--- title: "Refyne - Reviews, Revenue and Downloads in India | Apple App Store" description: "Refyne is one of India’s most trusted Financial Wellness platforms. Refyne has a wide range of products including UPI Scan and Pay, Salary On-Demand, Digital Gold and Insurance and is a One-Stop Shop " --- # Refyne — India ![Refyne App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/24/f6/ee/24f6eeee-9474-3ed5-5288-2169e230a3e7/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png) **Developer:** [Refyne Tech Private](https://apptail.io/developer/refyne-tech-private-SGLd) **Category:** Finance **Rating:** 3.9/5 (595 ratings) **Price:** Free **Bundle ID:** in.co.refyne.ios **Store:** Apple App Store **Country:** India **Version:** 1.62.0 (released 2026-10-17) **Original Release:** 2022-07-12 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1628740208) **AppTail Page:** [https://apptail.io/app/refyne-kJUb/india](https://apptail.io/app/refyne-kJUb/india) ## Refyne Description Refyne is one of India’s most trusted Financial Wellness platforms. Refyne has a wide range of products including UPI Scan and Pay, Salary On-Demand, Digital Gold and Insurance and is a One-Stop Shop for all your financial needs. Refyne Offers: * Salary On-Demand - Access funds up to 1.5x of salary * Money Guru - Access expert financial tips and tools like Tax & Home Loan Calculator, PF tracker, Credit score check and more * Gold Savings - Save in 24K Digital Gold starting from ₹10, 99.5% Pure Gold with doorstep delivery of physical gold Refyne has partnered with RBI-authorised NBFCs - * Refyne Finance Private Limited ( Important Things to Note About Refyne Salary On-Demand - * Loan Amount: Rs 1,000 to Rs 10,00,000 * Minimum Annual Percentage Rate (APR): 8%, * Maximum Annual Percentage Rate: 36% (reducing balance) * Minimum repayment period: 90 days, Maximum repayment period: 24 months * Processing Fees: Max (₹350 + GST, Up to 1%-5% of loan amount plus GST) * Prepayment Fees: Zero * Late fee: Zero Below is an example of the fee breakup for a Salary On-Demand transaction: * Loan Amount: ₹10,000 * Minimum repayment period: 3 months * Maximum repayment period: 12 months * Interest rate: 0% (for the first 3 months), 4th month onward, 16% p.a. reducing * Processing fee: ₹99 * GST on processing fee: ₹18 * Total interest: ₹678 (calculated from 4th to 12th month, in total 9 months) * APR: 16% * Disbursed amount: ₹9,883 * Total loan repayment amount: ₹10,678 Our policies & services are fully regulated & 100% compliant with NPCI and RBI guidelines. Eligibility Criteria: * Indian nationality * Applicant's age should be 21 & above * Only for employees of partnered companies. This is a closed marketplace and is not intended for public use. * The user must be an active employee of the partner company for at least three months and have signed employment agreement forms with their employer. Documents Required: * PAN * Aadhaar * Employment details How to use Refyne App: * Sign up with your number or work email * Complete the KYC process and add the bank account * Enter the Amount to be withdrawn * Automatic deduction takes place as per the agreed repayment schedule Privacy Policy: Terms & Conditions: In case of any query, reach us at : support@refyne.co.in OR 080-64899999 Address: Prestige Pegasus, Sarjapur - Marathahalli Rd, Ambalipura, Haralur, Bengaluru, Karnataka 560103 Disclaimer: The application is SSL-certified, and all transactions are 100% safe and secure. ## Refyne Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1e/fa/78/1efa787e-5103-18e0-8197-2359528eee97/01_en-US-alpha_removed.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/0d/7a/650d7a36-e363-8ef6-b002-45f744970adc/02_en-US.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/53/99/a4/5399a45e-d5f6-0d5e-88c0-a73dc85ef2d1/03_en-US.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8f/a7/36/8fa73621-d067-9ac9-5689-ca27c8e85ac7/04_en-US.png/1284x2778.png) ## Refyne Rating Breakdown in India - 5 stars: 388 (65%) - 4 stars: 46 (8%) - 3 stars: 11 (2%) - 2 stars: 17 (3%) - 1 stars: 133 (22%) ## Refyne Reviews in India ### **--- "Some error occured" I am facing some unknown error for last couple of days. It shows some error occurred while loging in. -- Avi.mishra, 2024-12-28 ### *---- "Worst app" All the positive ratings are fake. It doesn't allow to log in via company log in id -- Wrstapp, 2024-12-21 ### *---- "not able to log in error" I am a Deloitte employee. I’m trying to login and giving my credentials also approving via Authenticator app. Still, it is giving me an error and not letting me login rubbish. -- KS@09, 2024-11-26 ### *---- "Pathetic" From the last 1 week you guys are reviewing my company details. What is stopping you may I know. -- Aniket2601, 2024-11-14 ### *---- "Too many accounts created from this ip" Not able to create id -- Rajeevdutta, 2024-11-06 ### *---- "Not recommended" I have not applied any loan, Just by signing up these people have shared my Confidential personal informations like salary and employment records to other banks and credit agencies. -- Arun.mv, 2024-10-11 ### *---- "not good" I downloaded application every time i have ro submite the company details but no progress -- Smnsjdhdhdhdh, 2024-10-11 ### *---- "00000 *" 00000*app -- sharvank.18, 2024-10-08 ### *---- "Worst customer support" It has worst customer support. I sent a query on WhatsApp support with no answer, no call back, nothing. I just enrolled for it as my company suggested this app to us. But now I think it’s a waste of time. -- titansgray, 2024-09-30 ### *---- "Fake app" Fake app -- vaghhashjdxji, 2024-09-21 [View all Refyne reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Refyne Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | India | Finance | #240 | ## Refyne Discovered Keywords - gas tracker - gas log - salary - limited access - flexsalary - refine - lendingplate - payrupik ## Apps Similar to Refyne - [IIFL: Gold & Business Loans](https://apptail.io/app/iifl-gold-business-loans-jeN/india) - [FlexSalary Instant Loan App](https://apptail.io/app/flexsalary-instant-loan-app-fMQ/india) - [MyMoneyMantra: Loans & Cards](https://apptail.io/app/mymoneymantra-loans-cards-nPQ/india) - [Capital Now: Instant Loan App](https://apptail.io/app/capital-now-instant-loan-app-Nnxe/india) - [Florence Capital](https://apptail.io/app/florence-capital-IZji/india) - [lendingplate Personal Loan App](https://apptail.io/app/lendingplate-personal-loan-app-uSUj/india) - [Credit Saison India: Loan App](https://apptail.io/app/credit-saison-india-loan-app-jzRm/india) - [axio: BNPL & Personal Loan](https://apptail.io/app/axio-bnpl-personal-loan-OCTm/india) - [Zype Instant Personal Loan App](https://apptail.io/app/zype-instant-personal-loan-app-VWwn/india) - [FatakPay: Loans & Insurance](https://apptail.io/app/fatakpay-loans-insurance-LlAo/india) ## Refyne Available In - [India](https://apptail.io/app/refyne-kJUb/india) - [United States](https://apptail.io/app/refyne-kJUb/united-states) - [Singapore](https://apptail.io/app/refyne-kJUb/singapore) - [Germany](https://apptail.io/app/refyne-kJUb/germany) - [Australia](https://apptail.io/app/refyne-kJUb/australia) - [United Arab Emirates](https://apptail.io/app/refyne-kJUb/united-arab-emirates) - [Austria](https://apptail.io/app/refyne-kJUb/austria) - [United Kingdom](https://apptail.io/app/refyne-kJUb/united-kingdom) - [Chile](https://apptail.io/app/refyne-kJUb/chile) - [China](https://apptail.io/app/refyne-kJUb/china) - [Colombia](https://apptail.io/app/refyne-kJUb/colombia) - [Cyprus](https://apptail.io/app/refyne-kJUb/cyprus) - [Czechia](https://apptail.io/app/refyne-kJUb/czechia) - [Denmark](https://apptail.io/app/refyne-kJUb/denmark) - [Dominican Republic](https://apptail.io/app/refyne-kJUb/dominican-republic) - [Algeria](https://apptail.io/app/refyne-kJUb/algeria) - [Ecuador](https://apptail.io/app/refyne-kJUb/ecuador) - [Egypt](https://apptail.io/app/refyne-kJUb/egypt) - [Spain](https://apptail.io/app/refyne-kJUb/spain) - [Finland](https://apptail.io/app/refyne-kJUb/finland) - [France](https://apptail.io/app/refyne-kJUb/france) - [Greece](https://apptail.io/app/refyne-kJUb/greece) - [Hong Kong SAR China](https://apptail.io/app/refyne-kJUb/hong-kong) - [Hungary](https://apptail.io/app/refyne-kJUb/hungary) - [Indonesia](https://apptail.io/app/refyne-kJUb/indonesia) - [Ireland](https://apptail.io/app/refyne-kJUb/ireland) - [Israel](https://apptail.io/app/refyne-kJUb/israel) - [Italy](https://apptail.io/app/refyne-kJUb/italy) - [Japan](https://apptail.io/app/refyne-kJUb/japan) - [South Korea](https://apptail.io/app/refyne-kJUb/south-korea) - [Kuwait](https://apptail.io/app/refyne-kJUb/kuwait) - [Kazakhstan](https://apptail.io/app/refyne-kJUb/kazakhstan) - [Lebanon](https://apptail.io/app/refyne-kJUb/lebanon) - [Lithuania](https://apptail.io/app/refyne-kJUb/lithuania) - [North Macedonia](https://apptail.io/app/refyne-kJUb/north-macedonia) - [Mexico](https://apptail.io/app/refyne-kJUb/mexico) - [Malaysia](https://apptail.io/app/refyne-kJUb/malaysia) - [Nigeria](https://apptail.io/app/refyne-kJUb/nigeria) - [Netherlands](https://apptail.io/app/refyne-kJUb/netherlands) - [Norway](https://apptail.io/app/refyne-kJUb/norway) - [New Zealand](https://apptail.io/app/refyne-kJUb/new-zealand) - [Oman](https://apptail.io/app/refyne-kJUb/oman) - [Peru](https://apptail.io/app/refyne-kJUb/peru) - [Philippines](https://apptail.io/app/refyne-kJUb/philippines) - [Pakistan](https://apptail.io/app/refyne-kJUb/pakistan) - [Poland](https://apptail.io/app/refyne-kJUb/poland) - [Portugal](https://apptail.io/app/refyne-kJUb/portugal) - [Qatar](https://apptail.io/app/refyne-kJUb/qatar) - [Russia](https://apptail.io/app/refyne-kJUb/russia) - [Saudi Arabia](https://apptail.io/app/refyne-kJUb/saudi-arabia) - [Sweden](https://apptail.io/app/refyne-kJUb/sweden) - [Slovenia](https://apptail.io/app/refyne-kJUb/slovenia) - [Thailand](https://apptail.io/app/refyne-kJUb/thailand) - [Türkiye](https://apptail.io/app/refyne-kJUb/turkey) - [Taiwan](https://apptail.io/app/refyne-kJUb/taiwan) - [Ukraine](https://apptail.io/app/refyne-kJUb/ukraine) - [Vietnam](https://apptail.io/app/refyne-kJUb/vietnam) - [South Africa](https://apptail.io/app/refyne-kJUb/south-africa) - [Argentina](https://apptail.io/app/refyne-kJUb/argentina) - [Azerbaijan](https://apptail.io/app/refyne-kJUb/azerbaijan) - [Belgium](https://apptail.io/app/refyne-kJUb/belgium) - [Brazil](https://apptail.io/app/refyne-kJUb/brazil) - [Belarus](https://apptail.io/app/refyne-kJUb/belarus) - [Canada](https://apptail.io/app/refyne-kJUb/canada) - [Switzerland](https://apptail.io/app/refyne-kJUb/switzerland) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*