Relay

Description

Relay is a no-fee, online business banking and money platform that puts you in complete control of your cash flow.

The banking basics… and beyond
Robust business banking features without the usual fees, branch visits or paperwork.

• Bank without account fees or minimum balances that tie up cash flow
• Open up to 20 individual checking accounts
• Issue 50 virtual and physical debit cards
• Send and receive payments via ACH, wire or check
• Collect payments from tools like PayPal, Stripe, Square and more
• Get hands-on help whenever you need it

Cash flow that’s as clear as day
Always be on top of what your business is earning, spending and saving.

• Apportion income to expense and reserve accounts (like operations, payroll and taxes)
• Organize spend using dedicated debit cards (like travel and marketing)
• Get ultra-detailed transaction data that takes the grind out of expense tracking
• Simplify and speed up bookkeeping with direct QuickBooks Online and Xero integrations

Banking that’s better because it’s done together
Work with financial advisors and team members without compromising security or convenience.

• Invite your accountant, bookkeeper or team members to Relay
• Control what each invited user can do and see in your bank account
• Safely share banking data and monthly statements
• Delegate financial management tasks like paying the bills

Plus, Relay’s security features provide peace of mind. Logins are protected by two-factor authentication and biometric security, and you can feel safe knowing that you’re FDIC insured up to $250,000 per business.

Learn more at relayfi.com.

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User Rating

4.76 out of 5

1,207 ratings in United States

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1,089

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Ratings History

Reviews

Too slow for 2024.

There is no reason checks should take 10 days to clear. I’m trying to give it a 3 month trial. We are heading into month 3 and I’m not loving it.

Great app! Competes with JP Morgan Chase

Honestly a great app and can make transfers instant and upload receipts it’s honestly great!

Application requirements are invasive

I was looking to setup a new business account with Relay, however, they required a number of things that were creepy and invasive. They required 2-3 months of my personal financial records to approve an account for my LLC. They also required links to my social media and online presence. Why would they need that to setup my account? It’s stalker behavior. I imagine it’s so they can build a personal profile of me and sell my data more effectively. No thanks.

Terrible security practices

Honestly one of the most wild banks I've ever used. They've been asking me to verify my account by emailing them a photo of my driver's license, which they already have.

Flawed policies that does protect customer

I do not want to even get into there bogus policy if you file a dispute by the time the claim is processed, your livelihood would be destroyed! The main incident that turned me completely off is my using my PIN that I created to withdraw money from my bank account resulting in them freezing my account for almost 24 hours and then gave me a very hard time after I verified it was me who made the transactions . The only reason why they released my money is because I recited the law and how my rights were violated and threatened to file a civil suit with my attorney. Literally after that email was sent , my funds were released in less than 1 hour after they held my money hostage for 24 hours with NO legitimate explain! Totally felt scammed and violated . Their hours of operation is not convenient at all. Their customer service is terrible when you are complaining about their errors. It was a nightmare and very embarrassing ! I work too hard for anyone to control my money .

Simply the best business bank in the business. No nonsense straight business!

Seamless online Small Business Banking

Relay is a super cool, clean and intuitive CANADIAN ( yeah Canada!)online banking solution for my small business. It’s smart and easy to use! Very much recommend!! Marie S. Bloomfield Hills, Mi

Great Banking App

I am a new Relay client. So far I’ve been really happy with the ease of the online app and website. Great bank for running a small business.

6 months and no problems

Really enjoying my Relay Business account. Very simple and elegant interface. Highly recommended.

Feature requests and a tip

Missing Zelle and checkbooks, also fees. Ok for a very basic business account if you don't need those features. Tip, the SMS text verification never works the first time so just press resend immediately and you'll get the SMS code when trying to log in.

Store Rankings

Ranking History

App Ranking History not available yet

Category Rankings

Chart	Category	Rank
Top Free	Peru Finance	287

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