PhonePe: Secure Payments App - Reviews, Revenue and Downloads - Apple App Store

Description

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.

Things you can do on PhonePe (Phonepay) App:

Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.

Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.

Buy or Renew Insurance Policies with PhonePe Insurance App

Health & Term Life Insurance
- Compare and buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens and families

Car & Two Wheeler Insurance
- Browse and get India’s most popular bike and car insurance
- Buy/renew your car and bike Insurance in less than 10 minutes

Other Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business and leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries.

PhonePe Lending
Get pre-approved personal loans ready to be disbursed into your bank account through seamless & digital loan onboarding journey. Attractive interest rates, easy repayment options and single click self serve modules are some of the salient features being offered.

Repayment Period: 6 - 36 Months
Interest Rate: Max 30% (Reducing)

Example:
Principal Amount: ₹100,000
Interest Rate: 15% p.a. (Reducing)
Processing Fees: 2%
Tenure: 12 Months
Total interest amount payable: ₹8309.97
Total processing fee amount payable: ₹2000
Total cost to the user: ₹110,309.97

Mutual Funds App and Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth and stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app

Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.

Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Visit our website at https://www.phonepe.com/

Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification

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Screenshots

User Rating

4.82 out of 5

15,435 ratings in Canada

5 star

13,695

4 star

1,116

3 star

322

2 star

114

1 star

188

Ratings History

Reviews

Best app for all

PhonePe is pretty quick in doing any transactions and I am happy all the times never disappointed.

Can't register from Canadian number

Trying to register from my Canadian number which is linked to Nri account but sms doesn't even go through! Developer hasn't seen this issue which is unfortunate

Setup account in Canada

Number verification do not work in Canada. You need to correct phone number. Current app is trying to send SMS with country code 91 however it needs to be 01191 or +91. Please fix it so I can use the app.

Not accepting foreign numbers for account registration

I recently enabled UPI on my NRE account according to the recent changes by the government and used my canadian phone number for the same. But phone pay login/registration page is still only accepting indian numbers and I am unable to register and use the app.

About phone pay

What a excellent service

Title or Memo of money or received

Personal account I don’t remember why i used money last month or week and why I received money from someone. One thing that should be added is—- There should be a MEMO option where i can write down to remember where i used money and why I received money on every transaction.

Great App

It made my payments Easy

Best app ever

Can’t believe that you guys literally offer everything! Amazing app, love it!

Payment For Adding a Card

Charges for adding a card is not right.

A financial revolution

PhonePe is like the fiber to copper last mile telco connects for consumers. A true revolution. I can use this to pay 5rs for chai or 5L for construction or Amazon. I’ve been able to link to multiple accounts at a bank and believe it’ll work with more. Feels very scalable. And since the banks accept crypto, wire and business deposits it’s possible to flow as much as you need through these payment rails (note: you don’t “need” much here and I haven’t maxed them out yet but feels like it’s fine )

Store Rankings

Ranking History

Category Rankings

Chart	Category	Rank
Top Free	India Finance	2
Top Free	Singapore Finance	10
Top Free	India	11
Top Free	United Arab Emirates Finance	16
Top Free	Kuwait Finance	16

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