---
title: "Ryt Bank - Reviews, Revenue and Downloads in Malaysia | Apple App Store"
description: "Meet Ryt Bank — The World’s First AI-Powered Bank.  Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea"
---

# Ryt Bank — Malaysia

![Ryt Bank App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/08/5e/de/085edecb-9d89-cce8-d9ce-acb9949e0354/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [YTL Digital Bank Berhad](https://apptail.io/developer/ytl-digital-bank-berhad-srVab) (Malaysia)
**Category:** Finance
**Rating:** 4.6/5 (1,719 ratings)
**Price:** Free
**Bundle ID:** my.rytbank.app
**Store:** Apple App Store
**Country:** Malaysia
**Version:** 1.34.0 (released 2026-04-22)
**Original Release:** 2024-10-02
**Languages:** English, Malay, Chinese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/my/app/app/id6480042570)
**AppTail Page:** [https://apptail.io/app/ryt-bank-ysUu/malaysia](https://apptail.io/app/ryt-bank-ysUu/malaysia)

## Ryt Bank Description
Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback on overseas in-store spend.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. 
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Terms and Conditions:


Associated Fees:
 
 
Company Information:
Level 37, Menara Southpoint, Mid Valley City
Lingkaran Syed Putra
Kuala Lumpur
Wilayah Persekutuan

Customer Support: 
In-App Live Chat (available 24/7)

Website: 
 

Business Hours: 8.00AM - 8.00PM (daily)

Download Ryt Bank today.

## Ryt Bank Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/71/ac/20/71ac20e5-3a28-88a7-320c-c623374e0061/Public_Launch_ASO_1.18_6.5_display-11_1284x2778.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/20/5a/b1/205ab199-cf01-9ac7-5ba4-c8893e7d1d1f/Public_Launch_ASO_1.18_6.5_display-12_1284x2778.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/f7/fb/bcf7fb40-8236-83cb-6ac6-2c16302d4341/Public_Launch_ASO_1.18_6.5_display-13_1284x2778.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/24/9a/c8/249ac839-87ee-68fa-b266-b2bf7012f6e9/Public_Launch_ASO_1.18_6.5_display-14_1284x2778.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/35/f0/ca/35f0cac1-f55d-8c81-2c99-db9569ed8f08/Public_Launch_ASO_1.18_6.5_display-15_1284x2778.jpg/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/75/4c/49/754c4950-fb9e-daa0-643a-0980b0663eae/Public_Launch_ASO_1.18_6.5_display-16_1284x2778.jpg/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ad/c2/a6/adc2a63e-8cbb-4e52-f4e5-8cd981a77fba/Public_Launch_ASO_1.18_6.5_display-17_1284x2778.jpg/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b1/06/56/b1065697-8d04-fe4d-4c26-7389112343f2/Public_Launch_ASO_1.18_6.5_display-18_1284x2778.jpg/1284x2778.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ce/2e/57/ce2e57f1-ebcd-8c99-3516-fce7bc28e730/Public_Launch_ASO_1.18_6.5_display-19_1284x2778.jpg/1284x2778.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/20/46/f5/2046f565-3064-72c9-9988-98726fd47566/Public_Launch_ASO_1.18_6.5_display-20_1284x2778.jpg/1284x2778.png)

## Ryt Bank Rating Breakdown in Malaysia
- 5 stars: 1,469 (85%)
- 4 stars: 80 (5%)
- 3 stars: 31 (2%)
- 2 stars: 29 (2%)
- 1 stars: 110 (6%)

## Ryt Bank Reviews in Malaysia

### **--- "update issues"
cannot update
-- polyyworld, 2025-12-24

### ***** "Friendly and safe"
I feel easy to handle my transaction and also happy with the interest received daily .
-- Anu Suprs, 2025-12-23

### ***** "Superb bank"
Thank you for being apart for this amazing world
-- Anonymasta, 2025-12-16

### ***** "I'd give five for now as a student"
As a student, this is what I've been looking for. No minimum balance needed to do any transaction, please keep this up. As a student, this is very helpful for me. Debit card too, with zero minimum balance needed in the account or at least RM1. I appreciate this very much.
-- grrmoojy, 2025-12-13

### *---- "App Crushing"
No update or other option
-- Gas Tick, 2025-12-13

### ***** "Why can't I log in suddenly?"
Why can't I log in suddenly?
-- EvaniaXixi, 2025-12-12

### *---- "Not smooth"
Slow app
-- Hangus88888, 2025-12-09

### *---- "App Crash"
Sometimes when open the app, it automatically close, and I cannot open it. I cannot open it even after restarting the phone
-- Shah9093, 2025-12-04

### **--- "% p.a changed"
Changing the rate from 4% to 3% for the saving pockets was unexpected and honestly dissatisfying and disappointing. 
I hope you guys know that was one of your highlights and taking it off would lose customers. Probably change to a different bank now with a better p.a.
-- Jashreen, 2025-12-03

### *---- "Dark mode and Apple Pay"
Please give us dark mode and Apple Pay. Then perfect.
-- amirulrahma, 2025-12-03

### ***** "Mudahh"
Memudahkan
-- Akie262, 2025-12-03

### ***-- "Notification Badge won’t go off is super annoying"
So far been using Ryt for few months, comparing to other digital bank I’ve been using, Ryt development was rather slow and perks are a little attractive and less practical to me. However, the interest rate is the highest among all. The only thing that TRUUUUULY annoyed me is the notification badge, it feels like NEVER go off. Need to go into the APP to unread the inbox numerous time only it will go off. Then, when there are updates or movement, the badge came out again, and the number of “unread” numbers kept increasing, which is another level of annoying. Please Ryt, you are a DIGITAL bank and you should be good in your own field right? Please IMPROVE!
-- MacMac1019, 2025-12-02

### ****- "Dark mode would be nice"
Everything else is clean and well done. Though, the addition of dark mode would be really nice.
-- TJzzzzzzzzzzz, 2025-11-28

### ****- "Frame Drops"
The app occasionally has frame drops on my device, Iphone 11 Pro Max. If feels as though the screen is stuttering

Other bankings apps works fine, and I don't think a React Native app would feel this sluggish
-- DanishRoti, 2025-11-28

### *---- "Can’t apply paylayer"
I just wanna try pay later and yet can’t apply..i  just try 4 whole month .. if u don’t have it why bother to put in there
-- Pejan9310, 2025-11-28

### ****- "Overall good with minor issue"
Everything’s good except for the daily notification badge, it won’t go away even I logged in to the app and check the notification list (and there’s no unread notification). I need to repeatedly in and out of the app, pressing the read all notification button multiple times in order to clear the app icon badge. Please fix this and the rest are good.
-- huiqing88, 2025-11-26

### ***** "Notification Alert"
Overall is good, just a “little” to fix maybe, the notification alert count show on app icon does not clear even when all notifications are read. Just a little thing but annoys OCD 😅. Btw, I’m on iOS.
-- Smurffffyyyyy..., 2025-11-25

### ***** "Perfection"
With that 4% interest p.a, and really user friendly app, this banking app is one of my favourites but i hope RYT bank make a feature “show QR to pay” just like Maybank did.
-- H.KEV, 2025-11-25

### *---- "Crazy 8.87% interest late repayment."
The due date is odd af, and high interest, this is crazy. Money vampire
-- Bukit Aman, 2025-11-24

### ***** "App surface and design"
The app surface is user friendly and easy to use. The scan function to pay is stable and fast, so far the speed is instant without loading. Good job RYT Bank. 👍🏻
-- Terence 666, 2025-11-23

[View all Ryt Bank reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Ryt Bank Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Malaysia | Finance | #11 |
| Top Free | Malaysia | Overall | #88 |
| Top Free | Singapore | Finance | #193 |


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## Ryt Bank Available In
- [Malaysia](https://apptail.io/app/ryt-bank-ysUu/malaysia)
- [Singapore](https://apptail.io/app/ryt-bank-ysUu/singapore)
- [United States](https://apptail.io/app/ryt-bank-ysUu/united-states)
- [United Kingdom](https://apptail.io/app/ryt-bank-ysUu/united-kingdom)
- [Australia](https://apptail.io/app/ryt-bank-ysUu/australia)
- [Brunei](https://apptail.io/app/ryt-bank-ysUu/brunei)

---

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