---
title: "slice: UPI credit card & bank - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Banking that works for you. Open a zero-balance digital savings account, earn daily interest at 100% of the RBI repo rate, get FD rates up to 7.75%, and access instant personal loans up to ₹5 lakhs in"
---

# slice: UPI credit card & bank — India
> A new bank, for a new India

![Slice App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/48/9a/ba/489aba9b-a53d-e436-5ac4-23d5a1ae3db8/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [GARAGEPRENEURS INTERNET PRIVATE](https://apptail.io/developer/garagepreneurs-internet-private-XLR) (India)
**Category:** Finance
**Rating:** 4.3/5 (46,555 ratings)
**Price:** Free
**Bundle ID:** com.tstudents.iOSApp
**Store:** Apple App Store
**Country:** India
**Version:** 15.2.0 (released 2026-05-16)
**Original Release:** 2016-06-24
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1123372237)
**AppTail Page:** [https://apptail.io/app/slice-upi-credit-card-bank-uvK/india](https://apptail.io/app/slice-upi-credit-card-bank-uvK/india)

## Slice Description
Banking that works for you. Open a zero-balance digital savings account, earn daily interest at 100% of the RBI repo rate, get FD rates up to 7.75%, and access instant personal loans up to ₹5 lakhs in a few taps. Plus, enjoy fast UPI payments, automated bill payments, and real-time spend tracking with complete security.

Digital savings account with daily interest
• Open a savings account online instantly with zero paperwork.
• Earn interest daily credited automatically to your account.
• Get 100% of the RBI repo rate on your balance, whether ₹10 or ₹10 lakh.
• No minimum balance required for complete flexibility.


Fixed deposits (FDs) with up to 7.75% returns
• Secure high FD interest rates with guaranteed returns.
• Instant FD booking with easy withdrawals whenever needed.
• Compare FD rates and choose the best option for your goals.
• Deposits are insured up to ₹5 lakhs with DICGC.


Instant personal loans up to ₹5 lakhs
• Get loan approval in minutes with no paperwork.
•  Borrow ₹100 to ₹5,00,000 with flexible EMI repayment options.
•  No hidden charges or lengthy processes, just transparent lending.
•  Check loan eligibility online and access funds instantly.


Example of a slice borrow transaction
Loan amount: ₹2,000
Interest rate: 18%
Processing fee (incl. GST): ₹60
Disbursal amount: ₹2,000
If repaid in 12 months: ₹2,241
Total interest payable: ₹181
*Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment.
*APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you.

UPI payments and bill payments made easy
• 1-second UPI transactions with complete security.
• One-tap bill payments for mobile, electricity, water, and more.
• Auto-pay to manage bills without missing due dates.
• Recharge for Airtel, Jio, Vi, BSNL, Tata Sky, DishTV, Sun Direct in seconds.
• Pay credit card bills on time and avoid late fees.

Why choose slice?
• Zero-balance savings account with daily interest credited automatically.
•  Best FD interest rates with returns up to 7.75%.
•  Instant personal loans up to ₹5 lakhs with no paperwork.
• UPI and bill payments that are fast and hassle-free.
• 100% digital banking with seamless account opening.
• 24x7 customer support for all your banking needs.

Download slice today and take control of your finances with smarter banking.

## Slice Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f3/53/94/f35394fc-5a76-7c33-cf06-72d828cf0109/41.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1e/5f/7f/1e5f7ff4-dbf4-42b9-7967-878c91ee09c0/42.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fe/74/3d/fe743db5-1d22-5fd5-cef6-34df940a9d0e/43.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/24/5c/43/245c430d-f618-2e7b-c182-8612a3a3475a/45.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/13/06/28/130628b3-68ee-fc44-9453-5dd47d27d6ae/44.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8d/d7/8b/8dd78ba6-1337-30ea-8a28-590137bac667/47.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c5/46/1a/c5461adc-066d-5312-57a2-b4f34955a653/46.jpg/1242x2688.png)

## Slice Rating Breakdown in India
- 5 stars: 35,170 (76%)
- 4 stars: 3,279 (7%)
- 3 stars: 1,299 (3%)
- 2 stars: 1,171 (3%)
- 1 stars: 5,636 (12%)

## Slice Reviews in India

### *---- "Scam of slice pay"
I’m using the slice from past 7years and now after paying the due amount and with out and missing the any monthly payment now slice has take the kyc update and after kyc slice made the purchase power to zero.
-- Bokas slice, 2025-01-03

### *---- "No value for old user"
I have been a user from the first where the card was given to now. Slice was having very good service and now all of sudden the purchase power is made 0. On support they close query themselves.

Pathetic service uninstalling right away
-- gourannaik, 2025-01-02

### *---- "App is not working"
Facing the issue of repayment couldn’t find  repayment option ? Worst experience with this new slice app😡😡😡😡 I won’t be pay late fees charges. Fix the problem asap.
-- sweet rinks, 2025-01-01

### **--- "Horrible ways to get INTEREST!!!!!"
Idk why it always ask for an update ? 
Once i updated Slice app it’s still the same stating new version is there and while i click on it, It says open in AppStore. This is very bad
Request to look into this ASAP Please!
-- dopeshadab, 2025-01-01

### ****- "Good App"
Good one on need
-- Ritt_Fille, 2024-12-31

### ****- "Great app. Missing key privacy feature."
This is a well-designed app that has significantly improved my banking experience. I particularly enjoy the engaging games available after each transaction. However, I believe the app would benefit greatly from an option to hide the account balance. This feature is common in other banking apps and would enhance user privacy and security. By allowing users to conceal their balance, it would provide greater peace of mind, especially when using the app in public settings.
-- nikhilanand07, 2024-12-29

### *---- "Borrow not given"
Have been using their app for more than 3 months making transactions still borrow not given I don’t know why the app is still asking me to wait
-- Kj17___, 2024-12-28

### *---- "VERY WORST APP"
From past 3 years i am using slice app from that time its showing waitlisted for borrowing limit everytime its showing reapply in 3 months but we are unable to apply anyhow dont install this application
-- Yaro gottilla, 2024-12-23

### *---- "Bad app"
This application is bad
-- Mitul ks, 2024-12-20

### *---- "Disappointed , Fake"
when try to apply for a borrow load , asked every quedtion not so easy ! not finding company and not providing solution for borrowing , fake promises
-- paroyi, 2024-12-20

### *---- "About this app"
I can’t apply this application in the app since past 2 years please kindly remove the app from the playstore and AppStore 
Thank u
-- Social networker2022, 2024-12-19

### **--- "Slice borrow with wallet"
Im using slice upi and wallet since a year and im doing lakhs of transactions from the slice wallet still I couldn’t use slice borrow this is so bad of the slice they are not giving credit limit to the regular slice wallet user
-- Shashank g r, 2024-12-19

### *---- "Worst every customer support team"
They are fooling customers,Be aware of it
-- Xyr134, 2024-12-18

### *---- "Extremely Poor Overall Service"
I made a complaint through an email on 6 December 2024 but till now I have not received any response, on calling customer care you people claim that you get a response within 24 hours, now where did the 24 hours go? Have you guys not had your 24 hours yet, what a poor service you guys have, neither does your stupid Slice app work properly, this is the reason why people do not use the Slice app, Better to close this cheap slice app, why are you wasting your money and time?
-- Ashish Bala, 2024-12-09

### *---- "Very disappointed"
I am very very much disappointed after I settled all dues at one time and still my purchases power is zero.. so kindly please do something about it so that I can borrow it again.. Thanks
-- Faisal charkha, 2024-12-08

### *---- "Limiting existing features"
I’ve been using slice for almost 8years now.
The app is really very good for instant transfers. I have come out of various situations through slice and it hardly takes 10 seconds to borrow. Have come across various versions of it.

Now coming to the current version, the instant credit feature is still super fast. But the repayment facilities are a burden for me now. For the previous years I was paying it through debit cards but this card repayment has been completely removed and I really don’t understand what is the case here. On the other hand, I use SBI net banking a-lot since its way more secure than UPI apps. Sadly the netbanking for SBI is also removed. Its either I have to switch to different bank for netbanking or link UPI to my account, which I don’t want to because of my kids(you know). But I still look forward to team and allow access to its existing features. 
I am writing this review with the current version which has increased the drawbacks and most likely if it continues this way I might have to switch from this platform.
-- WeberFelix, 2024-12-08

### ***** "Best For Instant Needs"
This app is helpful when you are in need of little amount of cash. They provide loan with very less interest rate. I suggest this app for everyone. Easy to take and easy to payback.
-- Agogono, 2024-11-30

### ***** "App is perfect, can you add label to payments so thay we wont confuse"
hey, It will be so useful if we had a feature to label our payments so that its easy to find
-- Venky2120, 2024-11-29

### *---- "loan option is not working"
i trying apply the borrow the loan for past 3 years but it is not working and just showing as waitlist worst app
-- Surendar prakash, 2024-11-23

### *---- "Sudden decrease in purchasing power"
I had a purchase power of 18000 and I never missed anything always maintained a good repayment and have a good credit score above 750 still without any reason they decreased my purchase power to 0 when I ask they told they faced some internal risk I even have 50k+ balance in slice account I think they didn’t liked that I close my payment before time they want more and more interest from the customer worst service only chat option is there if they can trust me why will I keep my money in their account I’m getting all out
-- Dhurbajyoti Bamun, 2024-11-22

[View all Slice reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Slice Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #24 |
| Top Free | India | Overall | #178 |

## Slice Discovered Keywords
- hsbc simply pay
- postpe
- mobikwik
- lazypay
- kreditbee
- one-card
- 3 in 1
- away
- nö-card
- the simplest

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## Slice Available In
- [India](https://apptail.io/app/slice-upi-credit-card-bank-uvK/india)
- [United States](https://apptail.io/app/slice-upi-credit-card-bank-uvK/united-states)
- [Canada](https://apptail.io/app/slice-upi-credit-card-bank-uvK/canada)

---

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