--- title: "Stashfin UPI, Pay Bills, Loans - Reviews, Revenue and Downloads in India | Apple App Store" description: "Stashfin is India’s leading fintech platform that simplifies your relationship with finance. Trusted by 40 million+ users, Stashfin offers Credit Card Bill Payments, Instant UPI Money Transfers, 24K D" --- # Stashfin UPI, Pay Bills, Loans — India > Credit Score, Gold & Bonds ![Stashfin UPI App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/1c/9c/1c/1c9c1c60-0486-fa99-3668-772bb2ffe838/AppIcon-0-0-1x_U007ephone-0-1-0-sRGB-85-220.png/434x0w.png) **Developer:** [Eqx analytics Pvt](https://apptail.io/developer/eqx-analytics-pvt-IIHd) (India) **Category:** Finance **Rating:** 4.3/5 (20,363 ratings) **Price:** Free **Bundle ID:** com.Stashfin.iOS **Store:** Apple App Store **Country:** India **Version:** 6.9.6 (released 2026-10-04) **Original Release:** 2017-10-16 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1276990457) **AppTail Page:** [https://apptail.io/app/stashfin-upi-pay-bills-loans-zPm/india](https://apptail.io/app/stashfin-upi-pay-bills-loans-zPm/india) ## Stashfin UPI Description Stashfin is India’s leading fintech platform that simplifies your relationship with finance. Trusted by 40 million+ users, Stashfin offers Credit Card Bill Payments, Instant UPI Money Transfers, 24K Digital Gold, Credit Health Reports, Corporate Bonds, Personal Loans, Insurance, and more. 1. Credit Card Bill Payments Get assured 1% Stashcoins, redeemable as 24K Gold on Credit Card Bill Payments Manage multiple credit cards without switching between banking apps Pay your bills via Stashfin UPI, BHIM UPI, PhonePe, GPay, or any other UPI app Settle your credit card outstanding without logging into your bank’s portal Get real-time reminders & updates on your credit card bill 30+ Credit Cards Supported on Stashfin HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, SBM Bank India Limited, DBS Bank, South Indian Bank, HSBC Bank, and all VISA, Mastercard, RuPay, Diners Club, AMEX, and Discover cards Utility Bill Payments & Recharge, powered by Bharat Connect Never miss a due date for electricity, water, gas, & other essentials Covers 300+ major national & regional service providers Instant FASTag & mobile recharges for Jio, Airtel, Vi, BSNL or other networks 2. Money Transfer via UPI Payments Send money using a UPI ID or mobile number Link multiple SBI, HDFC, ICICI, Axis & 140+ other bank accounts & enjoy self-transfer Scan QR code to pay merchants Split bills & other payments with friends Set up recurring payments for bills & subscriptions Check transaction history & account balance in real time 3. 24K Digital Gold Secure your savings in 24K gold Start investing with just ₹10 Track gold rate in real time Insured locker storage powered by Augmont Flexibility to liquidate anytime SIP or lump sum gold investment options 4. Credit Health Report & Credit Builder Secure better loan & credit card offers with credit builder & repair Get detailed reports & expert tips to boost credit score 5. Corporate Bond Earn competitive returns of upto 14.8% p.a. Start investing with just ₹10K Get monthly interest directly to your bank account 6. Insurance Low-cost, high-impact insurance plans to secure your earnings 100% digital process with a user-friendly interface Annual insurance plans starting at ₹4/day 7. Gift Vouchers Exclusive offers on Amazon, Flipkart, Nykaa & more Save on Zomato, Zepto, Blinkit and other delivery apps Deals for PVR INOX, Uber, MakeMyTrip, and others 8. Personal Loan Get upto ₹5 Lakh at 0% interest for upto 30 days Only pay interest on the funds you utilise No collateral or assets are required as security No branch visits needed. Just provide your PAN, Aadhaar, & a selfie Zero foreclosure or prepayment charges Apply anywhere, anytime via Stashfin app Zero hidden charges Eligibility Qualification: Age: 18 to 59 years. Employment Status: Available for both salaried and self-employed individuals Income: Minimum monthly income as per current policy Credit Score: A credit score of 730 or above (exceptions may apply) Tenure, Interest & Fees Personal Loan Interest Rate: 0% interest for the first 30 days. 11.99%-36% interest rates apply thereafter Platform Fees: 2.85%+18% GST Transaction Fees: 3%+18% GST Foreclosure Charges: NIL Annualised Percentage Rate or APR:10% - 45% Tenure: 0-42 months We ensure transparency with clear ROI calculations & the following sample EMI calculations on personal loans: Loan Amount:₹40,000 Platform Fee (inc. 18% GST):₹1,345 Transaction Fee (inc. 18% GST):₹1,416 Interest Rate: 36% per annum Total Loan Amount:₹42,966 Tenure: 36 months Equated Monthly Instalment (EMI):₹1,968 Stashfin is a digital lending application (DLA) of Akara Capital Advisors Private Limited (NBFC) and other lending partners. Contact Us: Mail: grievance.officer@stashfin.com Call:+91-9289108566 Address:18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011 ## Stashfin UPI Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6c/c3/f9/6cc3f999-c935-45ec-7b13-6b28330aa2bf/IOS_.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7b/59/20/7b592049-bb1a-e791-a690-88db57d66b57/UPI.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c0/22/03/c02203e4-7df7-5f4a-68ff-aef6c2b013fb/Credit_Repair.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e8/d0/0d/e8d00d45-0836-c3e7-93b8-02789bb41b12/Bonds.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/06/f8/70/06f8703e-84e8-8558-0430-90433017715d/Personal_Loan.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e0/56/aa/e056aaee-4e0b-28ee-90b9-8fd4cd439c08/Insurance.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/70/cf/87/70cf878f-bbce-3cfd-e568-58157218d08c/Vouchers.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/59/5e/56/595e56cc-5dee-080f-5b19-4af63b96a5af/Credit_Report.png/1242x2688.png) ## Stashfin UPI Rating Breakdown in India - 5 stars: 15,817 (78%) - 4 stars: 1,193 (6%) - 3 stars: 474 (2%) - 2 stars: 306 (2%) - 1 stars: 2,573 (13%) ## Stashfin UPI Reviews in India ### *---- "Emi deducted twice loan is closed" My loan is closed, last emi was decucted twice and refund has not been made yet although it has been more than a month. Sent multiple emails but no reply. App shows refund will be done in 15 days but till now nothing has happened. -- flex score, 2025-01-02 ### *---- "Worst app" Worst app ever chor h ye app -- Ayu384, 2025-01-02 ### *---- "No Service provided even after giving 42 % annually interest" On daily basis they just make the ticket/queries which are raised in progress. Today it’s been 30+days and still they didn’t gaved any resolution for my concern. One more thing I encountered, if you fail some EMI’s and latter you paid it than too they will report CIBIL as negative mark and same will be reported from many other financial institutions even when I didn’t took any loans. Such a fraud app, I have already filed a complaint against them. Better do not use any service of this Stasfin/Akara/OXYZO. -- Dipesh_Kaneriya, 2024-12-29 ### ***** "Loan Facilities" Have a great experience With “Stashfin” Didn’t face any problem in loan service’s -- Udit Upadhyay, 2024-12-28 ### ***** "User friendly & efficient" User friendly & efficient -- Sajabhade, 2024-12-28 ### ***** "Review" A proper convenient app for loans I personally recommend it to use very much helpful and user friendly 👍 -- Jain2006anushka, 2024-12-28 ### ***** "secured loan" ve been using the app for a few weeks now. The interface is user-friendly, and loan approvals are quick. However, the customer service response time could be improved. Overall, a great app for quick loans! -- gaurav 3452, 2024-12-28 ### ***** "Best app" Good working app helpful too 👍🏻 -- Khushi kanda, 2024-12-28 ### ***** "Excellent app" The app offers a seamless, straightforward process for applying and receiving funds, making it an ideal solution for anyone who needs fast financial support. -- Hardev Rao, 2024-12-28 ### ****- "Easy to use" With Stashfin, users can enjoy quick disbursal of loans and flexible repayment options. Its transparent process and reliable service make it a trustworthy financial partner. -- Verlonis, 2024-12-28 [View all Stashfin UPI reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Stashfin UPI Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | India | Finance | #143 | ## Stashfin UPI Discovered Keywords - stash - personal loan app - stashfin - personal best ## Apps Similar to Stashfin UPI - [PayMe - Personal loan app](https://apptail.io/app/payme-personal-loan-app-SUm/india) - [IndiaLends-Loans, Credit Score](https://apptail.io/app/indialends-loans-credit-score-keN/india) - [Buddy Loan: Personal Loan App](https://apptail.io/app/buddy-loan-personal-loan-app-OiVd/india) - [CASHe: Online Instant Loan App](https://apptail.io/app/cashe-online-instant-loan-app-hxWd/india) - [Creditt+ Instant Personal Loan](https://apptail.io/app/creditt-instant-personal-loan-Jnxe/india) - [Capital Now: Instant Loan App](https://apptail.io/app/capital-now-instant-loan-app-Nnxe/india) - [Freo - UPI, Insurance, Loans](https://apptail.io/app/freo-upi-insurance-loans-gNLe/india) - [Lenditt: Personal Loan App](https://apptail.io/app/lenditt-personal-loan-app-uArf/india) - [Finnable](https://apptail.io/app/finnable-AArf/india) - [Zype Instant Personal Loan App](https://apptail.io/app/zype-instant-personal-loan-app-VWwn/india) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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