---
title: "Smart EMI Calculator Loan plan - Reviews, Revenue and Downloads in India | Apple App Store"
description: "The EMI calculator is used to calculate the equivalent monthly installment for any credit, which is a fixed amount of money that must be paid by the borrower (upfront) to the firm each month, concerni"
---

# Smart EMI Calculator Loan plan — India
> Budget Tracker Finance Manager

![Smart EMI Calculator Loan plan App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/91/77/55/9177552c-ef4b-32da-2e8e-127f872e42a8/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/400x400bb.png)

**Developer:** [INITIO TECH MEDIA PRIVATE](https://apptail.io/developer/initio-tech-media-private-DCfb)
**Category:** Finance
**Rating:** 4.4/5 (82 ratings)
**Price:** Free
**Bundle ID:** com.initio.emicalculator
**Store:** Apple App Store
**Country:** India
**Version:** 2.0.2 (released 2025-11-06)
**Original Release:** 2019-05-08

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1462620834)
**AppTail Page:** [https://apptail.io/app/smart-emi-calculator-loan-plan-xnfc/india](https://apptail.io/app/smart-emi-calculator-loan-plan-xnfc/india)

## Smart EMI Calculator Loan plan Description
The EMI calculator is used to calculate the equivalent monthly installment for any credit, which is a fixed amount of money that must be paid by the borrower (upfront) to the firm each month, concerning the profits.
EMI consists of two small parts of the loan principal and interest charged. It can do reverse calculations like principal amount, interest rate, loan period.

Main Features: -

# EMI Calculator is a special type of calculator that calculates the EMI of your loan.
# Calculate EMI every month.
# Create a statistical list immediately.
# Statistics show total principals, interest rates, and outstanding balances each month.
# The Easy GST Calculator option gives you the option of finding the tax payable by adding or subtracting the GST amount.
# This app is free to download Home Loan Credit / EMI Calculator / Mortgage Calculator / Personal Loan, with easy-to-use UI, and works in offline mode.
# Calculate EMI: Enter Amount, Interest Rate (%), and Loan Period (Year / Month) to calculate EMI.
# Calculate Loan Amount: Enter the EMI amount, interest rate (%), and loan period to calculate the principal amount.

Features:

# Home Loan Information for Indian Customers
Prepaid: Calculate the EMI or new period based on the pre-paid and lower interest rate
»Advance EMI: Users can calculate EMI with deduction / fixed interest, outstanding / EMI upfront and apply GST interest and convert low rate to fixed-rate or fixed rate discount rate.
This is a very useful feature for loan DSA \ Consultants \ Agents, \ Banking employees
»Check Eligibility: Customers from India can check the eligibility of home loans based on income (salary), required property records, and market valuation.
»Home Loan Rate (ROI): Latest Interest Rates from Different Banks to Compare Total EMI.
Documents Required Documents required by an employee or entrepreneur or self-employed to obtain a home loan from a Public Sector Bank, Private Sector Bank, Housing Finance Company (HFC) in India.

Calculate:

Personal Loan EMI Calculator
EMI calculator for cars, bike loan
Home Loan Calculator
EMI Calculator with Prohibition
Calculations and Financial Statistics
Standard EMI Calculator
EMI Calculator with prepaid options
Debt against property
Debt calculator
EMI Calculator and Statistics
Calculate cash
PF | FD | RD | PPF Calculator
Calculation of GST
Personal Loan EMI Calculator
Home Loan EMI Calculator

Traces

1. Create a credit profile for home loans, car loans, education loans, etc., and track everything together.
2. Get useful statistics on personal/cumulative loan settlements. You will be informed about the EMI to be paid on the due date.
3. Interest rates, loan payments, fees, and loan charges are also available with the loan profile and can be changed at any time.

## Smart EMI Calculator Loan plan Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c5/8c/62/c58c62f6-d17d-14dc-cd80-4a098cd5ab8d/95748b2c-e1ab-4319-a1fb-9017edcae06a_Apple_iPad_Pro_13_Inch_Screenshot_1.png/2048x2732.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d1/45/16/d14516d6-19b2-26a2-4ac7-b192277e1900/e0e07cd3-b1ee-4b60-b467-be406733f829_Apple_iPad_Pro_13_Inch_Screenshot_2.png/2048x2732.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c4/fb/af/c4fbaf8c-4175-822a-376c-75ee1b685ee3/07c71719-cecf-4154-a110-3d964edb2d79_Apple_iPad_Pro_13_Inch_Screenshot_3.png/2048x2732.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ea/ad/1b/eaad1b76-bed1-ed90-a64e-840a0e9b38ab/d30febc5-b276-4081-a92d-a9680603ddb0_Apple_iPad_Pro_13_Inch_Screenshot_4.png/2048x2732.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/89/6f/c5/896fc5f0-0ddb-7e23-8e93-c6352edd21cb/1a81e0e1-7c92-40b9-b7d3-a8500d4f2206_Apple_iPad_Pro_13_Inch_Screenshot_5.png/2048x2732.png)

## Smart EMI Calculator Loan plan Rating Breakdown in India
- 5 stars: 56 (68%)
- 4 stars: 15 (18%)
- 3 stars: 4 (5%)
- 2 stars: 0 (0%)
- 1 stars: 7 (9%)

## Smart EMI Calculator Loan plan Reviews in India

### *---- "Worst"
I have used FD cal in this app which shows incorrect results also there is no option to input interest rate in decimals
-- Dhakeswar, 2020-10-06

### ***** "Simple and Best"
very good app and useful app...good features and regular updates makes more intresting
-- Bj Lippiello, 2019-12-19

[View all Smart EMI Calculator Loan plan reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Smart EMI Calculator Loan plan Discovered Keywords
- smart emi calculator loan plan

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## Smart EMI Calculator Loan plan Available In
- [India](https://apptail.io/app/smart-emi-calculator-loan-plan-xnfc/india)
- [Nepal](https://apptail.io/app/smart-emi-calculator-loan-plan-xnfc/nepal)
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---

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