---
title: "S-Net Mobile - Reviews, Revenue and Downloads in Luxembourg | Apple App Store"
description: "S-Net Mobile, the Banque et Caisse d’Epargne de l’Etat, Luxembourg (Spuerkeess)’s free mobile banking app allows you to:   • view the transactions on your accounts and credit cards, • execute payments"
---

# S-Net Mobile — Luxembourg

![S-Net Mobile App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/fa/b3/50/fab35011-5524-8f9c-59a2-5180e99ab47a/AppIcons-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [Spuerkeess](https://apptail.io/developer/spuerkeess-nRqb) (Luxembourg)
**Category:** Finance
**Rating:** 4.2/5 (793 ratings)
**Price:** Free
**Bundle ID:** lu.bcee.S-netMobile
**Store:** Apple App Store
**Country:** Luxembourg
**Version:** 5.35.1 (released 2026-11-10)
**Original Release:** 2010-09-27
**Languages:** English, French, German

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/lu/app/app/id391760650)
**AppTail Page:** [https://apptail.io/app/s-net-mobile-oZU/luxembourg](https://apptail.io/app/s-net-mobile-oZU/luxembourg)

## S-Net Mobile Description
S-Net Mobile, the Banque et Caisse d’Epargne de l’Etat, Luxembourg (Spuerkeess)’s free mobile banking app allows you to: 

• view the transactions on your accounts and credit cards,
• execute payments (Eurotransferts),
• send secure messages to the Spuerkeess and access your received mail and documents,
• find a Spuerkeess branch or S-BANK ATM,
• simulate your personal or mortgage loan.

Furthermore, the PIN-login allows an even faster access to your daily banking operations.

## S-Net Mobile Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/3d/4d/9b/3d4d9b7d-86c7-5eec-298d-bcc6deddadfc/d95b62c6-6009-4b5f-ac99-f17a7d30a632_414x896-FR_1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/59/f7/6d/59f76dd6-de81-fe22-2821-ec7bf7306d9d/da5c0a6e-c1d4-4f35-8f90-4d4b2940e905_414x896-FR_2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/cc/e2/ae/cce2ae91-a9b4-cc6a-bae6-f2dd86306e7f/ffd2274e-3deb-4e7a-ab84-3843b8e6e34a_414x896-FR_3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/b0/15/8e/b0158e52-fffe-c88f-0e01-96780e4303b1/6111d185-846d-4583-a7bf-5cba24326cb9_414x896-FR_4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/c8/0a/cc/c80acc7f-4336-d458-05a8-d0cbc367e56e/d25a7347-4c83-49fa-bd78-2810e9f952ba_414x896-FR_5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/aa/59/f9/aa59f90e-6817-08f4-435a-dff9ed8e708e/f3897b39-0f31-453a-937d-bf412a2703d2_414x896-FR_6.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/dc/14/66/dc14669f-7899-6d06-d9a1-dfc561a234e0/54469f03-6e10-4816-890a-3d6bef19b7ae_414x896-FR_7.png/1242x2688.png)

## S-Net Mobile Rating Breakdown in Luxembourg
- 5 stars: 532 (67%)
- 4 stars: 99 (12%)
- 3 stars: 31 (4%)
- 2 stars: 32 (4%)
- 1 stars: 99 (12%)

## S-Net Mobile Reviews in Luxembourg

### *---- "No SMS sent when creating bank account"
the app doesnt send a sms for my phone number(tango luxembourg) when I try to create an account.
-- lews-therin-telamon, 2025-10-25

### *---- "New VoP not working"
The new add-on of the VoP is not working, impossible to do a bank transfer. No solution to bypass
-- Armen Slmb, 2025-10-15

### ***-- "Bad messaging service"
The App is usually good however since recently it has become impossible to issue a new message in the messaging system. Makes it really painful getting in touch.
-- mikemikymike, 2025-10-09

### *---- "Je ne peux tout simplement pas me connecter"
Pour avoir été chez ING, leur application est bien plus fonctionnelle, et elle au moins me permet d’aller sur mon compte
-- Nokiller04, 2025-04-24

### **--- "Application d un autre âge"
S-Net est une application d un autre âge: lent, interface de message avec la banque très pénible qui vous demande votre mot de passe à tout bout de champs, pas possible d uploader facilement les documents qui vous sont demandés, en un mot ça semble développé pour PC et pas pour iPad. Il faut bien y penser quand vous choisissez votre banque car les agences physiques disparaissent peu à peu et celles qui restent sont difficilement accessibles (juste sur RV) et la banque par téléphone est peu utile.
-- Bbingolux, 2025-03-11

### **--- "Feature-Rich but Flawed"
S-Net app offers a wide range of features and customization, and the overall design is user-friendly. Navigating the app is generally straightforward.

However, the app suffers from significant performance issues. It's often slow, and the 20-second login time is a major drawback. Frequent errors and crashes, especially on weekends, are frustrating. The "login impossible" error message is particularly unhelpful, providing no useful information. The lack of weekend customer support further compounds these issues.

While the app's functionality is strong, its instability and poor performance significantly detract from the user experience. 
Improvements to speed, reliability, and error reporting are essential.
-- ppolyzos, 2025-03-02

### **--- "Update/Modernisation"
The app is good, but it definitely needs an update of features and a more modern design.
-- Dzigibaobab, 2024-10-29

### *---- "Avoid if possible"
App lacks basic features, like scanning another card, copying your own IBAN, csv export options, etc. If changing banks was not so difficult i’d do it.
-- Ben123234, 2024-10-07

### **--- "no updates"
hasn’t been updated since 2010. still has that janky carousel menu select. crashes every time you open a notification. takes forever to open up. still called snet for some reason.
-- max394719, 2024-10-01

### ***-- "Regular interuption of functions"
The app is generally user friendly but the frequent error messages and inability to access the app are really frustrating. I have now been unable to access it for two days and that is a bit long as I have important payments to conduct. Is there a solution you could suggest?
-- AM230692, 2024-09-30

[View all S-Net Mobile reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## S-Net Mobile Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Greece | Finance | #228 |


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## S-Net Mobile Available In
- [Luxembourg](https://apptail.io/app/s-net-mobile-oZU/luxembourg)
- [France](https://apptail.io/app/s-net-mobile-oZU/france)
- [Germany](https://apptail.io/app/s-net-mobile-oZU/germany)
- [Belgium](https://apptail.io/app/s-net-mobile-oZU/belgium)
- [Italy](https://apptail.io/app/s-net-mobile-oZU/italy)
- [Portugal](https://apptail.io/app/s-net-mobile-oZU/portugal)
- [United Kingdom](https://apptail.io/app/s-net-mobile-oZU/united-kingdom)
- [Australia](https://apptail.io/app/s-net-mobile-oZU/australia)
- [Slovakia](https://apptail.io/app/s-net-mobile-oZU/slovakia)
- [India](https://apptail.io/app/s-net-mobile-oZU/india)
- [Poland](https://apptail.io/app/s-net-mobile-oZU/poland)
- [Greece](https://apptail.io/app/s-net-mobile-oZU/greece)
- [Switzerland](https://apptail.io/app/s-net-mobile-oZU/switzerland)
- [Ireland](https://apptail.io/app/s-net-mobile-oZU/ireland)
- [United States](https://apptail.io/app/s-net-mobile-oZU/united-states)
- [Finland](https://apptail.io/app/s-net-mobile-oZU/finland)
- [Romania](https://apptail.io/app/s-net-mobile-oZU/romania)
- [Netherlands](https://apptail.io/app/s-net-mobile-oZU/netherlands)
- [Czechia](https://apptail.io/app/s-net-mobile-oZU/czechia)
- [United Arab Emirates](https://apptail.io/app/s-net-mobile-oZU/united-arab-emirates)
- [Ukraine](https://apptail.io/app/s-net-mobile-oZU/ukraine)
- [Singapore](https://apptail.io/app/s-net-mobile-oZU/singapore)
- [Spain](https://apptail.io/app/s-net-mobile-oZU/spain)
- [Sweden](https://apptail.io/app/s-net-mobile-oZU/sweden)
- [China](https://apptail.io/app/s-net-mobile-oZU/china)
- [Russia](https://apptail.io/app/s-net-mobile-oZU/russia)
- [Israel](https://apptail.io/app/s-net-mobile-oZU/israel)
- [Iceland](https://apptail.io/app/s-net-mobile-oZU/iceland)
- [Jamaica](https://apptail.io/app/s-net-mobile-oZU/jamaica)
- [Jordan](https://apptail.io/app/s-net-mobile-oZU/jordan)
- [Japan](https://apptail.io/app/s-net-mobile-oZU/japan)
- [Kenya](https://apptail.io/app/s-net-mobile-oZU/kenya)
- [South Korea](https://apptail.io/app/s-net-mobile-oZU/south-korea)
- [Kuwait](https://apptail.io/app/s-net-mobile-oZU/kuwait)
- [Cayman Islands](https://apptail.io/app/s-net-mobile-oZU/cayman-islands)
- [Kazakhstan](https://apptail.io/app/s-net-mobile-oZU/kazakhstan)
- [Lebanon](https://apptail.io/app/s-net-mobile-oZU/lebanon)
- [Sri Lanka](https://apptail.io/app/s-net-mobile-oZU/sri-lanka)
- [Lithuania](https://apptail.io/app/s-net-mobile-oZU/lithuania)
- [Latvia](https://apptail.io/app/s-net-mobile-oZU/latvia)
- [Madagascar](https://apptail.io/app/s-net-mobile-oZU/madagascar)
- [North Macedonia](https://apptail.io/app/s-net-mobile-oZU/north-macedonia)
- [Mali](https://apptail.io/app/s-net-mobile-oZU/mali)
- [Macao SAR China](https://apptail.io/app/s-net-mobile-oZU/macau)
- [Malta](https://apptail.io/app/s-net-mobile-oZU/malta)
- [Mauritius](https://apptail.io/app/s-net-mobile-oZU/mauritius)
- [Mexico](https://apptail.io/app/s-net-mobile-oZU/mexico)
- [Malaysia](https://apptail.io/app/s-net-mobile-oZU/malaysia)
- [Namibia](https://apptail.io/app/s-net-mobile-oZU/namibia)
- [Nigeria](https://apptail.io/app/s-net-mobile-oZU/nigeria)
- [Norway](https://apptail.io/app/s-net-mobile-oZU/norway)
- [Nepal](https://apptail.io/app/s-net-mobile-oZU/nepal)
- [New Zealand](https://apptail.io/app/s-net-mobile-oZU/new-zealand)
- [Oman](https://apptail.io/app/s-net-mobile-oZU/oman)
- [Panama](https://apptail.io/app/s-net-mobile-oZU/panama)
- [Peru](https://apptail.io/app/s-net-mobile-oZU/peru)
- [Philippines](https://apptail.io/app/s-net-mobile-oZU/philippines)
- [Pakistan](https://apptail.io/app/s-net-mobile-oZU/pakistan)
- [Paraguay](https://apptail.io/app/s-net-mobile-oZU/paraguay)
- [Qatar](https://apptail.io/app/s-net-mobile-oZU/qatar)
- [Saudi Arabia](https://apptail.io/app/s-net-mobile-oZU/saudi-arabia)
- [Slovenia](https://apptail.io/app/s-net-mobile-oZU/slovenia)
- [Senegal](https://apptail.io/app/s-net-mobile-oZU/senegal)
- [Suriname](https://apptail.io/app/s-net-mobile-oZU/suriname)
- [Thailand](https://apptail.io/app/s-net-mobile-oZU/thailand)
- [Tunisia](https://apptail.io/app/s-net-mobile-oZU/tunisia)
- [Türkiye](https://apptail.io/app/s-net-mobile-oZU/turkey)
- [Uganda](https://apptail.io/app/s-net-mobile-oZU/uganda)
- [Uruguay](https://apptail.io/app/s-net-mobile-oZU/uruguay)
- [Uzbekistan](https://apptail.io/app/s-net-mobile-oZU/uzbekistan)
- [Vietnam](https://apptail.io/app/s-net-mobile-oZU/vietnam)
- [South Africa](https://apptail.io/app/s-net-mobile-oZU/south-africa)
- [Armenia](https://apptail.io/app/s-net-mobile-oZU/armenia)
- [Angola](https://apptail.io/app/s-net-mobile-oZU/angola)
- [Argentina](https://apptail.io/app/s-net-mobile-oZU/argentina)
- [Austria](https://apptail.io/app/s-net-mobile-oZU/austria)
- [Azerbaijan](https://apptail.io/app/s-net-mobile-oZU/azerbaijan)
- [Bulgaria](https://apptail.io/app/s-net-mobile-oZU/bulgaria)
- [Bahrain](https://apptail.io/app/s-net-mobile-oZU/bahrain)
- [Brazil](https://apptail.io/app/s-net-mobile-oZU/brazil)
- [Belarus](https://apptail.io/app/s-net-mobile-oZU/belarus)
- [Belize](https://apptail.io/app/s-net-mobile-oZU/belize)
- [Canada](https://apptail.io/app/s-net-mobile-oZU/canada)
- [Chile](https://apptail.io/app/s-net-mobile-oZU/chile)
- [Colombia](https://apptail.io/app/s-net-mobile-oZU/colombia)
- [Cyprus](https://apptail.io/app/s-net-mobile-oZU/cyprus)
- [Denmark](https://apptail.io/app/s-net-mobile-oZU/denmark)
- [Dominican Republic](https://apptail.io/app/s-net-mobile-oZU/dominican-republic)
- [Algeria](https://apptail.io/app/s-net-mobile-oZU/algeria)
- [Ecuador](https://apptail.io/app/s-net-mobile-oZU/ecuador)
- [Estonia](https://apptail.io/app/s-net-mobile-oZU/estonia)
- [Grenada](https://apptail.io/app/s-net-mobile-oZU/grenada)
- [Ghana](https://apptail.io/app/s-net-mobile-oZU/ghana)
- [Hong Kong SAR China](https://apptail.io/app/s-net-mobile-oZU/hong-kong)
- [Honduras](https://apptail.io/app/s-net-mobile-oZU/honduras)
- [Croatia](https://apptail.io/app/s-net-mobile-oZU/croatia)
- [Hungary](https://apptail.io/app/s-net-mobile-oZU/hungary)
- [Taiwan](https://apptail.io/app/s-net-mobile-oZU/taiwan)

---

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