---
title: "Summa: Budget, Expense Tracker - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Summa is the private budget planner and expense tracker that brings spending, bills, savings goals, investments, and net worth into one place, with an AI money assistant that answers with your real nu"
---

# Summa: Budget, Expense Tracker — United States
> Money, Spending & Net Worth

![Summa App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e8/cf/87/e8cf87e6-4782-adf9-057b-fc4485ed4bac/SummaIconSet_v1-0-0-1x_U007epad-0-0-0-1-0-85-220.png/434x0w.png)

**Developer:** [Strata Veritate](https://apptail.io/developer/strata-veritate-qMHUYb)
**Category:** Finance
**Rating:** 5.0/5 (2 ratings)
**Price:** Free
**Bundle ID:** VibeMx.Spendlens
**Store:** Apple App Store
**Country:** United States
**Version:** 3.1 (released 2026-10-13)
**Original Release:** 2026-04-21
**Languages:** Spanish, German, Chinese, Korean, French, Hindi, English, Italian, Japanese, Dutch, Polish, Portuguese, Swedish, Thai, Turkish, Arabic

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6746765324)
**AppTail Page:** [https://apptail.io/app/summa-budget-expense-tracker-Qavz/united-states](https://apptail.io/app/summa-budget-expense-tracker-Qavz/united-states)

## Summa Description
Summa is the private budget planner and expense tracker that brings spending, bills, savings goals, investments, and net worth into one place, with an AI money assistant that answers with your real numbers. No ads, and we never sell your data.

BUDGET PLANNER AND EXPENSE TRACKER
Build a monthly budget in minutes with guided setup or suggestions from your own spending. Pace shows whether each category is on track, close to its limit, or over. Group categories, carry budgets forward, and leave one-off purchases out.

TRACK SPENDING AUTOMATICALLY
- Sync bank accounts and credit cards automatically (Pro+Connect, US and Canada)
- Link Apple Card, Apple Cash, and Savings from Apple Wallet (US and UK)
- Scan receipts: amount, merchant, date, and currency are read in 17 languages
- Import bank statements with column detection, account matching, and duplicate checks
- Review new transactions with a swipe, or add one by hand in seconds
On-device machine learning categorizes transactions and learns from your corrections. Merchant names are cleaned up automatically, and renaming a merchant once updates every past and future transaction.

YOUR AI MONEY ASSISTANT
Ask Summa Personal Assistant about your money in plain language and get answers with charts from your own data. It can recategorize a batch or adjust a budget, and it always asks first, with undo. Everyday questions run on your device with Apple Intelligence; complex ones can use Apple's Private Cloud Compute.

BUDGET TOGETHER
Spaces is shared finance for couples and families. Split expenses and settle up, build a shared budget you can both edit, save toward joint goals, and see a household forecast. You choose exactly what your partner sees, and the financial data you share is end-to-end encrypted.

BILLS, SUBSCRIPTIONS, AND ALERTS
Summa finds recurring bills and subscriptions, tracks what is paid, due, and overdue, and reminds you before a payment lands. Nearly 40 alert types cover low balances, large purchases, price increases, and budget warnings, each one yours to switch on or off.

FORECAST YOUR MONTH
The Forecaster projects month-end spending on your device and simulates 1,000 outcomes to show the range your month could land in.

NET WORTH, INVESTMENTS, AND DEBT
Track net worth across accounts, portfolios, and holdings with daily market prices. Follow loans and mortgages with payoff charts, test extra payments, and watch your home equity build.

SAVINGS GOALS AND FINANCIAL HEALTH
Set savings goals, link an account or add money by hand, and watch each one fill to the finish line. Your Focus score rates your financial health from 12 factors, including on-time bills and card use.

MADE FOR EVERY APPLE DEVICE
Summa is built natively for iPhone, iPad, and Mac, and optimized for iPhone Duo, with Home Screen and Lock Screen widgets, Siri, and Spotlight search. Your data backs up automatically and restores on a new device. 17 languages, 75 currencies, dark mode, and color-blind friendly palettes.

PRIVATE BY DESIGN
- Categorization, receipt reading, and forecasting run on your device
- The assistant uses Apple Intelligence or Apple's Private Cloud Compute, never a third-party AI service
- Bank connections run through Plaid; your credentials never touch our servers
- Receipt images are never uploaded
- App lock with Face ID or Touch ID

START FREE
The Free plan includes unlimited accounts and transactions, budgets, labels, two savings goals, and five receipt scans a month. Try Summa Pro free for 1 month to unlock the AI assistant, forecasting, Focus, investments, net worth, widgets, and more. Pro+Connect adds automatic bank sync. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings.

Terms of Use: 
Privacy Policy: 

## Summa Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9d/73/c3/9d73c341-dd83-8990-6114-e149c8a8a84b/Summa_iPhone_medium_en_01__U002802.png_U0029.png/1206x2622.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cc/eb/f2/ccebf268-a43a-10c2-c39a-48d1b749c01d/Summa_iPhone_medium_en_02__U002803.png_U0029.png/1206x2622.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/11/ad/c7/11adc74e-486d-4a53-275d-c36cd7034a9b/Summa_iPhone_medium_en_04__U002801.png_U0029.png/1206x2622.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f8/10/da/f810da4b-3108-f411-91c4-752ff69add0e/Summa_iPhone_medium_en_03__U002804.png_U0029.png/1206x2622.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/62/47/54/62475454-ad6e-f899-9f8c-99d91d228011/Summa_iPhone_medium_en_05__U002805.png_U0029.png/1206x2622.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6a/db/38/6adb38c9-3902-83dc-e52b-aec904ea2ec6/Summa_iPhone_medium_en_06__U002806.png_U0029.png/1206x2622.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3d/22/37/3d2237de-74e6-4fa1-4f0b-26d5502b35fc/Summa_iPhone_medium_en_07__U002807.png_U0029.png/1206x2622.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/db/f6/b4/dbf6b4ad-1e4d-a7a0-032b-6d2db116b6a0/Summa_iPhone_medium_en_08__U002808.png_U0029.png/1206x2622.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/82/54/ac/8254acae-37d2-d20a-c6ea-f347024e11d8/Summa_iPhone_medium_en_09__U002809.png_U0029.png/1206x2622.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cf/a2/6e/cfa26e42-d03f-4883-8e70-f059df432118/Summa_iPhone_medium_en_10__U002810.png_U0029.png/1206x2622.png)

## Summa Rating Breakdown in United States
- 5 stars: 2 (100%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)

## Summa Reviews in United States

### ***** "Útil y Versátil"
Esta aplicación me permite supervisar y mejorar mis finanzas personales de una manera gráfica y minuciosa.
-- Bobe1958, 2026-05-14

### ***** "Finally stopped guessing"
Been through Mint, personal spreadsheets, and a Notes app in the last 5 years. This is on another level. What’s different for me is the forecast… it told me on a Tuesday I was on pace to blow the budget by Friday and I actually rerouted spending because of it. First finance app that warned me before the fact instead of just showing me the damage after. 

Couple’s sharing was another surprise. My partner and I have kept our logins separate and this is the first thing that let us look at our spending consolidated in one place in real time for a true relationship budget management. 

A small nitpick is it’s iOS only, so my mom is stuck on the outside. Not a deal breaker; hope it launches with integration in other platforms too. 

The price is great and I look forward to seeing future updates!
-- Honey-drift, 2026-04-22

[View all Summa reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Summa In-App Purchases
| Item | Price |
|------|-------|
| Pro + Connect Monthly | $9.99 |
| Pro Annual | $49.99 |
| Pro + Connect Annual | $79.99 |
| Pro Monthly | $6.99 |


## Summa Discovered Keywords
- expense tracker
- expense tracking
- spending tracker
- finance tracker
- money tracker
- saving money
- finance manager
- budget
- expense
- expense manager

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## Summa Available In
- [United States](https://apptail.io/app/summa-budget-expense-tracker-Qavz/united-states)
- [Mexico](https://apptail.io/app/summa-budget-expense-tracker-Qavz/mexico)
- [Bulgaria](https://apptail.io/app/summa-budget-expense-tracker-Qavz/bulgaria)
- [Brazil](https://apptail.io/app/summa-budget-expense-tracker-Qavz/brazil)
- [Canada](https://apptail.io/app/summa-budget-expense-tracker-Qavz/canada)
- [Switzerland](https://apptail.io/app/summa-budget-expense-tracker-Qavz/switzerland)
- [Chile](https://apptail.io/app/summa-budget-expense-tracker-Qavz/chile)
- [Colombia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/colombia)
- [Cyprus](https://apptail.io/app/summa-budget-expense-tracker-Qavz/cyprus)
- [Germany](https://apptail.io/app/summa-budget-expense-tracker-Qavz/germany)
- [Algeria](https://apptail.io/app/summa-budget-expense-tracker-Qavz/algeria)
- [Ecuador](https://apptail.io/app/summa-budget-expense-tracker-Qavz/ecuador)
- [Estonia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/estonia)
- [Egypt](https://apptail.io/app/summa-budget-expense-tracker-Qavz/egypt)
- [Spain](https://apptail.io/app/summa-budget-expense-tracker-Qavz/spain)
- [Finland](https://apptail.io/app/summa-budget-expense-tracker-Qavz/finland)
- [France](https://apptail.io/app/summa-budget-expense-tracker-Qavz/france)
- [United Kingdom](https://apptail.io/app/summa-budget-expense-tracker-Qavz/united-kingdom)
- [Croatia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/croatia)
- [United Arab Emirates](https://apptail.io/app/summa-budget-expense-tracker-Qavz/united-arab-emirates)
- [India](https://apptail.io/app/summa-budget-expense-tracker-Qavz/india)
- [Italy](https://apptail.io/app/summa-budget-expense-tracker-Qavz/italy)
- [Japan](https://apptail.io/app/summa-budget-expense-tracker-Qavz/japan)
- [South Korea](https://apptail.io/app/summa-budget-expense-tracker-Qavz/south-korea)
- [Lithuania](https://apptail.io/app/summa-budget-expense-tracker-Qavz/lithuania)
- [Luxembourg](https://apptail.io/app/summa-budget-expense-tracker-Qavz/luxembourg)
- [Latvia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/latvia)
- [Macao SAR China](https://apptail.io/app/summa-budget-expense-tracker-Qavz/macau)
- [Malta](https://apptail.io/app/summa-budget-expense-tracker-Qavz/malta)
- [Panama](https://apptail.io/app/summa-budget-expense-tracker-Qavz/panama)
- [Peru](https://apptail.io/app/summa-budget-expense-tracker-Qavz/peru)
- [Poland](https://apptail.io/app/summa-budget-expense-tracker-Qavz/poland)
- [Saudi Arabia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/saudi-arabia)
- [Sweden](https://apptail.io/app/summa-budget-expense-tracker-Qavz/sweden)
- [Slovenia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/slovenia)
- [Slovakia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/slovakia)
- [Taiwan](https://apptail.io/app/summa-budget-expense-tracker-Qavz/taiwan)
- [Hungary](https://apptail.io/app/summa-budget-expense-tracker-Qavz/hungary)
- [Australia](https://apptail.io/app/summa-budget-expense-tracker-Qavz/australia)

---

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