---
title: "Prospa - Business Finance - Reviews, Revenue and Downloads in Australia | Apple App Store"
description: "Fund your growth, move money and manage your cash flow all in one place with Prospa.  Fast, flexible access to business funding  • Apply for a Prospa Business Loan or Business Line of Credit • Get a f"
---

# Prospa - Business Finance — Australia
> Business Loans and Account

![Prospa App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f9/ba/cf/f9bacf1a-9eed-cac4-3d68-8834c5943e13/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [Prospa ADVANCE PTY](https://apptail.io/developer/prospa-advance-pty-wheb)
**Category:** Finance
**Rating:** 4.8/5 (1,288 ratings)
**Price:** Free
**Bundle ID:** com.prospa.mobile
**Store:** Apple App Store
**Country:** Australia
**Version:** 5.5.0 (released 2026-10-06)
**Original Release:** 2019-07-10
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/au/app/app/id1465528935)
**AppTail Page:** [https://apptail.io/app/prospa-business-finance-padc/australia](https://apptail.io/app/prospa-business-finance-padc/australia)

## Prospa Description
Fund your growth, move money and manage your cash flow all in one place with Prospa.

Fast, flexible access to business funding

• Apply for a Prospa Business Loan or Business Line of Credit
• Get a fast decision, with funding possible in hours
• Access your balance instantly, manage your repayments and view your transaction history in one place
• Easily apply for additional funding as your business needs evolve

Simple, secure ways to manage business payments^

• Open a Prospa Account and access an everyday business transaction account with no monthly account-keeping fees
• Make bank transfers and BPAY payments, and separate your personal and business expenses with a Prospa Visa Business Debit Card
• Link eligible credit cards and pay suppliers through Prospa, helping keep cash in your business for longer
• Earn Prospa Rewards on every eligible payment through your Prospa Account*
• Accept in-person payments with Tap to Pay, directly from your device
• Connect your account to Xero to reduce admin

--

^The Prospa Business Account and Prospa Visa Business Debit Card are available to customers in Australia only.
*A 1% fee + GST applies to eligible transactions while Prospa Rewards are switched on. Prospa Rewards is available to customers in Australia only.

## Prospa Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/29/17/0f/29170ff5-d959-1719-42e1-731a36573ec6/app_store_ios_-_0.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/47/a5/0b/47a50bb4-0cc0-ca44-7db3-60afe6775220/app_store_ios_-_1.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7f/e4/83/7fe48398-42d5-926a-97db-140a850afe81/app_store_ios_-_2.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/4b/8c/114b8c6e-4a59-3b5a-00ed-70029bb24d10/app_store_ios_-_3.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6a/50/b8/6a50b8f4-eae4-76d3-ff96-f94604b3ef33/app_store_ios_-_4.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a7/33/98/a7339831-b7ab-cd77-049d-a49e9f2b9d60/app_store_ios_-_5.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/56/12/50/561250a0-730f-14e2-5266-4f7ab4fc901f/app_store_ios_-_6.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/f6/48/aff6489c-cdd9-a486-8aef-5e601e26fd61/app_store_ios_-_7.png/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ee/80/61/ee80614a-ef8f-0c90-28e6-15b22b555453/app_store_ios_-_8.png/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0e/78/7b/0e787bf2-b5c7-de51-265e-1b60ea5aadd2/app_store_ios_-_9.png/1242x2688.png)

## Prospa Rating Breakdown in Australia
- 5 stars: 1,150 (89%)
- 4 stars: 109 (8%)
- 3 stars: 11 (1%)
- 2 stars: 1 (0%)
- 1 stars: 17 (1%)

## Prospa Reviews in Australia

### *---- "Scam"
Does not update payments when made and charges interest and non service fees for a week after payment total rip off as well as the non stop harassment and useless customer service would not recommend
-- yvfcdxghnjhtcxdv, 2024-09-18

### ***** "Best for your business"
It very simple and easy to use
-- Seeker30, 2024-04-02

### ***** "Simple effective design"
Easy to use and great design. Especially love the showcase of real customer stories in-app. Small business is a community so its great to see the little guys getting a real go! 🙌
-- IMOKToday, 2023-12-06

### ***** "Great app and products."
Business account is excellent.
-- Business account user abs, 2023-12-06

### ***** "Slick"
Love the simplicity of the business account
-- Liamayk, 2023-12-06

### ***** "Great app!"
The app makes managing my finances super easy. I really like the new design too. Would love to see features like currency exchange, Xero integration and a savings account in the app.
-- charkenl, 2023-12-06

### ****- "Love our Prospa banking"
Would rate 5 stars but would love another account to keep business holdings and taxes separated from income and expenses. Looking forward to seeing prospa grow
-- NathanBHT, 2023-10-01

### *---- "Not there yet"
Send funds to my new business account which disappeared into the ether. Regrettably, doesn’t look like the business account product is ready for public use yet.
-- CamD10, 2023-03-17

### ***** "Loving the new app"
This recent refresh is nice. Easy to see and manage everything.
-- James.syd.1, 2022-08-24

### *---- "Poor quality"
The app is so confusing and not user friendly. Di date showing on app is wrong and caused over charging me . It’s an dirty way to over charge people .
-- Megawave63, 2022-06-23

[View all Prospa reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Prospa Discovered Keywords
- prospa
- loan manager
- business finance
- business loans

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## Prospa Available In
- [Australia](https://apptail.io/app/prospa-business-finance-padc/australia)
- [New Zealand](https://apptail.io/app/prospa-business-finance-padc/new-zealand)

---

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