---
title: "TallyMoney: save &amp; spend gold - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Worried about inflation eating away at your savings? Tired of low-interest accounts and shifting tax rules?  You’ve worked hard to build your wealth - now you need a way to protect it.  TallyMoney is "
---

# TallyMoney: save &amp; spend gold — United Kingdom
> Savings to beat inflation

![TallyMoney App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/4b/96/fa/4b96fa49-ea2a-fdd6-675a-e3317b7aef1e/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [TallyMoney](https://apptail.io/developer/tallymoney-NKQ)
**Category:** Finance
**Rating:** 4.2/5 (584 ratings)
**Price:** Free
**Bundle ID:** com.trac.goldbloc.ios
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 5.31.6 (released 2026-06-15)
**Original Release:** 2022-11-30
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1335999675)
**AppTail Page:** [https://apptail.io/app/tallymoney-save-spend-gold-JSn/united-kingdom](https://apptail.io/app/tallymoney-save-spend-gold-JSn/united-kingdom)

## TallyMoney Description
Worried about inflation eating away at your savings? Tired of low-interest accounts and shifting tax rules?

You’ve worked hard to build your wealth - now you need a way to protect it.

TallyMoney is the gold savings account built for people who’ve had enough of the system.
Whether you&#039;re sitting on a pension lump sum, frustrated with inflation, or simply want a smarter way to hold value, TallyMoney gives you real control.

Our app converts your money into physical gold, not paper promises or crypto tokens, and stores it securely in Swiss vaults. Your gold is legally yours, fully insured, and you can make payments in any local currency worldwide using your TallyMoney debit Mastercard®, with no fees from us.

Break free from traditional banking.
TallyMoney automatically converts your money into real gold, and lets you make card payments anywhere in the world in local currency.
No hidden fees, no inflation – just real gold, real control.

WHY SAVERS SWITCH TO TALLYMONEY
◉Tired of gold apps that lock your funds, hide their fees, or disappear when you need help?
With TallyMoney, your gold stays accessible, your fees stay transparent, and your support team stays available.
◉Make payments or withdraw local currency anytime - no delays, no red tape. Your savings are stored in physical gold, fully insured, stored in Swiss vaults, LBMA-accredited, and 100% yours.
◉And if you ever need assistance, we’re here six days a week - via in-app chat, phone, or email. Real support, from real people.

WHY TALLYMONEY?
Convert money to gold instantly – 1 tally = 1mg of physical gold, safely stored in a Swiss vault
Spend in local currency worldwide – your gold balance is converted at the point of transaction when you pay online or withdraw cash at ATMs
Zero fees on payments and ATM withdrawals – no surprises, just sound money
Fully insured, audited, and protected – Your gold is legally yours, not the bank’s
Save with confidence – No inflation, no bank restrictions, no negative interest rates
Track your balance in real-time – Easily monitor your gold savings and transactions in-app

WHO TALLYMONEY IS FOR

Sitting on savings or pension withdrawals and tired of getting nothing in return?
▶Tally helps you protect your lump sum from inflation, tax changes, and weak interest rates - without risky investments. Just solid value held in physical gold, with everyday access to your money.

Want to buy gold but unsure where to start?
▶Tally makes owning physical gold simple, with the convenience and ease of a debit card. No complexity, no hidden charges - just real value you control.

Fed up with fiat money and financial systems you don’t trust?
▶Tally lets you save in physical gold, fully owned and securely stored, while spending in local currency using your debit card.

Already living the sound money life? 
▶Tally gives you a way to store value in gold while making everyday payments in local currency, alongside Bitcoin as a long-term hold. Gold and BTC working side by side, not competing.

HOW IT WORKS
Download the app and get verified in minutes
Transfer in pounds – your money instantly converts to gold (1 tally = 1mg of gold)
Make everyday card payments in local currency using your TallyMoney Mastercard
Withdraw local currency – access pounds, euros, dollars or yen at ATMs worldwide with your TallyMoney Mastercard. No fees from us. Just your money, wherever you are.
Track your savings and gold price changes directly in the app
No delays. No hidden terms. Just modern money that actually holds its value.
Past performance is not a guarantee of future results.

Questions? Visit tallymoney.com or email support@tallymoney.com

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.

## TallyMoney Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2d/5d/dc/2d5ddcdf-99b3-0960-077e-df0db112c3a2/Tally_app_store_1290x2796_general_v1.jpg/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/a7/5e/4da75e4f-a7af-2714-602f-f470c7f2f1b1/Tally_app_store_1290x2796_general_v2.jpg/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/82/66/f4/8266f469-d5a5-7e4b-1be7-54033877f33e/Tally_app_store_1290x2796_general_v3.jpg/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/84/94/0d/84940dc7-1682-f2a6-c836-08036aae3a64/Tally_app_store_1290x2796_general_v4.jpg/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/22/4f/65/224f6570-543e-98ba-d346-a67891903b12/Tally_app_store_1290x2796_general_v5.jpg/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/39/ae/ca39ae42-ae2b-3986-9e8d-0363a55cfb14/Tally_app_store_1290x2796_general_v6.jpg/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/68/cd/b968cd32-e5d0-804f-0cf4-6401ddee5013/Tally_app_store_1290x2796_general_v7.jpg/1290x2796.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5a/c7/09/5ac709d8-912e-f7d7-11cd-9e20b3f16d2b/Tally_app_store_1290x2796_general_v8.jpg/1290x2796.png)

## TallyMoney Rating Breakdown in United Kingdom
- 5 stars: 410 (70%)
- 4 stars: 46 (8%)
- 3 stars: 23 (4%)
- 2 stars: 13 (2%)
- 1 stars: 92 (16%)

## TallyMoney Reviews in United Kingdom

### **--- "Review"
Some money was sent in and it wasn’t confirmed and I was also logged out of the application.
-- AP@012, 2025-01-03

### *---- "Trap"
Do not use this bank. There is too much bureaucracy for any kind of transfer or deposit – they ask for documents, screenshots, and endless questions. They do everything to hold onto your money. It’s a trap!
-- Feelliixxx, 2024-11-20

### ***** "The best there is."
Been with Tally from the beginning never  a moments concern has always worked without a hiccup.
-- Philip Parkin, 2024-11-11

### ***** "Worth it"
I’ve been using this app for a couple of years now haven’t put as much in as I’d wanted to but the money I have has been safe I’d recommend this app if you want to buy gold. The rates are good constant updates well worth it William tally customer
-- Wellzy87., 2024-11-11

### ***** "Easy and does what it says"
Great app. Very simple and easy to use.
-- TomCh Bakewell, 2024-11-11

### ***** "Happy &amp; simplicity"
Been with Tally since the beginning , happy with the consistency of the company 
Knowing my money deposits are back against something gives me confidence in the current economical climate that’ll I’ll be safer going forward.
-- D Clark82, 2024-11-11

### ***** "Spending Gold."
Had a Tally account for a few years now. Bought myself a short haul flight with Octobers gains. Simply not possible with conventional bank gains.
-- plinkthorum, 2024-11-05

### ***** "Best Monet thing ever!!"
I love Tally, it’s amazing because Gold is the best investment, and I’ve been able to see my pot grow over the past year and a half, while still access it like it’s a typical bank account with a card! The app is easy to navigate and use, it’s definitely my favourite. I just wish I had more money to invest in it, that’s the only downside 😉 
Samantha Wren
-- Anna Kiss, 2024-11-04

### ***** "Why aren’t all apps this good?"
Brilliant app, very user friendly, all you need.

Gordon Brooker
-- Jacksonsme, 2024-11-04

### *---- "Fee changes"
It seems they have started charging a minimum of £3 per month. Doesn’t make it worth it any more unless you plan to keep a lot of money in there I guess…
-- mujaah.id, 2024-10-05

### ***** "Amazing Idea"
Absolutely brilliant idea, I think people need to do some more research before signing yo judging by the comments below. I have been using for several years.

Your gold is insured through a trustee agreement - the gold is vaulted and in the event Tally go pop, you get 99 percent of the value of your gold paid out. Now if its over 85grand that is more than the UK Governmenr guarantees.

It works, I have made money on my deposits and successfully transferred money back to fiat with the profit. The fees are minimal, albeit if I were only buying 10 pounds worth of gold the account would not be worth it.

Given we are in a race to the bottom by central banks to devalue their currencies, its a no brainer to hold Tally and retain purchase power.

I have had some issues with login recently, I am presuming their will be an update to deal with it.

Other than that, bravo I know of no other bank account like it. Not a scam, as some have alluded to.
-- and its gone..., 2024-09-24

### *---- "Appalling, simply appalling !"
They ‘advertise’ a promo code to signup, yet it is not valid, when quizzed about this, it is quite conveniently expired. This is not necessarily about the money, it Is principle and if the ‘lie’ at this stage they are not fit to hold anyone’s money.

A few people have stated that this company are just harvesting data, this is EXACTLY what they are doing. BEWARE !

I have passed the information onto the data commissioner for review.

Their customer service is unhelpful and quite frankly completely fail to ‘understand’ the issue.
-- Clive ipad, 2024-09-10

### *---- "Is this application still developed?"
The application keeps on asking login details at every update and more. Is any developer listening to the constant issues people experience or this is just a space to collect complaints? Not only users, for months, have experienced problems with the service itself, but the poor application development is seriously worrying.
-- Le-chevalier, 2024-08-21

### *---- "AVOID. Will steal your personal data"
This account is useless for its purpose (savings). The fees will eat everything you gain from the gold, you are just better ordering bullion by post. 
They are clear about the initial fee to open the account, which i was willing to pay, but only after you give them all your personal data, ID and videoselfie, you discover the other hidden fees. 
I requested to close my account, and this was ignored. Now they have my personal data forever. 

This company is a scam. Im sure they dont even have half a gram of gold in their supposed “vault”. Companies that hoard gold have no need to steal personal data for profit.
-- Yuu M, 2024-07-30

### ***** "Minor problem promptly resolved"
I had a minor problem on the day I was invited to join, but thanks to Tally money I realised it was my misunderstanding. I was able to promptly resolve the matter thanks to Tally staff help.
-- Appropriate entry, 2024-06-20

### ***** "Good spot between savings and investments"
For a while now I’ve been looking for a way to get more from my savings without the hassle and big fees that some investment accounts come with. Tally is great for that, good long term return but mostly it is so quick and easy and I love that it’s easy access too. Overall would recommend if you’re in a similar position!
-- Cmaj89, 2024-06-19

### ***** "Love it"
Love the app and the bank and safe
-- mikegolmo, 2024-02-25

### ***** "Great for long-term savings"
TallyMoney helps tap into the potential of gold as an asset with a well-earned reputation for being a reliable store of value. It’s a great way to combat your savings from perishing along with Fiat’s ever lasting depreciation.

The team is supportive and I’m very happy with the service I’ve been receiving since I joined in April.
-- Kimia_Kimia, 2023-12-19

### *---- "Very bad bank"
It’s a fraudulent company. I regretted opening an account with them, I don’t recommend anyone to open an account with them never. I wish I could give them zero stars 😏
-- ggghgvdx, 2023-11-22

### ***-- "Great…but could be even better…"
It’s great.  I use it with Curve and Garmin Pay which is really convenient…the only feature Id really love to see which I classify as a “must have” is to see the relative performance of your gold purchases against the current gold price ie a profit / loss indicator - it’s currently not that easy to see if your average buy price is better / worse than the gold spot price - build that in and the product becomes infinitely better.
-- DC1988, 2023-08-22

[View all TallyMoney reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## TallyMoney Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Finance | #226 |

## TallyMoney Discovered Keywords
- save
- 1 line
- opus card
- monzo app
- tally app
- save the
- draw the line
- tally
- tally money
- tallymoney

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## TallyMoney Available In
- [United Kingdom](https://apptail.io/app/tallymoney-save-spend-gold-JSn/united-kingdom)
- [Cyprus](https://apptail.io/app/tallymoney-save-spend-gold-JSn/cyprus)
- [Italy](https://apptail.io/app/tallymoney-save-spend-gold-JSn/italy)
- [Japan](https://apptail.io/app/tallymoney-save-spend-gold-JSn/japan)
- [Netherlands](https://apptail.io/app/tallymoney-save-spend-gold-JSn/netherlands)
- [United States](https://apptail.io/app/tallymoney-save-spend-gold-JSn/united-states)

---

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