---
title: "Raya - Digital Bank - Reviews, Revenue and Downloads in Indonesia | Apple App Store"
description: "Bank digital pilihan untuk kelola keuangan personal dan bisnis dalam satu akun.  Sebagai bagian dari BRI Group, Raya siap bantu kamu kelola keuangan dengan mudah, aman, dan nyaman setiap harinya.  Apa"
---

# Raya - Digital Bank — Indonesia

![Raya App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b4/76/97/b4769774-2810-22f4-b9ec-6b76fafbb489/prodAppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [PT. Bank Raya Indonesia](https://apptail.io/developer/pt-bank-raya-indonesia-zThc) (Indonesia)
**Category:** Finance
**Rating:** 4.6/5 (1,570 ratings)
**Price:** Free
**Bundle ID:** id.co.bankraya.apps
**Store:** Apple App Store
**Country:** Indonesia
**Version:** 2.37.0 (released 2026-09-21)
**Original Release:** 2022-08-30
**Languages:** English, Indonesian

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/id/app/app/id1627393834)
**AppTail Page:** [https://apptail.io/app/raya-digital-bank-otLj/indonesia](https://apptail.io/app/raya-digital-bank-otLj/indonesia)

## Raya Description
Bank digital pilihan untuk kelola keuangan personal dan bisnis dalam satu akun.

Sebagai bagian dari BRI Group, Raya siap bantu kamu kelola keuangan dengan mudah, aman, dan nyaman setiap harinya.

Apa keuntungan pakai Raya? 

Di Raya, nabungnya bebas biaya 
Buka rekening lewat HP, hanya 4 menit
Gratis biaya admin bulanan
Bebas setoran awal dan tanpa minimal saldo

Praktis penuhi berbagai kebutuhan
Ada Saku Raya buat atur keuangan, mulai dari bujetin bulanan, nabung wujudin impian, sampai nabung bareng hingga 100 kawan
Mudah pisahin keuangan personal dan bisnis dalam satu aplikasi
Pinjaman hingga Rp25 juta di Pinang Flexi, khusus buat kamu yang gajian lewat Raya atau BRI. 

Aksesnya luas di seluruh Indonesia 
Ada 25 Community Branch Raya tersebar di Indonesia
Setor tunai di Kantor Bank BRI, Agen BRILink dan Community Branch Raya
Tarik tunai di Indomaret, ATM BRI, Agen BRILink dan Community Branch Raya

Transaksi aman bikin nyaman
Smart login, cepat dan aman dengan sidik jari atau scan wajah.
Fitur Ekstra Pengamanan untuk transaksi nominal besar.
Keamanan berlapis menggunakan kode OTP dan verifikasi wajah.

Dapatkan juga cashback, voucher, dan berbagai misi seru hanya untukmu.
Tunggu apalagi, mulai #RayakanKemudahan bersama Raya! #BankDigitalPilihanmu #BebasinBarengRaya

Untuk informasi lebih lengkap, hubungi Sapa Raya di:
Contact Center: 1500 494
WhatsApp: 081210000494
Instagram: @bankraya

PT Bank Raya Indonesia Tbk. 
Gedung Menara BRILiaN 
Jl. Gatot Subroto No. 177A, Kel No.RT 009/01, Menteng Dalam, Tebet, Jakarta Selatan, Jakarta 12870.

## Raya Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/82/97/c5/8297c5d1-b3f5-022f-6a93-d2e71d1424d2/16.5_ip.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/69/39/976939df-fb26-9bcf-5953-085ab77955cb/26.5_ip.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/84/17/7e/84177ef6-7f7d-6705-a162-5693ac16e5c7/36.5_ip.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c8/b7/c6/c8b7c6c7-a51a-b27b-ddaf-7aad90b1bb57/46.5.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a6/d4/90/a6d49096-adcd-6df1-329a-26810dfe2849/56.5_ip.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0b/83/e2/0b83e237-b808-eff3-0c6c-06a9e8ec04a9/66.5_ip.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/28/0a/6a/280a6a4a-d280-34af-0a62-fa9372266a16/76.5_ip.png/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9f/79/cc/9f79cc09-8bad-2b0f-fc95-d1f65b6f2aaf/86.5_ip.png/1284x2778.png)

## Raya Rating Breakdown in Indonesia
- 5 stars: 1,342 (85%)
- 4 stars: 75 (5%)
- 3 stars: 33 (2%)
- 2 stars: 26 (2%)
- 1 stars: 94 (6%)

## Raya Reviews in Indonesia

### *---- "jelek"
masa trasfer gagal tapi saldo tetap terpotong, dan gak balik lagi parah
-- ardink573, 2024-12-24

### ***** "Keren dan simple"
Untuk kawan” yg mau dapat cashback ini referal saya. Silahkan gunakan WINARIGH566O
-- sittiyf, 2024-12-17

### ***** "Fitur"
Bagus bgt fitur”nya apa lagi saku dan qris nya cepet, saku nya bsa buat nabung sampe target tercapai! Keren👍👍
-- apajajbja, 2024-12-14

### ***** "Mantabb"
Fitur yg membantu sekali utk mengatur keuangan dan prosesnya yg cepat
-- Arti Suri, 2024-12-09

### ***** "Bagus"
Bagus
-- Pelanggan baru des, 2024-12-04

### ***** "Fitur nya mudah digunakan"
Simple ga ribet
-- Hejfgewjajsj, 2024-11-28

### *---- "Akun selalu logout setiap beberap hari"
Pengalaman yang buruk, akun ternyata logout saat keadaan darurat pembayaran, dan hanya 3 kali kesempatan memasukkan pasword, karna takut keblokir akhirnya reset password. Semakin sering ganti password, semakin sering lupa password. Akhirnya setiap login ulang selalu reset password. Entah ini standar keamaan ataukah bugs. Tak satupun apps banking lain yang seperti ini
-- arisatrio, 2024-10-12

### ***-- "Muncul Error “Koneksi Terputus”"
Sebelumnya saya menggunakan aplikasi ini cukup sering. Namun beberapa hari ini sering tiba tiba muncul error “Koneksi Terputus”. Padahal koneksi internet di HP saya baik baik saja, dan masih bisa akses internet di apps lain. Tolong tim pengembang segera diperbaiki bug ini, karena sangat menggangu. Terimakasih
-- wimbaagra, 2024-09-13

### ***** "Easy to use Digital Banking"
Tampilan menarik dan mudah dipahami. Produk dijelasin dengan rinci, anti lemot 👌🏼
-- Manusia sipil, 2024-09-09

### ***** "Saku Bareng Top!"
Top notch for Raya. Very helpful for community and applicable
-- princess_chip, 2024-08-31

[View all Raya reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Raya Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Indonesia | Finance | #155 |

## Raya Discovered Keywords
- raya

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## Raya Available In
- [Indonesia](https://apptail.io/app/raya-digital-bank-otLj/indonesia)
- [Sweden](https://apptail.io/app/raya-digital-bank-otLj/sweden)
- [Bulgaria](https://apptail.io/app/raya-digital-bank-otLj/bulgaria)
- [Belarus](https://apptail.io/app/raya-digital-bank-otLj/belarus)
- [Canada](https://apptail.io/app/raya-digital-bank-otLj/canada)
- [Switzerland](https://apptail.io/app/raya-digital-bank-otLj/switzerland)
- [Czechia](https://apptail.io/app/raya-digital-bank-otLj/czechia)
- [Germany](https://apptail.io/app/raya-digital-bank-otLj/germany)
- [Denmark](https://apptail.io/app/raya-digital-bank-otLj/denmark)
- [Spain](https://apptail.io/app/raya-digital-bank-otLj/spain)
- [Finland](https://apptail.io/app/raya-digital-bank-otLj/finland)
- [France](https://apptail.io/app/raya-digital-bank-otLj/france)
- [United Kingdom](https://apptail.io/app/raya-digital-bank-otLj/united-kingdom)
- [Greece](https://apptail.io/app/raya-digital-bank-otLj/greece)
- [Croatia](https://apptail.io/app/raya-digital-bank-otLj/croatia)
- [Iceland](https://apptail.io/app/raya-digital-bank-otLj/iceland)
- [Italy](https://apptail.io/app/raya-digital-bank-otLj/italy)
- [Lithuania](https://apptail.io/app/raya-digital-bank-otLj/lithuania)
- [Latvia](https://apptail.io/app/raya-digital-bank-otLj/latvia)
- [North Macedonia](https://apptail.io/app/raya-digital-bank-otLj/north-macedonia)
- [Malta](https://apptail.io/app/raya-digital-bank-otLj/malta)
- [Netherlands](https://apptail.io/app/raya-digital-bank-otLj/netherlands)
- [Norway](https://apptail.io/app/raya-digital-bank-otLj/norway)
- [Poland](https://apptail.io/app/raya-digital-bank-otLj/poland)
- [Romania](https://apptail.io/app/raya-digital-bank-otLj/romania)
- [Russia](https://apptail.io/app/raya-digital-bank-otLj/russia)
- [Singapore](https://apptail.io/app/raya-digital-bank-otLj/singapore)
- [Slovenia](https://apptail.io/app/raya-digital-bank-otLj/slovenia)
- [Türkiye](https://apptail.io/app/raya-digital-bank-otLj/turkey)
- [Ukraine](https://apptail.io/app/raya-digital-bank-otLj/ukraine)
- [Austria](https://apptail.io/app/raya-digital-bank-otLj/austria)
- [United States](https://apptail.io/app/raya-digital-bank-otLj/united-states)
- [Belgium](https://apptail.io/app/raya-digital-bank-otLj/belgium)

---

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