Skyro

Apply in 5 easy steps:
1. Visit any of our partner merchants
2. Choose what you want to purchase
3. Fill out the digital
application with a Skyro agent
4. Sign your loan agreement
5. Settle the down payment
and enjoy your purchase!
To become a Skyro customer, you need to:
- be a Filipino citizen aged 23 to 65 years old;
- have a primary ID that states your current address;
- have a proper proof
of your income;
- and have a smartphone with
a valid mobile number.
Skyro product loan offers you:
- Minimum down payment
starting at 20% of
the purchase price
- Paperless contract signing
- Helpful and friendly
customer care
There is an origination fee of 16.6% of the approved loan amount (or ₱5,000, whatever is lower). Note that we will add the fees on top of the approved loan amount instead of subtracting. This means you'll get the full approved loan and pay the fees over time. For example, if your approved loan amount is ₱50,000, the origination fee is ₱8,300. It's higher than ₱5,000, thus, your origination fee is ₱5,000. The total amount due is ₱55,000
Pay for a loan from the comfort of your home or in one of our over-the-counter partners near you.
Online banks:
- BDO
- BPI
- Land Bank
- Metrobank
- RCBC
- UnionBank
E-wallets:
- Coins.ph
- GCash
- GrabPay
- Maya
OTC (over-the-counter):
- 7-Eleven
- Bayad Center
- CLiQQ
- Cebuana
- DA5
- ECPay
- eTap
- ExpressPay
- M Lhuillier
- Palawan Pawnshop
- Posible
- The SM Store
- TrueMoney
There is a ₱25 transaction fee when you pay using e-wallet or via over-the-counter partners. When paying via online banks, the transaction fee is ₱25 + an extra fee ranging from ₱10 to ₱25. Currently, there is no transaction fee charged when paying via BPI, BDO, or UnionBank, only an extra fee.
Minimum period for repayment — 6 months.
Maximum period for repayment — 12 months.
Our maximum Annual Percentage Rate (APR) is 119%
Here's an example of the total cost of the loan:
Total loan amount ₱15,000
Installment period 12 months
Monthly payment ₱1,963
Origination fee ₱2490,00
Monthly interest rate 4,9%
Total interest amount ₱6,006
Total amount due ₱23,556
Advanced Finance Solutions, Inc. is certified by the Securities and Exchange Commission. Registration No.: 2022‍080063542-00. Financing company license No.: F-22-0029-37.
Jungle Lending, Inc. is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249.
Advanced Finance Solutions, Inc. and Jungle Lending, Inc. are affiliate companies operating under the same brand name, SKYRO.
© 2023 Advanced Finance Solutions, Inc.
For more information, contact us:
+63 919 170 0717
+632 8540 3337
[email protected]