OneBank is a 100% Digital Bank! In here, you can open an instant account, send and receive money, pay bills, buy airtime & data, invest and get a loan all in one place.
It offers you a new way of life with exciting features, an excellent user experience and top-notch security.
OneBank is powered by Sterling Bank
Features & Benefits
· An Elegant Look & Feel
Bank with style and enjoy a sleeker new interface designed specially for you
· More Seamless Onboarding
Convenience is our keyword; you can open an account within minutes from the comfort of your mobile
· Debit Cards
Request a Debit Card and we will bring it to you. You can also create a Virtual Card for online payments within minutes
· Bill Payments
Enjoy swift bill payments from Electricity to Cable TV to Internet Services
· Airtime and Data Top-up
Buy Airtime and Data plans for yourself or loved ones with a few clicks
· An Improved Budgeting Feature
So you can plan your spending and see where your money goes
· Payment Links
Now you can request money from friends & family via a simple link
· FX Swap
Enjoy convenience and say goodbye to currency conversion hassles
· Verve Ultra Card Request
No more Insufficient Funds, get a line of credit to cover emergency expenses with the Verve Ultra Card
· Dispute Management
Get help with your transactions when you need it, from the comfort of your mobile
· In-app Notifications
Manage your alerts & notifications and stay in the loop of what’s happening
· ATM/Branch Locator
Use the locator to find the Sterling Bank Branch or ATM closest to you
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Screenshots
User Rating
3.97 out of 5
71 ratings
in United Kingdom
5 star
48
4 star
5
3 star
2
2 star
0
1 star
16
Ratings History
Reviews
Horrible experiences
Sterling Bank keeps deducting money from my account without it reflecting on transaction history.
I only started to notice when I stopped depositing huge amount of money in my account.
One time I transferred #500k into my account, only #450k reflected in my available balance.
Another time I had #250k balance in my account, two days later I logged into my account and my available balance was #150k.
Horrible Horrible experiences, I will be closing my account.
I advise everyone to keep an eye on their balances.
Loving it
It’s easy to Navigate, it’s banking simplified and its fun, I just haven’t been able to get around updating my phone number and would love to see savings pots as an added feature.
Statement generation not working
A good app let down by the statement generator. It doesn’t and has never worked.
Not recommendable
This bank has shown me pepper, disappointed! Always having network issues. Failed me during emergencies. I can’t recommend it at all as my experience has never been smooth.
Fraud
I have been defrauded in your bank of my #38,000:00 on the 1/05/2024, please I need my money as soon as possible
Mrs Ifeoma Ayoola
One bank is the best bank when it comes to efficiency.
No live chat
It’s frustrating without a live chat
Banking made easy
I have been banking with sterling bank for over 5 years. I can confidently say that, the bank has made banking easy. There is security while using the internet banking or mobile banking app. Kudos to this bank. Everything with them is easy.
Stunning new look, great CX
Loving the new outlook, plus many other impressive new features, including FX swap-my favorite
Great job, Sterling!!
Rubbish
What a rubbish upgrade, can't even log into my account for days now