Great app
My experience has been very good so far. The app is simple to use, I have opened 2 savings accounts with no issues and no hassles. Very impressed.
Description
ONE ACCOUNT, ONE APP, ONE PLACE FOR YOUR SAVINGS
- Apply for, fund and manage zero-fee savings accounts with competitive rates from a range of banks - all under one roof.
- Take advantage of savings accounts you won’t find anywhere else, including special rates, bonuses and offers.
- Fill out one application form when you register, then click to apply - no more paper application forms.
- Every savings account in our marketplace includes full relevant deposit protection, including the FSCS and country-specific European Deposit Guarantee Schemes.
- It’s free to open your account with us, and there are no fees on any of our savings accounts.
EXCELLENCE AND QUALITY
- Established in Berlin, Germany in 2013, Raisin is one of the top 5 best FinTechs in Europe according to the renowned FinTech50 awards panel.
- Raisin expanded to Spain and France in 2016, the UK and the Netherlands in 2018, and Ireland in 2019, and has been providing savings services tailored to meet the needs of European savers ever since.
- Raisin is backed by leading investors, including Goldman Sachs, Index Ventures, PayPal, Orange Digital Ventures, Thrive Capital and Ribbit Capital.
KEEPING YOUR DATA SAFE AND SECURE
The security of your data is of the utmost importance to us, which is why we adhere to the latest regulations, so you can rest assured that your information is safe and secure.
- You can only withdraw money from your Transaction Account or Raisin Bank Account to your nominated bank or building society account.
- Messages and documents sent and received securely through your account are encrypted.
- Only you can authorise transactions by entering the mobile verification code we send to you by SMS.
- Your information is protected from unauthorised access through firewalls and 2048-bit PGP data encryption, as well as multi-stage identification and encryption systems.
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- Apply for, fund and manage zero-fee savings accounts with competitive rates from a range of banks - all under one roof.
- Take advantage of savings accounts you won’t find anywhere else, including special rates, bonuses and offers.
- Fill out one application form when you register, then click to apply - no more paper application forms.
- Every savings account in our marketplace includes full relevant deposit protection, including the FSCS and country-specific European Deposit Guarantee Schemes.
- It’s free to open your account with us, and there are no fees on any of our savings accounts.
EXCELLENCE AND QUALITY
- Established in Berlin, Germany in 2013, Raisin is one of the top 5 best FinTechs in Europe according to the renowned FinTech50 awards panel.
- Raisin expanded to Spain and France in 2016, the UK and the Netherlands in 2018, and Ireland in 2019, and has been providing savings services tailored to meet the needs of European savers ever since.
- Raisin is backed by leading investors, including Goldman Sachs, Index Ventures, PayPal, Orange Digital Ventures, Thrive Capital and Ribbit Capital.
KEEPING YOUR DATA SAFE AND SECURE
The security of your data is of the utmost importance to us, which is why we adhere to the latest regulations, so you can rest assured that your information is safe and secure.
- You can only withdraw money from your Transaction Account or Raisin Bank Account to your nominated bank or building society account.
- Messages and documents sent and received securely through your account are encrypted.
- Only you can authorise transactions by entering the mobile verification code we send to you by SMS.
- Your information is protected from unauthorised access through firewalls and 2048-bit PGP data encryption, as well as multi-stage identification and encryption systems.
Screenshots
Raisin FAQ
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Is Raisin free?
Yes, Raisin is completely free and it doesn't have any in-app purchases or subscriptions.
-
Is Raisin legit?
⚠️ The Raisin app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.
Thanks for the vote -
How much does Raisin cost?
Raisin is free.
-
What is Raisin revenue?
To get estimated revenue of Raisin app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
4.56 out of 5
1,014 ratings in United Kingdom
5 star
765
4 star
160
3 star
28
2 star
9
1 star
52
Ratings History
Raisin Reviews
Do not use this app under any circumstances.
Useless by design. Customer support non existent on purpose if anything going wrong (and it will as that’s the aim) which means money tied up in it creating interest they’re pocketing rather than you. Avoid.
Not good
As with the other 1 star review. They have had my money for a week now in a holding account. Looking to get my money back
Good rates but comes with caveats
Generally they offer competitive rates however be warned that the app is confusing and not intuitive. They give directions which don’t apply to the app as they’re referring to their online account. Also they hold onto funds for 3 working days when making transfers. If you open a new account and fund it from another of their accounts your funds will disappear for a day or 2 from the account and show £0 which is very disconcerting.
Appallingly slow and bad communication
I submitted an application to open an account but no progress has been made. Their response time to messages is horrendously slow, and I still don’t know why they have open my Raisin account
Easy
Very easy and fast to understand straight to the point
The easy assess is not easy at all
Not to mention the withdrawal takes more than 2 working days. Also the close the account button is somehow not available to me - this makes me worry loads! I will not recommend Raisin Bank to anyone !!
Appalling
Considering making a complaint to the FSA. Transfers leave your bank account immediately (of course they do) but withdrawals can take up to a week. Apparently it takes 2 business days for funds to start making interest. Why? The banking system operates 24/7, do they have people employed Monday-Friday to process payments manually? Deposit on Friday and you can be waiting till the following Wednesday for funds to appear. Where is it in the meantime? This is not Easy Access in any shape or form. Customer services are unresponsive.
can’t log in
the app only asks for registration and not log in and so I can’t use it
Poor, poor service. Again
I have had over £400k with them across various products. All transactions and dealings have been unsatisfactory, except when they want money from you. Today I needed to withdraw £25k The app stated I could only withdraw £10.136.87. Why that amount? I have absolutely no idea. I called them. After the Recorded message (repeated) automatic voice said 5 minute wait time. 15 minutes of waiting I hung up. Transfers take at least 2 business days (not the same day that nearly every other bank or broker offers). Why it takes 2 days is beyond me. I’ll continue to write honestly about them until they sort their service out. Poor. Very poor.
Store Rankings
Ranking History
Category Rankings
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Chart
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Category
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Rank
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Top Free
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33
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Top Free
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33
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Top Free
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225
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Top Free
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229
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Top Free
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322
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Keywords
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Last 30 days
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