--- title: "Perpay - Shop and Build Credit - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp Get up to $1,000 to spend now. Build credit by paying it back automatically each time you ge" --- # Perpay - Shop and Build Credit — United States > Shop, pay later, build credit ![Perpay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/71/5c/a0/715ca063-276b-02e2-4937-e9c8d73b5bfb/AppIcon-0-0-1x_U007epad-0-1-85-220.png/400x400bb.png) **Developer:** [Perpay](https://apptail.io/developer/perpay-ypPd) **Category:** Finance **Rating:** 4.9/5 (24,199 ratings) **Price:** Free **Bundle ID:** com.perpay.mobile **Store:** Apple App Store **Country:** United States **Version:** 4.4.1 (released 2026-10-13) **Original Release:** 2018-10-20 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1421276642) **AppTail Page:** [https://apptail.io/app/perpay-shop-and-build-credit-itP/united-states](https://apptail.io/app/perpay-shop-and-build-credit-itP/united-states) ## Perpay Description Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest. SHOP THE PERPAY MARKETPLACE Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees. BUILD CREDIT WITH PERPAY+ Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop. APPLY FOR THE PERPAY CREDIT CARD Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee². The Perpay Credit Card is issued by Celtic Bank. Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: ¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau. ²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: ³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: 2400 Market Street, Suite 300, Philadelphia, PA. 19103 ## Perpay Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/27/64/31/2764312d-db2e-2729-60d1-b75ad246681b/1.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c3/ac/d6/c3acd606-ff1e-ca3d-b3ad-0476fa8b40e1/2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/45/e3/32/45e3322b-647f-a204-9ce4-edfd5ca18a06/59__U00284_U0029.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6b/5d/c2/6b5dc2bb-d978-00e5-30c2-038a8acd26f4/BG_Container__U00283_U0029.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d1/1d/33/d11d33a4-4bb6-5047-0936-3f05507abd8c/5.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/78/e9/5b/78e95b1d-51d8-fb23-eb76-c222b40f7224/only_card_powered.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/98/52/11985281-f9f5-6bc1-9da8-54a24d022cd8/7.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ed/c3/ae/edc3ae19-463b-3f61-9313-b2cb30a18f2c/8.png/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5f/0a/2c/5f0a2c31-d56e-ccfb-2345-c24546ae5fdb/9.png/1242x2688.png) ## Perpay Rating Breakdown in United States - 5 stars: 23,171 (96%) - 4 stars: 719 (3%) - 3 stars: 154 (1%) - 2 stars: 29 (0%) - 1 stars: 126 (1%) ## Perpay Reviews in United States ### ***** "Thank you" Super excited for opportunity -- HustleMan33, 2026-09-11 ### ***** "Perpay" Great way to purchase items and build credit!!! -- Dukington323, 2026-09-11 ### ***** "Way better than Aaron’s or Rent-A-Center!" Easy to use, connected it to my paylocity and everything else was automatic -- RyanClark51194, 2026-09-11 ### ***** "Watch" Perpay has helped me a lot the payments were extremely cheap.and it has boosted my credit score a lot -- Sherelle87, 2026-09-10 ### *---- "Direct deposit" I will give it 5 stars as soon as i can talk to someone about stopping my direct deposit as i dont owe anything else my purchases have been paid in full -- Bartlett 2378, 2026-09-10 ### ***** "It’s amazing" I don’t have to worry about payments they come directly out of my paycheck. My credit score is steadily climbing every month. -- Jfronz, 2026-09-10 ### ***** "Better than I expected" One of my best investments -- tone loc 187, 2026-09-10 ### ***** "Love Perpay" They are very good with their prices -- Booka’, 2026-09-10 ### ***** "Well made interface" The app works well and the customer support is great on an item I needed changed! -- JordyBau, 2026-09-09 ### ***** "Get What You Need" This app helped me get a few pricey things I needed for my family without the immediate cost or crazy interest! -- CosmicLogic78, 2026-09-09 ### ***** "Credit success" Such and amazing site -- minister big j, 2026-09-09 ### ***** "Very reliable" Very reliable place to get things I need and helps with my credit -- Crazyeight, 2026-09-09 ### ***** "Amazing" I absolutely love this its been a life saver -- lina534, 2026-09-09 ### ***** "Amazing Credit-Building Experience!" Perpay has been amazing for me! My credit score has improved, and I’m so happy with the progress I’ve made. The Perpay Market is AMAZING, with so many great options to choose from. I’ve also received really good credit limit increases on both my Market and Credit Card. It feels great to see my limits increase while I’m working on improving my credit. I definitely recommend Perpay to anyone looking for a way to build their credit while also having access to great products! -- Sh3zbadd, 2026-09-09 ### ***** "Reliable" Prepay is really great. Orders are fast shipping is also fast. So I get my merchandise within 3 days when it ships. My credit score went up a little bit. Thank you Perpay. Very happy customer -- Lisa pagat, 2026-09-09 ### ***** "Amazing" Love it !! -- staupie, 2026-09-08 ### ***** "Love it" Very useful for buying big ticket items. Received my order less than a week after my first payment was made. Huge selection of products, price is kinda steep on some things but that’s just how it is when you use services like this. -- C.Henny, 2026-09-08 ### ***** "Nice app" Easy to use and set up -- JaMeSdArLiNg, 2026-09-07 ### ***** "Love Perpay!!" Start building with Perpay like me!!! You will see the difference on your credit report.. -- miz peace, 2026-09-07 ### ***** "Awesome" Great interest rates -- Eredhhhh, 2026-09-06 [View all Perpay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Perpay Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | United States | Finance | #101 | ## Perpay Discovered Keywords - credit line - line - bank and go - pay my bill - shop - self - grow credit - credit card - zilch - pay four ## Apps Similar to Perpay - [Ava: Build Credit Fast](https://apptail.io/app/ava-build-credit-fast-YRF/united-states) - [Beem: Cash Advance & Banking](https://apptail.io/app/beem-cash-advance-banking-uMH/united-states) - [Deferit: Pay bills in 4](https://apptail.io/app/deferit-pay-bills-in-4-XzL/united-states) - [OneBlinc Cash Advance](https://apptail.io/app/oneblinc-cash-advance-MUQ/united-states) - [ImmediatePay](https://apptail.io/app/immediatepay-ryhb/united-states) - [Katapult | Shop & Lease to Own](https://apptail.io/app/katapult-shop-lease-to-own-MlKe/united-states) - [Get Paid Early: Cash Advance](https://apptail.io/app/get-paid-early-cash-advance-VpHm/united-states) - [Arro: Build & Grow Credit](https://apptail.io/app/arro-build-grow-credit-lRKm/united-states) - [VANSi - Cash Advance](https://apptail.io/app/vansi-cash-advance-ytOn/united-states) - [Cashably: Cash Advance, Credit](https://apptail.io/app/cashably-cash-advance-credit-oMLt/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*