---
title: "Prospa - Business Account - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Prospa is a fully CBN licensed and NDIC insured bank for serious businesses. With a Prospa bank account businesses can make payments, access loans, and manage vital business processes, all from a mobi"
---

# Prospa - Business Account — Nigeria
> Banking, payments & loans.

![Prospa App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/a2/30/08/a2300812-a543-8c74-3931-65d6007385ef/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Prospa Technology](https://apptail.io/developer/prospa-technology-xNAc)
**Category:** Finance
**Rating:** 4.4/5 (79 ratings)
**Price:** Free
**Bundle ID:** com.prospa.prospav2
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 3.1.7 (released 2026-05-11)
**Original Release:** 2025-06-17
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6739344740)
**AppTail Page:** [https://apptail.io/app/prospa-business-account-gxVv/nigeria](https://apptail.io/app/prospa-business-account-gxVv/nigeria)

## Prospa Description
Prospa is a fully CBN licensed and NDIC insured bank for serious businesses. With a Prospa bank account businesses can make payments, access loans, and manage vital business processes, all from a mobile app that’s fast and secure.

Regulated, Trusted, Insured
- Prospa Capital Microfinance Bank
- Licensed by the Central Bank of Nigeria (CBN) 
- Deposits insured by the NDIC
- Built on robust infrastructure for faster payments and security

Faster Business Payments
- Send and receive payments instantly
- Make bulk transfers to vendors or payroll teams
- Make seamless bill payments 

Expense Cards & Spend Control
- Issue virtual and physical cards for team members
- Set spend limits, track usage, and block cards anytime
- Use across online and offline channels securely

Run Operations Like a CFO
- Create sub-accounts for payroll, taxes, savings
- Upload bulk payments for multiple recipients
- Automatically track payables & receivables 

Get Real Support, Online or In-Person
- Speak to real people, not just bots
- Visit a Prospa Support Centre in your city
- Get help with issues fast


Perfect for Structured, Growth-Focused Businesses
- SMEs with ₦10 million+ in monthly revenue
- Agencies, consultants, trade businesses, logistics, SaaS
- Founders and business owners ready to grow

Why Prospa Is Different
- Built for real businesses, not just side hustles
- A relationship-first approach to banking
- Fast onboarding and regulatory credibility
- Designed for high-transaction, team-managed businesses


Beyond business banking Prospa is a real financial partner. Businesses build credit automatically, just by using their Prospa business account. Every transaction adds to your credibility and makes it easier to qualify for serious business loans, starting from ₦10 million.

## Prospa Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/89/21/9b/89219bd0-bf1e-7562-f822-2c6cb9e3e091/1009.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a7/fb/3b/a7fb3bd2-87cc-986a-df81-466e57055900/1008.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ee/02/61/ee02617c-d232-9465-94b0-b7514f64294a/1007.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/61/a0/04/61a004cb-97a8-6f36-fba6-f17f650ff5c2/1006.jpg/1242x2688.png)

## Prospa Rating Breakdown in Nigeria
- 5 stars: 62 (78%)
- 4 stars: 6 (8%)
- 3 stars: 1 (1%)
- 2 stars: 2 (3%)
- 1 stars: 8 (10%)

## Prospa Reviews in Nigeria

### ***** "Great"
Highlight of the app for me was when I was trying to recharge electricity and other banks (including some modern ones failed). Only Prospa worked 🔥🎊
-- Elviso2024, 2025-08-04

### ***** "Toju"
Transactions are fast
-- Asofedami, 2025-07-31

### ***** "Much better!"
1,000 times much better than the old version!

This is really impressive and what a fintech should look like.

Not cluttered anymore.
Not confusing to navigate.

Well done Team Prospa.
-- Ugo James, 2025-06-25

[View all Prospa reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)





## Prospa Available In
- [Nigeria](https://apptail.io/app/prospa-business-account-gxVv/nigeria)
- [United Kingdom](https://apptail.io/app/prospa-business-account-gxVv/united-kingdom)
- [China](https://apptail.io/app/prospa-business-account-gxVv/china)
- [Croatia](https://apptail.io/app/prospa-business-account-gxVv/croatia)
- [Iceland](https://apptail.io/app/prospa-business-account-gxVv/iceland)
- [Nepal](https://apptail.io/app/prospa-business-account-gxVv/nepal)
- [Bahrain](https://apptail.io/app/prospa-business-account-gxVv/bahrain)
- [Peru](https://apptail.io/app/prospa-business-account-gxVv/peru)
- [Brunei](https://apptail.io/app/prospa-business-account-gxVv/brunei)

---

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