---
title: "SoFi: Bank, Invest & Crypto - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Why do 14.7M members love SoFi? Bank, invest, and own crypto all in one app. Open a bank account, track your budget, and manage your finances from anywhere.  SOFI PLUS PREMIUM MEMBERSHIP • 4.50% APY o"
---

# SoFi: Bank, Invest & Crypto — United States
> Online Banking & Investing

![SoFi App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/6e/e3/cc/6ee3ccb2-d0c6-e882-081e-51c05673e3bd/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Social Finance](https://apptail.io/developer/social-finance-REQ) (United States)
**Category:** Finance
**Rating:** 4.7/5 (385,576 ratings)
**Price:** Free
**Bundle ID:** com.sofi.mobile
**Store:** Apple App Store
**Country:** United States
**Version:** 3.100.0 (released 2026-06-12)
**Original Release:** 2017-04-10
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1191985736)
**AppTail Page:** [https://apptail.io/app/sofi-bank-invest-crypto-rZk/united-states](https://apptail.io/app/sofi-bank-invest-crypto-rZk/united-states)

## SoFi Description
Why do 14.7M members love SoFi? Bank, invest, and own crypto all in one app. Open a bank account, track your budget, and manage your finances from anywhere.

SOFI PLUS PREMIUM MEMBERSHIP
• 4.50% APY on up to $20,000 in savings with a SoFi Plus membership.
• 1% Invest Match on eligible deposits into taxable SoFi Invest® accounts.
• Unlimited sessions with experienced SoFi Wealth Financial Planners.
• 2x rewards points on qualifying account activity.

NEW! BUY, SELL & HOLD CRYPTO
• First national chartered bank where individuals can buy, sell, and hold cryptocurrency.
• Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank.

ONLINE BANKING
• Open a bank account with no account, service, or maintenance fees and no minimum balance required.
• Get paid up to 2 days early with direct deposit and early payday.⁶
• Mobile banking app to send money, transfer funds, pay bills, and manage your finances.

HIGH-YIELD SAVINGS ACCOUNT
• High-yield savings account with a high APY on your savings balance.
• Savings Vaults help you organize your emergency fund and savings goals in one place.
• Instant transfers between checking and savings with no fees.

STOCK TRADING & INVESTING
• Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply).
• Invest in fractional shares from $5, or explore index funds, ETFs, and options trading (restrictions apply).
• Automated investing, IRA and Roth IRA retirement accounts, and portfolio management through SoFi Wealth.

BUDGET APP & MONEY MANAGEMENT
• Budget app to track spending, set savings goals, and manage your finances from one place.
• Track expenses, monitor your net worth, and manage your money across SoFi and linked accounts.
• Financial planning tools to help you reduce debt and build long-term wealth.

LOANS & CREDIT SCORE
• Personal loans for debt consolidation, home improvement, and large purchases. Check your rate in minutes.
• Credit score monitoring, credit report access, and credit-building tools.
• Student loan refinancing and personal loan options. Pre-qualify without affecting your credit score.

BANK SECURITY & CUSTOMER SUPPORT
• Bank-level encryption protects your personal and financial information with fraud alerts.
• Instant notifications for suspicious account activity keep your money safe.
• Financial support team available 7 days/week via chat or (855) 456-SOFI (7634).

For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule (

When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name. See the SoFi Bank Deposit Account Agreement for details.

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service and for SoFi to present to you data we have received from the credit bureau. The credit score and associated data provided to you is a VantageScore® based on TransUnion® (the “Processing Agent”) data

⁶Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary. 

We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.

8x based on FDIC monthly savings account rate as of March 16, 2026.

## SoFi Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/23/cc/0e/23cc0edc-fcbb-90e5-ec77-e8a8026a894d/01_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fa/0b/fa/fa0bfaa5-293a-9c40-fe5f-05a0d8803280/02_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/44/d5/58/44d5585f-de33-3534-6821-ee244c2d23f2/03_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/48/99/c6/4899c65d-e022-c515-93f4-6d1682e46174/04_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e0/85/d5/e085d57d-21df-0eef-ff3f-6d04ec33e14d/05_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/80/4f/75/804f75b8-4fca-fd52-165b-6a7189135014/06_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a0/84/4b/a0844b63-613c-138d-109b-91f5b8d4e4fe/08_QuickUpdate_9_June_26_iOS.jpg/1242x2688.png)

## SoFi Rating Breakdown in United States
- 5 stars: 339,394 (88%)
- 4 stars: 22,492 (6%)
- 3 stars: 7,828 (2%)
- 2 stars: 3,270 (1%)
- 1 stars: 12,592 (3%)

## SoFi Reviews in United States

### *---- "Won’t let me log in"
I have sat here for 10 minutes trying to log in. Turned WiFi on and off, closed the app only for me to have to reenter the info. Can’t get tech support unless I have the app. But I can’t get that if it wouldn’t let me log in. The fact I have to get this app in the first place for the stupid card is absurd. If I could give it 0 I would
-- Pumpkinkidd, 2024-12-30

### ***** "Don’t miss out"
SoFi offers SOOOOO much more than any of the competing financial institutions! Seriously, mind-blown that I didn’t know about this platform sooner.
-- some degenerate, 2024-12-30

### ***** "SoFi is Great!"
Y’all we can always improve. This is an actual 5 star banking app, just needs some slight user experience upgrades but overall 100% recommendation and for SoFi, take less to give more in return you’ll see more users hop on board..
-- elDeeChills, 2024-12-30

### *---- "Not user friendly"
To hard to figure out how to add funds and stop auto funds.
-- SlyeMouse, 2024-12-30

### *---- "One of the worst apps I’ve ever used."
It takes forever to find where the payment page is then if you check on it it has doubled the payment.  I would never recommend this app to anyone.
-- Cathyb1708, 2024-12-30

### ***** "Great Bank"
SoFi really have your best interests at heart. But also have to your part. “ No free lunches in life” but if you do your part you can go places with SoFi
-- credit one custe, 2024-12-30

### *---- "Not the best"
Never received a physical card in spite of many attempts to get it. Customer service is very poor and not helpful at all.
-- MBVJB, 2024-12-30

### *---- "iOS apps"
Worst banking app there is. Keeps crashing and takes 12 attempts to finally log in
-- crazzh, 2024-12-30

### ***** "SoFi"
They thought of everything!
-- Oangelete, 2024-12-30

### ***** "GREAT APP!"
FIVE STARS
-- Gigiandkikigirlybabygirly, 2024-12-30

[View all SoFi reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## SoFi Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United States | Finance | #24 |
| Top Free | United States | Overall | #254 |

## SoFi Discovered Keywords
- investing
- banking
- sofi
- sofi app
- sofi money
- sofi relay
- sofi one stop shop finances
- sofi banking
- sofi loan
- free bank

## Apps Similar to SoFi
- [Grid Money](https://apptail.io/app/grid-money-pvs/united-states)
- [Found: Business Banking](https://apptail.io/app/found-business-banking-kMs/united-states)
- [Grain: The Digital Credit Card](https://apptail.io/app/grain-the-digital-credit-card-nWF/united-states)
- [Lili - Business Banking](https://apptail.io/app/lili-business-banking-lHH/united-states)
- [Spruce – Mobile banking](https://apptail.io/app/spruce-mobile-banking-mHH/united-states)
- [GreenFi - Mobile Banking](https://apptail.io/app/greenfi-mobile-banking-oHH/united-states)
- [Kora Money](https://apptail.io/app/kora-money-vMH/united-states)
- [SoLo Funds: Lend & Borrow](https://apptail.io/app/solo-funds-lend-borrow-wMH/united-states)
- [Lenme: Investing and Borrowing](https://apptail.io/app/lenme-investing-and-borrowing-txL/united-states)
- [OneBlinc Cash Advance](https://apptail.io/app/oneblinc-cash-advance-MUQ/united-states)


---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*