---
title: "SmartCredito Préstamos Rapidos - Reviews, Revenue and Downloads in Spain | Apple App Store"
description: "SmartCredito – your online personal loan app in Spain  SmartCredito is a financial application that allows you to request personal loans quickly, securely, and without complicated procedures. Our appr"
---

# SmartCredito Préstamos Rapidos — Spain

![SmartCredito Préstamos Rapidos App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/c6/62/78/c66278ac-8ae2-201e-9f65-0e82299c4d80/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-vlgKfc) (Spain)
**Category:** Finance
**Rating:** 1.6/5 (5 ratings)
**Price:** Free
**Bundle ID:** es.smartcredito.mobile
**Store:** Apple App Store
**Country:** Spain
**Version:** 1.6.1 (released 2026-09-08)
**Original Release:** 2026-05-06
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/es/app/app/id6759367676)
**AppTail Page:** [https://apptail.io/app/smartcredito-prestamos-rapidos-XkEz/spain](https://apptail.io/app/smartcredito-prestamos-rapidos-XkEz/spain)

## SmartCredito Préstamos Rapidos Description
SmartCredito – your online personal loan app in Spain

SmartCredito is a financial application that allows you to request personal
loans quickly, securely, and without complicated procedures. Our approach is
based on transparency, user protection, and regulatory compliance.


FIRST-TIME USER PROMOTION

New users can benefit from a promotional offer with 0% interest on their
first loan.

This introductory promotion is available only for first-time borrowers and
subject to eligibility and loan terms. All applicable conditions, repayment
details, and any potential fees are clearly disclosed in the app before
confirming the loan.


MAIN CONDITIONS

- First loan: up to €500, subject to credit assessment.
- Returning clients with good repayment history: up to €1,000.
- Minimum repayment period: 65 days.
- Maximum repayment period: 125 days.
- Maximum APR: 34.68% annually.
- 100% digital process: application, verification, and signing
  without paperwork.
- No guarantors or in-person visits required.


REQUIREMENTS

- Age between 18 and 75 years.
- Legal residence in Spain.
- Valid DNI or NIE.
- Active Spanish bank account.
- Demonstrable regular income.


LEGAL COMPLIANCE

SmartCredito complies with Spanish Consumer Credit Law 16/2011 and the
General Data Protection Regulation (GDPR) regarding personal data
protection.


REPRESENTATIVE EXAMPLE

If you request €500 for 65 days with an APR of 34.68%:

- Total interest: €27.62
- Total repayment amount: €527.62

The final APR depends on the assigned loan amount, the repayment period,
and the individual credit profile. Before signing, you will receive a
personalized simulation showing all loan conditions in detail.


ADVANTAGES

- Fully online process with electronic signature.
- Fast response times and automated evaluation.
- No guarantors or complex requirements.
- Full transparency in rates and costs.
- Accessible and professional customer support.


RESPONSIBLE BORROWING

SmartCredito promotes responsible use of credit. Before taking a loan,
please evaluate your repayment capacity. Late payments may generate
additional interest according to applicable regulations.

Download SmartCredito and request your personal loan with confidence,
transparency, and security.

Privacy Policy: 

## SmartCredito Préstamos Rapidos Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/69/16/88/691688ff-fa2e-5c7f-9ced-366d793798b9/1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/76/3e/de763ea2-8972-b7ac-b4cc-6579e24b9d41/2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fb/e6/dc/fbe6dcde-c8ad-d873-9e26-e210d81d8d44/3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/07/bf/7c/07bf7ca3-e967-525e-6624-7ab63a61c216/4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6f/31/11/6f311167-10b6-2d7a-ba6e-250b4f473dcf/5.png/1284x2778.png)

## SmartCredito Préstamos Rapidos Rating Breakdown in Spain
- 5 stars: 0 (0%)
- 4 stars: 1 (20%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 4 (80%)



## SmartCredito Préstamos Rapidos Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Spain | Finance | #174 |




---

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