Terrible, terrible, terrible.
I would have given it zero stars if the option is available. Problems faced during sign up process - similar to all the other complaints here. After account setup is complete, experienced recurring issues with login on Face ID. nothing has been done to fix this. Even login on website does not work. I just opened an account but will be closing it next month. You’re better off with other providers, trust me. Don’t be fooled by the high interest rates when the mobile experience is downright terrible!