--- title: "Tala-lending app&loans - Reviews, Revenue and Downloads in Philippines | Apple App Store" description: ""Apply for up to ₱200,000 through a digital lending solution. Structured pricing. Responsible evaluation. No income certificate required. Download the app to submit your request. APPLICATION FLOW · P" --- # Tala-lending app&loans — Philippines > loan instant personal loan app ![Tala App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/71/44/50/714450c3-9b81-c000-89d8-c7db17322f0f/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png) **Developer:** [WORLD LIFESTYLE OPERATIONS](https://apptail.io/developer/world-lifestyle-operations-nifQnc) **Category:** Business **Rating:** N/A (0 ratings) **Price:** Free **Bundle ID:** com.infoworld.lifestyleph **Store:** Apple App Store **Country:** Philippines **Version:** 1.0.1 (released 2026-06-17) **Original Release:** 2026-06-15 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6778636900) **AppTail Page:** [https://apptail.io/app/tala-lending-apploans-YqyA/philippines](https://apptail.io/app/tala-lending-apploans-YqyA/philippines) ## Tala Description "Apply for up to ₱200,000 through a digital lending solution. Structured pricing. Responsible evaluation. No income certificate required. Download the app to submit your request. APPLICATION FLOW · Provide Basic Information Complete a short in-app form to receive a customized loan offer. Only one valid ID is required. No collateral or bank account necessary. · Confirm Loan Arrangement Select the loan amount and repayment date that match your needs. · Receive Funds Through Supported Channels Disbursement available to Maya, BPI, GoTyme, GCash, Cebuana, and other participating banks and e-wallet providers. · Choose Your Repayment Method Payments accepted via Maya, ShopeePay, GCash, BPI, BDO, or Metrobank. QR code payment supported. You may repay partially or in full before or on your due date. · Start a New Loan After settling your balance, answer a few short questions to begin another loan application. APPLICANT REQUIREMENTS · Filipino citizens residing in the Philippines, at least 18 years old · Must have one valid government ID and an active mobile number MAIN BENEFITS OF OUR APP · Selectable Repayment Date Set a repayment schedule that aligns with your plan Fees are calculated based on the actual usage period · Clear and Predictable Charges Service fee: 1% of the borrowed principal All fees are collected on your selected due date No hidden deductions from the disbursed amount Charges apply only for the days utilized · Ongoing Credit Facility Single approval provides continued access to borrow within your credit limit (subject to terms) · Credit Limit Advancement Eligible users may receive limits up to ₱200,000 Consistent repayment may support gradual increases · Secure Information Handling Tala protects personal data using SSL encryption All communications are handled professionally and respectfully Tala differs from conventional online lending apps in the Philippines by giving users with a solid repayment history access to continuous credit. Overview of Loan Features Available Term Periods: 91 to 360 days Borrowing Range: ₱5,000 up to ₱200,000 Annual Percentage Rate (APR): 28.78% Transaction Charges: None Service Fee: ₱50 to ₱2,000 (1% of the approved loan amount) Example of Loan Repayment Calculation If you borrow ₱20,000 for a duration of 90 days, with repayment divided into three equal installments, each installment would be approximately ₱7,140. The interest per installment is calculated to be ₱473, resulting in a total interest payable over the full term of ₱1,419. Therefore, the grand total repayment amount comes to ₱21,419. A service fee of ₱200 is deducted at the time of disbursement, meaning the net amount you will receive is ₱19,800. Loan offers are individualized. Fees and charges comply with SEC regulatory requirements. DATA PRIVACY STATEMENT Personal information will not be sold or disclosed without your authorization. OTP verification is applied to strengthen account security and fraud prevention. CONTACT CHANNEL Email: contactus@worldlifestyleph.com" ## Tala Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/90/fe/a6/90fea647-2345-b35c-e6d8-5bd58ced9a71/_U7ad6_U56fe1.png/1320x2868.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f5/ce/96/f5ce9693-ba98-82cc-c55d-979693b98f05/_U7ad6_U56fe2.png/1320x2868.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c2/dd/67/c2dd6793-41c5-ed25-c4c7-e381a4c8ece0/_U7ad6_U56fe3.png/1320x2868.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/08/36/51/083651f0-c860-e407-3c30-2be907d12673/_U7ad6_U56fe4.png/1320x2868.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/03/8d/ae/038dae8a-06c1-75ec-a240-af17d9ed1d74/_U7ad6_U56fe5.png/1320x2868.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5e/6b/fb/5e6bfb4b-db7e-604b-45f8-1a90338abe57/_U7ad6_U56fe6.png/1320x2868.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/98/dd/0c/98dd0c9a-229e-970a-c101-ba854bb7f035/_U7ad6_U56fe7.png/1320x2868.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9e/09/5e/9e095e37-4695-468a-eae8-4fb797289767/_U7ad6_U56fe8.png/1320x2868.png) ## Tala Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Philippines | Business | #17 | | Top Free | Philippines | Overall | #241 | --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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