---
title: "Skwad: Privacy-First Budgeting - Reviews, Revenue and Downloads in Canada | Apple App Store"
description: "Understand your spending without linking your bank. Skwad syncs your transactions using your bank's built-in email alerts.  Skwad doesn't require your bank login, so there's no need to re-link account"
---

# Skwad: Privacy-First Budgeting — Canada
> Understand your finances

![Skwad: Privacy App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/6a/fd/a0/6afda0e3-f85a-aae3-a1a1-610b3238ea7d/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [TCS Digital](https://apptail.io/developer/tcs-digital-BLyLy)
**Category:** Finance
**Rating:** 3.7/5 (13 ratings)
**Price:** Free
**Bundle ID:** app.skwad.mobile.preview
**Store:** Apple App Store
**Country:** Canada
**Version:** 0.9.0 (released 2026-04-13)
**Original Release:** 2025-06-08
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id6736993814)
**AppTail Page:** [https://apptail.io/app/skwad-privacy-first-budgeting-pycw/canada](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/canada)

## Skwad: Privacy Description
Understand your spending without linking your bank. Skwad syncs your transactions using your bank's built-in email alerts.

Skwad doesn't require your bank login, so there's no need to re-link accounts. Skwad's approach is faster because your bank sends alerts immediately, and we process them instantly. Other apps typically refresh only after you login, or on a schedule, which can be hours or days after your purchase.

"I love the idea of using transaction alert emails to solve the open-banking problem." -Jon M. (CA)

Features:

Reliable connectivity
- Sync directly from the source, not intermediaries
- No more broken reconnections
- No more reconnection with passwords & 2FA codes
- No delayed transactions

Take control of your spending
- Multiple budgeting options
- Visualize your cashflow & categories
- Compare spending to previous periods
- Export your data for offline analysis

Understand your finances
- Auto-import transactions from bank alerts
- Optional bank linking if you need it
- Extract from receipts or bank statements
- Import from Csv, Excel, or Quicken

Customize your expenses
- Fully customizable categories
- Recategorize, split, or hide transactions
- Breakdown transactions into line items
- Enhance transactions with receipt data

Never miss a payment again
- Get alerts for upcoming bills
- Loan payment reminders
- Sync bills to your calendar
- Wave goodbye to late fees
- Instant double charge alerts

Multiplayer mode
- Invite one or more companions
- Share your accounts and transactions
- Eliminate debt together
- Your first companion is free

"I love what you all are doing. As a security-conscious technologist, I thought I was going crazy watching all these big financial services and institutions give up on their in-house integrations. Giving your raw bank credentials to anybody is just...not OK." -Chuck (US)

"I always avoided using budgeting apps because you had to link your bank account to the app using third party websites such as plaid. I was always concerned about giving away my banking login info to strangers. Thank you for coming up with a budgeting app that respects privacy!" -Skye C. (US)


Experience the most reliable bank connection for yourself.

Try Skwad for free for 14 days
DIY Plan: $49 USD / year
LINK Plan: $65 USD / year

Terms of Use:


Privacy Policy:


## Skwad: Privacy Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/41/0f/6d/410f6dbe-c56f-b88f-917c-00a3538ffae8/1.png/2732x2048.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0f/49/be/0f49bed7-ce2c-86c2-9f2b-3db1d07762b6/2.png/2732x2048.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bb/05/37/bb0537a1-0383-696a-3e5c-72a853129d2e/3.png/2732x2048.png)

## Skwad: Privacy Rating Breakdown in Canada
- 5 stars: 6 (46%)
- 4 stars: 3 (23%)
- 3 stars: 1 (8%)
- 2 stars: 0 (0%)
- 1 stars: 3 (23%)

## Skwad: Privacy Reviews in Canada

### ****- "Great app"
This is a great app that meets my needs. Initially, there was a bit of a learning curve, but after some time, it became quite straightforward to use.

After using the paid version for three months, I only have one minor issue—it's a bit annoying that it logs me out of my synced account every few days. If a future update could fix this, it would make the experience even better. Thanks!
-- goeurosucks, 2026-03-15

### *---- "I submitted at least three cases did not hear back"
I submitted a bug report because I could not connect to RBC, week later another type of case, and finally a request to cancel my membership. It has been a month now today I logged in to see my membership has been cancellers. I have receive d exactly zero emails back. 
You guys have so much attitude responding to bad reviews here but in reality they are all true
-- Chiara09, 2026-02-14

### ***** "Great Option"
I’ve tried Monarch/YNAB/Mint and what I hated about all of them was the syncing problem where my accounts would drop their connection and I would have to relogin etc etc - SUPER annoying…Skawd fixed all of that with their email alert parsing. Never misses a transaction and will ALWAYS work.

It takes a bit more time to setup Skawd but once everything is setup it’s great. They are in there early days so the app feels pretty lite..but I’m sure over time they will improve the UI and add more widgets features for budgeting forecasting etc.

I am really happy customer and would be excited for other peeps to give a try.
-- Merrickul69, 2025-12-19

### ***** "Works Great"
I really appreciate an app option to make using it from my phone so much more convenient. The widgets are also helpful!
-- Darth.Calvin, 2025-11-08

### ***** "Up and coming player for finance tracking"
The app works really well for scanning new transactions. There are small bugs / issues but the support team responds same day, and releases happen quite frequently so things get resolved fast. Love to see an active dev team as opposed to some of the other major finance apps!
-- Kickmne, 2025-10-31

### ***** "Nice app"
The app allows you to listen to email updates from your bank. This is a feature that’s missing in most budgeting applications. Support answers the same day, which is also convenient.
-- John-is-John, 2025-10-14

### *---- "was charged for “free trial”"
I signed up for what was advertised as a free trial but was immediately charged $40.64. This is misleading and feels like a scam. If something is advertised as free, customers should not be charged without clear warning. I reached out to their support about this unexpected charge, and I’ll update if it gets resolved, but as of now, I can’t recommend this company because of the dishonest billing practices
-- wafyfhiifbb, 2025-08-17

[View all Skwad: Privacy reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Skwad: Privacy In-App Purchases
| Item | Price |
|------|-------|
| Skwad DIY | $69.00 |
| Skwad DUO | $29.00 |
| Skwad Diy Monthly | $9.00 |
| Skwad Link Monthly | $10.00 |
| Skwad LINK | $89.00 |
| Skwad DIY (Monthly) | $9.00 |
| Skwad Link (Monthly) | $10.00 |



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- [Pennies: Budget & Bill Tracker](https://apptail.io/app/pennies-budget-bill-tracker-YBf/canada)
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## Skwad: Privacy Available In
- [Canada](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/canada)
- [Dominican Republic](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/dominican-republic)
- [India](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/india)
- [Japan](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/japan)
- [Kuwait](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/kuwait)
- [Lebanon](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/lebanon)
- [Mexico](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/mexico)
- [Philippines](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/philippines)
- [Pakistan](https://apptail.io/app/skwad-privacy-first-budgeting-pycw/pakistan)

---

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