---
title: "Settle Up - Group Expenses - Reviews, Revenue and Downloads in Finland | Apple App Store"
description: "Settle group expenses without the stress.  Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner?  Settle Up is the smartest way to track shared expenses and manage "
---

# Settle Up - Group Expenses — Finland

![Settle Up App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/32/22/e7/3222e733-a177-7292-f319-eb73955c3190/app-0-0-1x_U007epad-0-1-0-sRGB-0-85-220.png/434x0w.png)

**Developer:** [Step Up Labs](https://apptail.io/developer/step-up-labs-Uvjb) (Czechia)
**Category:** Finance
**Rating:** 4.1/5 (70 ratings)
**Price:** Free
**Bundle ID:** cz.bioport.SettleUp7
**Store:** Apple App Store
**Country:** Finland
**Version:** 3.16.1 (released 2026-04-14)
**Original Release:** 2013-12-18
**Languages:** Spanish, Albanian, German, Catalan, Czech, Chinese, Danish, Slovak, Finnish, French, Hungarian, Indonesian, English, Italian, Lithuanian, Dutch, Persian, Polish, Portuguese, Russian, Swedish, Turkish, Ukrainian, Arabic

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/fi/app/app/id737534985)
**AppTail Page:** [https://apptail.io/app/settle-up-group-expenses-Horb/finland](https://apptail.io/app/settle-up-group-expenses-Horb/finland)

## Settle Up Description
Settle group expenses without the stress.

Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner? 
Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun.
Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances!

WHY SETTLE UP?
– Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario.
– Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees.
– Works everywhere: Sync data across Android, iOS, and web app. No internet? No problem — it works offline and syncs when you’re back.
– No app required: Share a group link so friends can view the balance in their browser without downloading anything.

POWERFUL FEATURES FOR REAL LIFE
– Global ready: Supports all currencies with real-time exchange rates for international travel.
– Ultra-fast sharing: Invite friends via a simple link or a QR code.
– Export & reports: Need a deep dive? Export your data to CSV for easy accounting.
– Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts.

UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE
Unlock the tools designed for power users and frequent travelers:
– Ad-free: Focus on your finances without distractions.
– Receipt photos: Snap and store bills directly in the group.
– Recurring & future expenses: Automate rent, subscriptions, and utility bills.
– Custom categories: Organize your spending with colorful, personalized labels.
– Export to Excel: Get a full expense report in a spreadsheet.
– Statistics: View charts on spend by categories and members.

Stop worrying about the math. Start enjoying the moment.
Download Settle Up today and sail through your next group expense!

Visit our Terms of Service and Privacy policy at: 

## Settle Up Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2f/a9/df/2fa9df4a-bca6-35be-cba4-f586815a8da5/dd695426-556a-4b09-946c-5c8c5817344f_screenshot1.png/2048x2732.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/af/0a/c6af0ac6-317a-4aa4-1c46-376298829729/8f6719a1-c6cb-44e7-b958-579f6138e48e_screenshot2.png/2048x2732.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6a/1b/c1/6a1bc1a6-1d5c-0833-d5e7-9c437a199cc1/6173f065-8a3a-4e2d-a283-c8f467bcde0b_screenshot3.png/2048x2732.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ab/9d/54/ab9d54dc-3978-1ce3-da41-f562768b7982/8541a97d-552f-465a-9d6b-2dbd68d7535b_screenshot4.png/2048x2732.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/69/ce/40/69ce4009-71bf-1698-7d86-13e5ce983597/c9550c42-4697-4b76-a639-026f887447c2_screenshot5.png/2048x2732.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/38/40/94/38409449-994c-e4d7-4884-ef28ac5ae199/e44f2394-a54b-4f4c-a32d-d1f13492a082_screenshot6.png/2048x2732.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f3/b5/f3/f3b5f390-bb38-eebf-b79d-633887c37161/7edf1820-5fa0-49ea-b337-0f2e0fbf924c_screenshot7.png/2048x2732.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/04/80/ca/0480ca70-00b6-2119-8a3d-f274d9267d99/6342a04f-2020-4554-b445-f25132226e7e_screenshot8.png/2048x2732.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/dc/0c/7a/dc0c7ab4-fd3d-096b-fa3c-6cc1184279d2/2e9584c6-d7e4-4003-81cc-38db88559b91_screenshot9.png/2048x2732.png)

## Settle Up Rating Breakdown in Finland
- 5 stars: 40 (57%)
- 4 stars: 16 (23%)
- 3 stars: 4 (6%)
- 2 stars: 3 (4%)
- 1 stars: 7 (10%)

## Settle Up Reviews in Finland

### ***-- "Good app, missing iPad version"
Otherwise the best debt settling app out there but badly missing an iPad version.
-- vokseli, 2019-05-19

[View all Settle Up reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Settle Up In-App Purchases
| Item | Price |
|------|-------|
| Monthly Premium | €3.99 |
| Yearly Premium | €21.49 |
| Group Premium | €44.99 |

## Settle Up Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | Czechia | Finance | #4 |
| Top Grossing | Ukraine | Finance | #11 |
| Top Grossing | Spain | Finance | #17 |
| Top Free | Czechia | Finance | #19 |
| Top Grossing | Mexico | Finance | #21 |
| Top Grossing | Russia | Finance | #26 |
| Top Grossing | Hong Kong SAR China | Finance | #28 |
| Top Grossing | Chile | Finance | #30 |
| Top Grossing | Singapore | Finance | #37 |
| Top Grossing | Finland | Finance | #40 |
| Top Grossing | Belgium | Finance | #51 |
| Top Grossing | New Zealand | Finance | #55 |
| Top Grossing | Switzerland | Finance | #56 |
| Top Grossing | Kazakhstan | Finance | #62 |
| Top Grossing | Vietnam | Finance | #66 |
| Top Grossing | United Kingdom | Finance | #66 |
| Top Grossing | Peru | Finance | #69 |
| Top Grossing | Sweden | Finance | #70 |
| Top Free | Spain | Finance | #72 |
| Top Free | Poland | Finance | #86 |
| Top Grossing | Belarus | Finance | #94 |
| Top Free | Hungary | Finance | #104 |
| Top Free | Sweden | Finance | #114 |
| Top Free | Singapore | Finance | #150 |
| Top Free | Finland | Finance | #150 |
| Top Free | Switzerland | Finance | #188 |
| Top Free | Italy | Finance | #193 |
| Top Free | Greece | Finance | #200 |
| Top Free | Taiwan | Finance | #203 |
| Top Free | Czechia | Overall | #226 |
| Top Free | Hong Kong SAR China | Finance | #239 |
| Top Free | Chile | Finance | #261 |
| Top Free | Belgium | Finance | #309 |
| Top Free | Belarus | Finance | #329 |
| Top Free | Denmark | Finance | #339 |
| Top Free | Germany | Finance | #344 |
| Top Free | Romania | Finance | #379 |
| Top Free | Ukraine | Finance | #400 |
| Top Free | Israel | Finance | #404 |
| Top Free | India | Finance | #406 |
| Top Free | Thailand | Finance | #421 |
| Top Free | Norway | Finance | #440 |
| Top Free | United Kingdom | Finance | #454 |
| Top Free | Australia | Finance | #460 |
| Top Free | Ireland | Finance | #466 |
| Top Free | Netherlands | Finance | #468 |
| Top Free | Canada | Finance | #479 |

## Settle Up Discovered Keywords
- split group bills
- ioweu
- settle up
- group expenses

## Apps Similar to Settle Up
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- [George Česko](https://apptail.io/app/george-cesko-krk/finland)
- [ČSOB Smart](https://apptail.io/app/csob-smart-BBI/finland)
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- [KB Klíč](https://apptail.io/app/kb-klic-jQU/finland)
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## Settle Up Available In
- [Spain](https://apptail.io/app/settle-up-group-expenses-Horb/spain)
- [Czechia](https://apptail.io/app/settle-up-group-expenses-Horb/czechia)
- [India](https://apptail.io/app/settle-up-group-expenses-Horb/india)
- [United States](https://apptail.io/app/settle-up-group-expenses-Horb/united-states)
- [Italy](https://apptail.io/app/settle-up-group-expenses-Horb/italy)
- [Taiwan](https://apptail.io/app/settle-up-group-expenses-Horb/taiwan)
- [United Kingdom](https://apptail.io/app/settle-up-group-expenses-Horb/united-kingdom)
- [Germany](https://apptail.io/app/settle-up-group-expenses-Horb/germany)
- [Sweden](https://apptail.io/app/settle-up-group-expenses-Horb/sweden)
- [Argentina](https://apptail.io/app/settle-up-group-expenses-Horb/argentina)
- [Poland](https://apptail.io/app/settle-up-group-expenses-Horb/poland)
- [Slovakia](https://apptail.io/app/settle-up-group-expenses-Horb/slovakia)
- [Brazil](https://apptail.io/app/settle-up-group-expenses-Horb/brazil)
- [Switzerland](https://apptail.io/app/settle-up-group-expenses-Horb/switzerland)
- [Canada](https://apptail.io/app/settle-up-group-expenses-Horb/canada)
- [Australia](https://apptail.io/app/settle-up-group-expenses-Horb/australia)
- [Russia](https://apptail.io/app/settle-up-group-expenses-Horb/russia)
- [Belgium](https://apptail.io/app/settle-up-group-expenses-Horb/belgium)
- [Mexico](https://apptail.io/app/settle-up-group-expenses-Horb/mexico)
- [Chile](https://apptail.io/app/settle-up-group-expenses-Horb/chile)
- [Austria](https://apptail.io/app/settle-up-group-expenses-Horb/austria)
- [Colombia](https://apptail.io/app/settle-up-group-expenses-Horb/colombia)
- [Hong Kong SAR China](https://apptail.io/app/settle-up-group-expenses-Horb/hong-kong)
- [Netherlands](https://apptail.io/app/settle-up-group-expenses-Horb/netherlands)
- [Vietnam](https://apptail.io/app/settle-up-group-expenses-Horb/vietnam)
- [Thailand](https://apptail.io/app/settle-up-group-expenses-Horb/thailand)
- [Portugal](https://apptail.io/app/settle-up-group-expenses-Horb/portugal)
- [France](https://apptail.io/app/settle-up-group-expenses-Horb/france)
- [Romania](https://apptail.io/app/settle-up-group-expenses-Horb/romania)
- [Ukraine](https://apptail.io/app/settle-up-group-expenses-Horb/ukraine)
- [Denmark](https://apptail.io/app/settle-up-group-expenses-Horb/denmark)
- [United Arab Emirates](https://apptail.io/app/settle-up-group-expenses-Horb/united-arab-emirates)
- [Türkiye](https://apptail.io/app/settle-up-group-expenses-Horb/turkey)
- [Hungary](https://apptail.io/app/settle-up-group-expenses-Horb/hungary)
- [Ireland](https://apptail.io/app/settle-up-group-expenses-Horb/ireland)
- [Uruguay](https://apptail.io/app/settle-up-group-expenses-Horb/uruguay)
- [Saudi Arabia](https://apptail.io/app/settle-up-group-expenses-Horb/saudi-arabia)
- [Philippines](https://apptail.io/app/settle-up-group-expenses-Horb/philippines)
- [Finland](https://apptail.io/app/settle-up-group-expenses-Horb/finland)
- [New Zealand](https://apptail.io/app/settle-up-group-expenses-Horb/new-zealand)
- [Malaysia](https://apptail.io/app/settle-up-group-expenses-Horb/malaysia)
- [Greece](https://apptail.io/app/settle-up-group-expenses-Horb/greece)
- [Singapore](https://apptail.io/app/settle-up-group-expenses-Horb/singapore)
- [Lithuania](https://apptail.io/app/settle-up-group-expenses-Horb/lithuania)
- [Slovenia](https://apptail.io/app/settle-up-group-expenses-Horb/slovenia)
- [Sri Lanka](https://apptail.io/app/settle-up-group-expenses-Horb/sri-lanka)
- [Israel](https://apptail.io/app/settle-up-group-expenses-Horb/israel)
- [Estonia](https://apptail.io/app/settle-up-group-expenses-Horb/estonia)
- [Norway](https://apptail.io/app/settle-up-group-expenses-Horb/norway)
- [Japan](https://apptail.io/app/settle-up-group-expenses-Horb/japan)
- [South Africa](https://apptail.io/app/settle-up-group-expenses-Horb/south-africa)
- [Pakistan](https://apptail.io/app/settle-up-group-expenses-Horb/pakistan)
- [Croatia](https://apptail.io/app/settle-up-group-expenses-Horb/croatia)
- [Luxembourg](https://apptail.io/app/settle-up-group-expenses-Horb/luxembourg)
- [Egypt](https://apptail.io/app/settle-up-group-expenses-Horb/egypt)
- [Malta](https://apptail.io/app/settle-up-group-expenses-Horb/malta)
- [Belarus](https://apptail.io/app/settle-up-group-expenses-Horb/belarus)
- [South Korea](https://apptail.io/app/settle-up-group-expenses-Horb/south-korea)
- [Peru](https://apptail.io/app/settle-up-group-expenses-Horb/peru)
- [Indonesia](https://apptail.io/app/settle-up-group-expenses-Horb/indonesia)
- [Bulgaria](https://apptail.io/app/settle-up-group-expenses-Horb/bulgaria)
- [Kazakhstan](https://apptail.io/app/settle-up-group-expenses-Horb/kazakhstan)
- [Panama](https://apptail.io/app/settle-up-group-expenses-Horb/panama)
- [Iceland](https://apptail.io/app/settle-up-group-expenses-Horb/iceland)
- [Qatar](https://apptail.io/app/settle-up-group-expenses-Horb/qatar)
- [Dominican Republic](https://apptail.io/app/settle-up-group-expenses-Horb/dominican-republic)
- [Ecuador](https://apptail.io/app/settle-up-group-expenses-Horb/ecuador)
- [Latvia](https://apptail.io/app/settle-up-group-expenses-Horb/latvia)
- [Armenia](https://apptail.io/app/settle-up-group-expenses-Horb/armenia)
- [North Macedonia](https://apptail.io/app/settle-up-group-expenses-Horb/north-macedonia)
- [Macao SAR China](https://apptail.io/app/settle-up-group-expenses-Horb/macau)
- [Honduras](https://apptail.io/app/settle-up-group-expenses-Horb/honduras)
- [Uzbekistan](https://apptail.io/app/settle-up-group-expenses-Horb/uzbekistan)
- [Paraguay](https://apptail.io/app/settle-up-group-expenses-Horb/paraguay)
- [China](https://apptail.io/app/settle-up-group-expenses-Horb/china)
- [Bahrain](https://apptail.io/app/settle-up-group-expenses-Horb/bahrain)
- [Lebanon](https://apptail.io/app/settle-up-group-expenses-Horb/lebanon)
- [Nepal](https://apptail.io/app/settle-up-group-expenses-Horb/nepal)
- [Cyprus](https://apptail.io/app/settle-up-group-expenses-Horb/cyprus)
- [Azerbaijan](https://apptail.io/app/settle-up-group-expenses-Horb/azerbaijan)
- [Oman](https://apptail.io/app/settle-up-group-expenses-Horb/oman)
- [Nigeria](https://apptail.io/app/settle-up-group-expenses-Horb/nigeria)
- [Jordan](https://apptail.io/app/settle-up-group-expenses-Horb/jordan)
- [Angola](https://apptail.io/app/settle-up-group-expenses-Horb/angola)
- [Mauritius](https://apptail.io/app/settle-up-group-expenses-Horb/mauritius)
- [Bermuda](https://apptail.io/app/settle-up-group-expenses-Horb/bermuda)
- [Kuwait](https://apptail.io/app/settle-up-group-expenses-Horb/kuwait)
- [Kenya](https://apptail.io/app/settle-up-group-expenses-Horb/kenya)
- [Belize](https://apptail.io/app/settle-up-group-expenses-Horb/belize)
- [Senegal](https://apptail.io/app/settle-up-group-expenses-Horb/senegal)
- [Suriname](https://apptail.io/app/settle-up-group-expenses-Horb/suriname)
- [Madagascar](https://apptail.io/app/settle-up-group-expenses-Horb/madagascar)
- [Tunisia](https://apptail.io/app/settle-up-group-expenses-Horb/tunisia)
- [Brunei](https://apptail.io/app/settle-up-group-expenses-Horb/brunei)
- [Ghana](https://apptail.io/app/settle-up-group-expenses-Horb/ghana)
- [Cayman Islands](https://apptail.io/app/settle-up-group-expenses-Horb/cayman-islands)
- [Jamaica](https://apptail.io/app/settle-up-group-expenses-Horb/jamaica)
- [Uganda](https://apptail.io/app/settle-up-group-expenses-Horb/uganda)
- [Namibia](https://apptail.io/app/settle-up-group-expenses-Horb/namibia)
- [Algeria](https://apptail.io/app/settle-up-group-expenses-Horb/algeria)
- [Mali](https://apptail.io/app/settle-up-group-expenses-Horb/mali)
- [Grenada](https://apptail.io/app/settle-up-group-expenses-Horb/grenada)

---

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