Stashfin- Credit Line & Loans

Instant Personal Loans on App

Published by: Stashfin

Description

Download the Stashfin app today and unlock your financial superpower!
Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands.
1) Stashfin Personal Loan and Credit Line:
Get Instant Personal Loan up to ₹5 lakhs
24*7 access to funds from ₹1,000 to ₹5,00,000
Interest free period of up to 30 days
Pay interest only on the funds you use
Tenure: 12 months - 36 months
APR: 21% p.a to 45% p.a
2) Investment in Corporate Bonds
Earn high returns of up to 15% p.a
Investments start with just ₹10,000
Interest is credited monthly to your bank account
Low volatility compared to stock market
3) Insurance
Insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds
Wallet Protection
Income Protection
Loan Protection
Travel Insurance
UPI Fraud Protection
Device Protection
4) Credit Builder
Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores.
Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation
Regular Repayments: Encourages timely repayments to demonstrate financial discipline
Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time
5) Vouchers
Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly
Shop & Save: Get shopping vouchers from top e-commerce and retail platforms
Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers
Entertainment Perks: Access subscriptions and movie deals for endless fun
How does Stashfin Work?
Download the Stashfin App and register with your phone number
Fill in your details and upload verification documents
Once verified, the final loan application status can be checked on the App
Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number
Eligibility Criteria to Apply for Instant Personal Loan, you should be
an Indian Citizen
above the age of 18
Documents Required for Instant Personal Loan-
Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
Identity Proof (PAN ID)
In some cases, you may be also asked for,
Bank Statement
ITR/ GST Paper
Sample EMI calculation:
Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% per annum
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129

About Stashfin's Free Credit Period
Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount
About Stashfin
Stashfin is the digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI)
Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero
Contact Us:
Mail: [email protected]
Call: +91-9289108544 | 0124-6981222
Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011
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Stashfin FAQ

  • Is Stashfin free?

    Yes, Stashfin is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Stashfin legit?

    ✅ The Stashfin app appears to be high-quality and legitimate. Users are very satisfied.

    Thanks for the vote

  • How much does Stashfin cost?

    Stashfin is free.

  • What is Stashfin revenue?

    To get estimated revenue of Stashfin app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

3 out of 5

1 ratings in Nigeria

Ratings History

Stashfin Reviews

Emi deducted twice loan is closed

flex score on

India

My loan is closed, last emi was decucted twice and refund has not been made yet although it has been more than a month. Sent multiple emails but no reply. App shows refund will be done in 15 days but till now nothing has happened.

Worst app

Ayu384 on

India

Worst app ever chor h ye app

No Service provided even after giving 42 % annually interest

Dipesh_Kaneriya on

India

On daily basis they just make the ticket/queries which are raised in progress. Today it’s been 30+days and still they didn’t gaved any resolution for my concern. One more thing I encountered, if you fail some EMI’s and latter you paid it than too they will report CIBIL as negative mark and same will be reported from many other financial institutions even when I didn’t took any loans. Such a fraud app, I have already filed a complaint against them. Better do not use any service of this Stasfin/Akara/OXYZO.

Loan Facilities

Udit Upadhyay on

India

Have a great experience With “Stashfin” Didn’t face any problem in loan service’s

User friendly & efficient

Sajabhade on

India

User friendly & efficient

Review

Jain2006anushka on

India

A proper convenient app for loans I personally recommend it to use very much helpful and user friendly 👍

secured loan

gaurav 3452 on

India

ve been using the app for a few weeks now. The interface is user-friendly, and loan approvals are quick. However, the customer service response time could be improved. Overall, a great app for quick loans!

Best app

Khushi kanda on

India

Good working app helpful too 👍🏻

Excellent app

Hardev Rao on

India

The app offers a seamless, straightforward process for applying and receiving funds, making it an ideal solution for anyone who needs fast financial support.

Easy to use

Verlonis on

India

With Stashfin, users can enjoy quick disbursal of loans and flexible repayment options. Its transparent process and reliable service make it a trustworthy financial partner.

Keywords

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App Info

Category
Finance
Publisher
Stashfin
Languages
English
Recent release
5.6.17 (3 weeks ago )
Released on
Oct 16, 2017 (7 years ago )
Also available in
India
Last Updated
6 months ago
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