Raisin - Savings products

ONE PLATFORM, ONE APP, ALL YOUR INVESTMENTS
- Online platform to order and manage your most important savings products.
- Exclusive access to term deposits and savings accounts from all over Europe.
- Single registration: all your savings under a single Raisin Account.
- Insurance: all our products are protected by the European Deposit Guarantee Scheme up to € 100,000 per depositor and bank.
- No small print: no management fees, commissions or hidden costs.
ATTRACTIVE INTEREST RATES ON TERM DEPOSITS AND SAVINGS ACCOUNTS
- Choose from over 20 savings products across Europe at no cost. Benefit from higher rates in other European countries.
- Get more interest without sacrificing security: thanks to the directives of the European Union, your savings are 100% protected up to € 100,000 (or the equivalent in other European national currencies), including interest, per depositor and bank.
EXCELLENCE AND QUALITY
- Raisin has been named among the Top 5 best fintechs in Europe by the renowned FinTech50 awards.
- Raisin is supported by prestigious European and American investors such as Goldman Sachs, Index Ventures, PayPal Ventures, Orange Digital Ventures, Thrive Capital, btov Ventures and Ribbit Capital.
TECHNICAL SAFETY
The security of your data is of the utmost importance to us. We ensure that you are always secure within your Raisin online banking and adhere to the latest in safety regulations.
- Firewalls that protect against unauthorized external access to data from our systems.
- Multi-stage identification and encryption system that prevents unauthorized people from requesting, intercepting, reading or accessing your data.
- Data encryption with 2048-bit PGP.
- Money withdrawals can only be made to your reference account - this prevents unauthorized withdrawals.
- Secure online mailbox, in which all relevant documents are stored in encrypted form.
- Authorization and execution of transactions by mTAN code (SMS) to your mobile phone.