---
title: "spendwell App - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "The spendwell® Reloadable Visa® Debit Card & Bank Account has features and benefits that help you take your dollar further. Use your card to shop online or in stores anywhere Visa® debit cards are acc"
---

# spendwell App — United States

![spendwell App App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/1a/14/d7/1a14d74d-b34e-3c58-9361-fe9501433cf7/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/100x100bb.jpg)

**Developer:** [HI Technology](https://apptail.io/developer/hi-technology-HPeb) (United States)
**Category:** Finance
**Rating:** 4.7/5 (7,640 ratings)
**Price:** Free
**Bundle ID:** com.incomm.spendwell
**Store:** Apple App Store
**Country:** United States
**Version:** 1.34.0 (released 2026-10-21)
**Original Release:** 2022-02-25
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1593454747)
**AppTail Page:** [https://apptail.io/app/spendwell-app-EPZi/united-states](https://apptail.io/app/spendwell-app-EPZi/united-states)

## spendwell App Description
The spendwell® Reloadable Visa® Debit Card & Bank Account has features and benefits that help you take your dollar further. Use your card to shop online or in stores anywhere Visa® debit cards are accepted.

The spendwell Mobile App allows you to:
• Quickly access your available balance
• View the details of all your active and completed transactions
• Easily manage your spendwell account on the go, wherever you are!

spendwell is a bank account that works as hard as you do:
• Get your pay up to 2 days early when you set up direct deposit¹
• Free to add cash at Dollar General locations²
• Free online bill pay
• Easily add checks on your mobile device using Mobile Check Capture by Ingo® Money³
• Free subaccounts to keep your family spending on track

Visit myspendwell.com for more information.

¹Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. See additional fees, terms and conditions at myspendwell.com. The full Deposit Account Agreement and Demand Deposit Rewards Terms may be viewed at myspendwell.com.
²Terms and conditions apply. You can add cash at other locations for up to $3.95. For details, please visit myspenwell.com. Message and data rates may apply.
³The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and the First Century Bank and Ingo Money Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your account. See myspendwell.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the spendwell Mobile App. See myspendwell.com/legal for details. Data rates may apply.

spendwell® Bank Account is a demand deposit account established by Pathward®, N. A., Member FDIC. Card can be used everywhere Visa® debit cards are accepted. Card is issued by Pathward pursuant to a license from Visa U.S.A., Inc.

Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. spendwell and InComm Payments are not banks or FDIC-insured institutions and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured institution. Pathward, N.A. is an FDIC-insured depository institution.

## spendwell App Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/60/2f/64/602f6498-2d28-8d2f-6122-bf030448c0dc/SPENDWELL_App_Store_Display_Template_iOS_1242x2208-5_5_01.jpg/392x696bb.jpg)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/78/89/9778891a-1918-5de6-15aa-e80e78fcd770/SPENDWELL_App_Store_Display_Template_iOS_1242x2208-5_5_02.jpg/392x696bb.jpg)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5a/b4/fe/5ab4fe10-01d9-e372-e80e-381de1671c25/SPENDWELL_App_Store_Display_Template_iOS_1242x2208-5_5_03.jpg/392x696bb.jpg)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/08/24/6808245e-9bc2-6649-cb98-1b04a66153da/SPENDWELL_App_Store_Display_Template_iOS_1242x2208-5_5_04.jpg/392x696bb.jpg)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b4/d9/7d/b4d97d17-2b26-9c43-1613-4882e5608654/SPENDWELL_App_Store_Display_Template_iOS_1242x2208-5_5_05.jpg/392x696bb.jpg)

## spendwell App Rating Breakdown in United States
- 5 stars: 5,895 (84%)
- 4 stars: 616 (9%)
- 3 stars: 244 (3%)
- 2 stars: 51 (1%)
- 1 stars: 210 (3%)

## spendwell App Reviews in United States

### *---- "Thieves"
Shicers
-- Plowder s, 2024-12-18

### ***** "It’s great"
I’ve never had any trouble with it I’ve had it for 2 years going in 3 already
-- Lydia bueno, 2024-12-08

### *---- "Unhappy. Stressed out,"
Spend the last 3days trying to activate the card. Purchased for an online payment now it’s telling me this card cannot be used online. When it clearly states in the back of its slip that it can. Customer service is rude and not helpful at at. Will not recommend this prepaid card
-- Crystal2929, 2024-11-13

### *---- "Worst app ever"
I spend $700 on two cards now am not able to register my cards to get a permanent card well guys please don’t waste your money and time to purchase a spend well card
-- Ttjon007, 2024-11-11

### *---- "Spendwell card holder"
This company are rip offs, and fraudulent I suggest never buying this card
-- Vgsxnu, 2024-10-29

### ***-- "Well …"
Well, I was very happy, until yesterday when my card would not load at any nearby DG store, so, I bought another card.  Registering it has been a pain in the butt!  Hope it gets better.  Until the old one (which is, in no way maimed) quit loading, I was happy.  Now, I am FUBAR!
-- EarthmotherCarla, 2024-10-29

### *---- "Rip off!"
Purchased this card from Dollar General for only a 1.50. loaded the money needed for a bill. Spendwell  has charged me 5.00 for a monthly fee
-- Sheaba40, 2024-10-27

### *---- "This is so terrible."
I tried putting my card information in before it said I had to activate my account. It said I messed it up and that I had to try again. I spent $75 dollars and your company doesn’t give refunds. To anyone that reads this, this site is a waste of money and time. Give me my money back or I will get in touch with my lawyers soon.
-- ImReallyDum, 2024-10-06

### ***** "Greatttttt!"
I been using spendwell
For a couple years nd I love it
-- Jennybaby37, 2024-08-19

### *---- "Do not buy!!!!"
I bought a card from dollar general and when I opened the pack and tried to register it you have to have your social security number on the card and you have to be 18+ and for everyone who is 18+ I have only seen negative reviews on it about how people can not get there money.I’ve been googling ways to see if I can get my money back because I was sold a 18+ card while I am a minor and I came across a comment that said you could use the card with the funds on it until they run out online or in person so I tried it on Amazon and the Xbox store neither worked. Customer service does not even. I just want my money back
-- James33938, 2024-07-30

[View all spendwell App reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




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---

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