---
title: "Spensio: Track Bills & Loans - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Spensio is a modern expense tracker and budget planner that makes everyday money decisions feel simple. Track daily spending, subscriptions and loans in one place, get smart insights, and stay on top "
---

# Spensio: Track Bills & Loans — India
> Track Spend, Subs & Loans

![Spensio App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/12/53/19/1253195d-8625-2f9b-fccc-d6a97f492571/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Richard Chinnappan](https://apptail.io/developer/richard-chinnappan-cXXeLb)
**Category:** Finance
**Rating:** 4.1/5 (24 ratings)
**Price:** Free
**Bundle ID:** com.Robinpro.Spensio
**Store:** Apple App Store
**Country:** India
**Version:** 1.4 (released 2026-08-05)
**Original Release:** 2025-12-09
**Languages:** English, Arabic, Danish, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Chinese, Spanish, Swedish, Tamil, Turkish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6754501836)
**AppTail Page:** [https://apptail.io/app/spensio-track-bills-loans-NzMx/india](https://apptail.io/app/spensio-track-bills-loans-NzMx/india)

## Spensio Description
Spensio is a modern expense tracker and budget planner that makes everyday money decisions feel simple. Track daily spending, subscriptions and loans in one place, get smart insights, and stay on top of your cash flow without spreadsheets.

Spensio is built for real life spending: quick captures, clear reports and thoughtful reminders so you do not miss bills or lose track of small everyday purchases.

Key features:

Fast Expense Capture

- Add expenses in seconds with a clean, focused sheet
- Tag spending with categories, wallets and notes
- Edit or delete transactions anytime

Smart subscriptions hub

- Track all your recurring subscriptions in one place
- See next renewal dates and monthly totals
- Mark payments, view recent charges and avoid surprise renewals

Budget planning and control

- Create budgets by category and wallet
- See progress, remaining amount and overspend at a glance
- Filter by period to understand how your goals are tracking

Loans and Repayments
- Add loans with amount, rate and term
- See remaining balance and upcoming due dates
- Track payments and progress toward payoff

Multi‑wallet support

- Separate personal, work, cards and accounts
- Assign every expense to the right wallet
- Understand where your money actually sits

Rich reports and Insights

- See spending by day, category and time of day
- Visual charts for trends and category breakdowns
- Filter by custom date ranges for deep dives

Smart capture tools

- Scan receipts to extract amount, date and merchant
- Optional AI voice mode to turn natural language into expenses
- Intelligent quick‑add suggestions based on your habits

Thoughtful Reminders and Notifications

- Subscription reminders before renewals
- Loan and bill overview on the home screen
- Gentle nudges to review your recent spending

Privacy and Offline friendly

- Your data is stored on device using Apple technologies.
- No account required to get started
- Export data to CSV or JSON whenever you want a backup

Why Spensio?
- Designed for clarity, not complexity.
- Focused on the three pillars that matter most: Daily Expenses, Subscriptions and Loans.
- Built for people who want control over their money without becoming finance experts.

Spensio helps you see where your money goes, stay ahead of recurring costs and feel confident about everyday spending, all in a calm, focused experience.

Terms of Use (EULA):  
Privacy Policy: 

## Spensio Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/eb/9b/92/eb9b923d-9478-f2aa-5b19-5a495368fa38/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fd/09/f8/fd09f8f2-54cd-2c5c-aa3d-57e6a3777cce/3.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d9/67/8b/d9678b7e-63f8-0a90-83b1-229346487825/2.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8a/fb/25/8afb25f8-52e0-66d8-a020-0541eb562ed2/4.png/1242x2688.png)

## Spensio Rating Breakdown in India
- 5 stars: 11 (46%)
- 4 stars: 7 (29%)
- 3 stars: 3 (13%)
- 2 stars: 3 (13%)
- 1 stars: 0 (0%)

## Spensio Reviews in India

### ****- "Need Widgets in Home Screen"
Instead of reminder. We can get to know when was Loan Emi date
-- Ranjith17, 2026-03-14

### ***-- "Enabling a card for balance remaining"
It would be very helpful if we display the remaining balance in a card
-- Venky1509, 2026-03-04

### ****- "Data backup"
Can I get the more details about the data backup, If I reset my mobile, dont want to restore the entire mobile configuration from
icloud backup, is any option to restore the data that I stored earlier.
Thanks
-- Muthamil J, 2026-02-25

### ***** "Super"
Really useful application. My salary easily trackable.
-- john😒😒😒, 2026-02-22

### ****- "Review"
Can you investment and insurance
-- Aravindan_P, 2026-02-06

### **--- "Unable to Save Loan Details"
Unable to save loan details after entering information in the loan section.
-- Vijayakumar-Mr, 2026-01-31

### ***-- "User Feedback & Feature Requests"
Hello Spensio Team,

I have been using the Spensio app for the last 10 days and I really like the concept. I would like to suggest a few improvements that will make the app more user-friendly:
	1.	Plus (+) option inside the same category
Example: If I add Food = ₹10, later I should be able to press a “+” button and add another ₹10 directly to the same Food category, instead of creating a new entry.
	2.	Quick “Add” from category screen
After choosing a category, there should be a + button to add amount immediately in that same category.
	3.	Add Category option inside Plus button
When clicking +, please provide an option to add a new category from there itself (no need to go back to settings).
	4.	Report section is too complex
Too many options in reports. Please simplify it.
	5.	PDF export for reports
It would be very helpful if we can export reports as PDF.

These features will greatly improve daily expense tracking and overall usability.

Thank you for your support. Looking forward to future updates.
-- Hassan_seematti, 2026-01-25

### ***-- "iCloud backup is not working in all devices"
I had tried to give input in my iPad, but the same details is not reflecting into my iPhone 15. Even though I had purchased pro version, but I could not able to find the iCloud backup option. It seems that iCloud backup is not enabled in this app or could you please guide me how to do that ?
-- Atoms.b, 2026-01-13

### ***** "Feedback"
I would prefer the merchant name to be present in the menu when i try to click on "+" button to add an expense instead going into the moreoption and selecting merchant .
-- Arvi619, 2026-01-10

### **--- "Loan tracker"
It is not auto calculating or giving option to mention the already paid emis in an easy way. This app is not useful to track ongoing loans
-- harisshk, 2026-01-02

[View all Spensio reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Spensio In-App Purchases
| Item | Price |
|------|-------|
| Pro | ₹299.00 |
| Pro Monthly | ₹29.00 |

## Spensio Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | Malaysia | Finance | #88 |


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## Spensio Available In
- [India](https://apptail.io/app/spensio-track-bills-loans-NzMx/india)
- [United Arab Emirates](https://apptail.io/app/spensio-track-bills-loans-NzMx/united-arab-emirates)
- [United Kingdom](https://apptail.io/app/spensio-track-bills-loans-NzMx/united-kingdom)
- [Singapore](https://apptail.io/app/spensio-track-bills-loans-NzMx/singapore)
- [Belarus](https://apptail.io/app/spensio-track-bills-loans-NzMx/belarus)
- [Canada](https://apptail.io/app/spensio-track-bills-loans-NzMx/canada)
- [Switzerland](https://apptail.io/app/spensio-track-bills-loans-NzMx/switzerland)
- [Ecuador](https://apptail.io/app/spensio-track-bills-loans-NzMx/ecuador)
- [Grenada](https://apptail.io/app/spensio-track-bills-loans-NzMx/grenada)
- [Honduras](https://apptail.io/app/spensio-track-bills-loans-NzMx/honduras)
- [Indonesia](https://apptail.io/app/spensio-track-bills-loans-NzMx/indonesia)
- [Israel](https://apptail.io/app/spensio-track-bills-loans-NzMx/israel)
- [Jamaica](https://apptail.io/app/spensio-track-bills-loans-NzMx/jamaica)
- [Cayman Islands](https://apptail.io/app/spensio-track-bills-loans-NzMx/cayman-islands)
- [Macao SAR China](https://apptail.io/app/spensio-track-bills-loans-NzMx/macau)
- [Mauritius](https://apptail.io/app/spensio-track-bills-loans-NzMx/mauritius)
- [Malaysia](https://apptail.io/app/spensio-track-bills-loans-NzMx/malaysia)
- [Namibia](https://apptail.io/app/spensio-track-bills-loans-NzMx/namibia)
- [Qatar](https://apptail.io/app/spensio-track-bills-loans-NzMx/qatar)
- [Tunisia](https://apptail.io/app/spensio-track-bills-loans-NzMx/tunisia)
- [United States](https://apptail.io/app/spensio-track-bills-loans-NzMx/united-states)
- [Angola](https://apptail.io/app/spensio-track-bills-loans-NzMx/angola)
- [Barbados](https://apptail.io/app/spensio-track-bills-loans-NzMx/barbados)
- [Bermuda](https://apptail.io/app/spensio-track-bills-loans-NzMx/bermuda)

---

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