: Business Banking](https://apptail.io/app/maast-business-banking-agvm/united-states) - [American eWallet](https://apptail.io/app/american-ewallet-qJvm/united-states) - [Alza: spend, save, send abroad](https://apptail.io/app/alza-spend-save-send-abroad-rJvm/united-states) - [Totem Banking](https://apptail.io/app/totem-banking-vrWm/united-states) - [PrideCard](https://apptail.io/app/pridecard-wrWm/united-states) - [v.law](https://apptail.io/app/vlaw-xrWm/united-states) - [Otterz](https://apptail.io/app/otterz-PiYm/united-states) ## Percapita Available In - [United States](https://apptail.io/app/percapita-AVIm/united-states) - [Canada](https://apptail.io/app/percapita-AVIm/canada) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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