SmartCredit®
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Description

SmartCredit®
Control your future credit score!™
SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible.
SmartCredit® even safeguards the points you gain with unmatched credit monitoring and ID fraud insurance.

KEY FEATURES:
SCORETRACKER
Easily track all your scores with simple charts or in-depth information.

SCOREBUILDER®
See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score.

SCOREBOOST™
Discover how your spending strategies can unlock hidden credit points using our patented credit data science.

PRIVACYMASTER®
See where your private information is exposed online and request removal with one swipe.

NEWLY DESIGNED 3B REPORTS & SCORES
It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports.

ACTION BUTTONS
Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons.

MONEY MANAGER
All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions.

$1 MILLION WHOLE FAMILY FRAUD INSURANCE
Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.
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User Rating

3.36 out of 5

111 ratings in United States

5 star
58
4 star
7
3 star
2
2 star
5
1 star
39

Ratings History

Reviews

Doesn’t work

Not Happy with App 1k on

Paying for an app that doesn’t work doesn’t really make sense to me. If this continues I guess I will be moving on to another service. This is sad I have to continue getting to service using web browser. Do better

Very disappointed!!!

zary72 on

I was really excited about this app, but lately I've been having trouble logging in. I've tried several times and it still won't let me log in, which is very frustrating after paying so much money monthly for a service that I can't even access. On top of that, I just got an email saying they're going to charge me an annual subscription of over $100... that's crazy!!! I'm canceling this nonsense immediately!!!

Me robaron

Merick 172 on

Yo no pagué ninguna suscripción y me cobraron 30 dólares por nada ni había terminado de crear mi perfil es una estafa

Horrible !

Valentina cq on

This apps needs lots is improvements. I just created an account and it says my account can’t be found, I go here to try to reset my password, which even try multiple times and never received a link to change my password to my email which is very suspicious. Right after I gave all my personal info it locked me out and it’s almost like I never created an account. two days after I was finally able to change my password, but then again it said the account has not been found. I just got this app and want to remove from my phone already be sure it’s utility is useless.

Don’t bother

briledu on

I had high hopes for this app. The information and features in this app are really great, but sadly, the features don’t work. As soon as you click on something, it logs you out. I have not been able to add any of my accounts due to this. When you email support, they tell you to call them to troubleshoot. For what? The problem is the crappy, unusable app, NOT user error! Charging $30 per month for an app that doesn’t come close to being usable is thuggery. Fix your app and stop blaming the users!

Unable to Login or Reset Password

I Wish Things Worked on

The app and site do not recognized the password I used to create the account, and the reset password option does not work either. I used the chat option to try to resolve the issue, but the reset password link provided in the chat feature did not work either. It is disheartening to pay $30 for a service that is not accessible.

could not get past sign-up form

CassGotYourTongue on

Downloaded the app and made an account through the app but then app would not recognize it or let me login and just kept making me reset the password over and over.

Trying to cancel

JDNation on

It’s impossible to cancel this account after you created it. I have try to contact them by phone and unlimited ways they do not cancel accounts and continue taking money out of your account without benefiting you in anything that you can’t do in any other free app like credit karma.

Scam cost money

Sharky2a on

Out in all your private info just to be bright to a screen to get boring without paying $28 or more or month for credit info you could get for free

Constantly Crashing

dibdeuivcdhvxstikvcstuon srb on

I was really excited about this app………. But it crashes and returns to login screen after every single action. There is also no back button so if you get into a section and you are 3-4 clicks into it and it’s not what your looking for then you have to start all over from the beginning and scroll through it all again. I’m gunna hang on for a bit longer but if these things are not fixed I’m out.

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
316

Keywords

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Revenue and Downloads

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App Info

Publisher
ConsumerDirect Inc
Languages
English
Recent version
2.0.11 (7 months ago )
Released on
Jan 8, 2014 (10 years ago )
Also available in
United States
Last updated
1 month ago