---
title: "Timo Digital Bank by BVBank - Reviews, Revenue and Downloads in Vietnam | Apple App Store"
description: "Smart spending and investment management with Timo Digital Bank by BVBank – free of all fees. Free withdrawals and transfers with Timo. Timo - The best bank for 4 consecutive years - is committed to b"
---

# Timo Digital Bank by BVBank — Vietnam
> Easy to use, 0 fees

![Timo Digital Bank by BVBank App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/6b/6a/c1/6b6ac124-0c5a-3950-73e8-0c0fad3887b7/AppIcon-0-0-1x_U007emarketing-0-8-0-P3-85-220.png/400x400bb.png)

**Developer:** [Viet Capital Commercial Joint Stock Bank](https://apptail.io/developer/viet-capital-commercial-joint-stock-bank-Qmub) (Vietnam)
**Category:** Finance
**Rating:** 4.4/5 (13,710 ratings)
**Price:** Free
**Bundle ID:** io.lifestyle.plusdigital
**Store:** Apple App Store
**Country:** Vietnam
**Version:** 26.24 (released 2026-10-07)
**Original Release:** 2020-07-05

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/vn/app/app/id1521230347)
**AppTail Page:** [https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/vietnam](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/vietnam)

## Timo Digital Bank by BVBank Description
Smart spending and investment management with Timo Digital Bank by BVBank – free of all fees.
Free withdrawals and transfers with Timo.
Timo - The best bank for 4 consecutive years - is committed to bringing you great experiences such as:
• Free 24/7 fast transfer to all banks in Vietnam with money transfer limit up to 1 billion VND/day with exciting feature experiences such as:
− Send notifications of receipt of money by heart, laugh or outrage for transactions with friends using Timo.
− Send money transfer messages in Vietnamese and Emoji.
− Easily view Transaction list with each Payee.
− TimoPay with link: Allows you to fast transfer money by sharing a link to anyone in 3 seconds without knowing their bank account numbers.
− QR Code: receive payments or deposits quickly without sharing your account information.
• Upgrade your online account package with Video call KYC to unlock international payments and increase money transfer limit up to 1 billion VND/day.
• Connect with popular e-wallets: Momo, ZaloPay...
• Pay by scanning VNPAY-QR code without cash safely - quickly - conveniently at payment acceptance points.
• Payment of utilities: bills (electricity, water, Internet, postpaid mobile phones...), phone top-ups...
• Experience international online payment with Timo Debit Visa virtual card.
• Help you easily access capital with:
− Timo Visa credit card: free of issuance fee and annual fee for life.
− Overdraft is a convenient financial tool that provides access to additional funds when your Spend Account balance hits zero.
− Installment loan package with partners of Timo.
• Smart online saving:
− Goal Save: help you achieve your short-term financial goals with automatic accrual settings by day, week or month.
− Term Deposits: allows you to open an online savings account with competitive interest rates and flexible terms.
• Money Pot: help break down your incomes and manage them effectively in the form of Money Pot corresponding to your own use.
• Invite your friends to join Timo with your own referral code and follow the journey with Timo Star Club.
• Investment partner VinaCapital, VCAM and Liberty Travel Insurance are both profitable investment solutions and protect yourself and your loved ones.
• Secure method trusted by multiple layers of login authentication and instant notifications when making transactions.
• Personal Financial Management – where all the quintessential tools to understand your finace reside:
− Cashflow Overview.
− Cashflow by Category.
− Asset Tracker.
− Credit Card Report.
− Cashflow by Payment Type & Payee.
As soon as you receive your TIMO debit card, YOU CAN INCREASE MORE BENEFITS:
• Free withdrawals at more than 17,000 ATMs of Napas and POS payments at all cardaccepting units nationwide.
• Quickly top up cash at the CRM (Cash Recycling Machine) system.
• Withdraw cash without a card using VietQR code at supported ATMs.
• Touch payment with Chip card is fast and safe.
• Activate, lock/unlock and reissue the card right on the app in case the card is lost.
• Link more e-wallets with Timo card numbers such as: Momo, ZaloPay…
OPEN A TIMO VISA CREDIT CARD TO ENJOY:
• Spend cashless with a limit of up to VND 500 million at more than 30 million card-accepting locations worldwide.
• Free annual card for life and enjoy spending up to 55 days with absolutely 0% interest charged..
• The installment feature helps you convert large expenses into smaller ones and choose the right repayment period.
Quickly open an online Timo account to enjoy a practical banking experience with your life.
If you have any questions, please kindly contact us:
Hotline: 1800 6788
Email: care@timo.vn
Website: www.timo.vn

## Timo Digital Bank by BVBank Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d2/1f/98/d21f9873-2a1c-de33-3737-d64e3e178150/TD_8.2_EN.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/94/88/c3/9488c3fc-490e-137d-52ee-6ba04362c49a/EN_-_app_store_-_1.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1c/0a/22/1c0a224f-06d5-db71-0586-c30934b540c9/EN_-_app_store_-_2.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8c/6a/7d/8c6a7d18-fc41-4016-dd48-575986c099ee/6b1c9d5a-47f5-4695-8d36-e2b597103181_App-Presco_EN_1284x2778-05.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3e/0e/4d/3e0e4d1b-c92e-1f12-e40f-4f6febcd95df/EN_-_app_store_-_4.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/30/dd/c5/30ddc53d-aefe-1edc-ab73-993da6ec8cd5/e4c8e1fc-e10b-4980-8de7-863794f5f115_App-Presco_EN_1284x2778-06.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ea/10/15/ea101539-87b2-72de-47e3-28b24ecdeb5c/EN_-_app_store_-_6.png/1284x2778.png)

## Timo Digital Bank by BVBank Rating Breakdown in Vietnam
- 5 stars: 11,161 (81%)
- 4 stars: 552 (4%)
- 3 stars: 242 (2%)
- 2 stars: 176 (1%)
- 1 stars: 1,579 (12%)

## Timo Digital Bank by BVBank Reviews in Vietnam

### ****- "Thêm mục sinh lời trong hũ chi tiêu"
-Đề xuất nên có tính năng sinh lời tự động cho hũ chi tiêu để tiền góp không bị nhàn rỗi
-App hay bị thoát ra nếu  vừa quay ra app khác 1 tí
-Nhiều mục và chức năng quá sẽ gây hơi rối với người mới 
-Số dư tk chính cập nhật chậm dù thông báo đã hiện nhận được tiền từ người khác
-- Lttnxx, 2025-01-01

### ***** "Tuyệt vời"
Mình có lỡ nhập quá mk 5 lần và để nhầm email chính thành icloud ẩn mà cskh bên timo là phương hỗ trợ mình rất cẩn thận và chu đáo. Vì lúc đấy mình đang rất hoảng vì ngân hàng timo ở chỗ mình khá xa và toàn bộ tiền của mình đều ở trong đấy và mình chưa làm thẻ cứng nên k thể rút tiền ra. Vì hoảng nên mình có hỏi nhiều câu hơi ngơ mà c ấy vẫn hộ trợ mình tận tình. Và mình đã mở lại đc mật khẩu và dùng tiếp. Cảm ơn timo vì đã tuyển cskh tuyệt vời như vậy
-- mạnh đan, 2024-12-31

### *---- "bịp"
quét các kiểu thành công r nạp tiền vào khoá tk kêu quét ch chuẩn. Bố thí
-- Ty31_, 2024-12-30

### *---- "Suốt ngày cập Nhật"
Cập nhập vừa thôi nặng cả máy mà không có tính năng gì mới cập nhật xong vẫn bắt cập Nhật nên khắc phục ngay !
-- Đmmđcu may, 2024-12-29

### **--- "Lỗi"
Shop ơi app bị lỗi r huhu, cập nhật r vẫn ko vào được
-- ....,,.,,,,, 2024-12-27

### *---- "Lỗi cập nhật"
Bắt cập nhật xong vẫn iu cầu cập nhật ko vào đc là sao vậy?
-- Sen tím rịm 0 ưa màu đỏ, 2024-12-27

### *---- "App đột ngột báo no longer supported"
App rất bất ổn.
-- quanghieu208, 2024-12-27

### ****- "Số dư tài khoản không còn nhưng vẫn hiện số tiền ảo"
Số dư tài khoản không còn nhưng vẫn hiện số tiền ảo
-- Íbsbdnd, 2024-12-26

### *---- "Trải nghiệm dịch vụ không ổn"
Sao dùng timo cứ hay bắt cập nhật sinh trắc học suốt vậy? Trong khi đã cập nhật rồi. Nhiều khi có việc muốn chuyển tiền nhưng không được. Thật là rắc rối.
-- 23manty, 2024-12-24

### *---- "Tệ"
Rất tệ từ thái độ nhân viên đến ứng dụng trong việc cập nhật sinh trắc học . Thật sự thất vọng !
-- linhbaoloi, 2024-12-24

[View all Timo Digital Bank by BVBank reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Timo Digital Bank by BVBank Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Vietnam | Finance | #43 |
| Top Free | Vietnam | Overall | #227 |

## Timo Digital Bank by BVBank Discovered Keywords
- bank card checker
- liobank
- tnex
- daily spend
- easy to use
- credit cards
- timi
- timo digital bank
- bank easy
- digital

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## Timo Digital Bank by BVBank Available In
- [Vietnam](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/vietnam)
- [United States](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/united-states)
- [Japan](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/japan)
- [Singapore](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/singapore)
- [Taiwan](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/taiwan)
- [Australia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/australia)
- [Philippines](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/philippines)
- [Thailand](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/thailand)
- [United Kingdom](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/united-kingdom)
- [Canada](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/canada)
- [China](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/china)
- [South Korea](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/south-korea)
- [Malaysia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/malaysia)
- [France](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/france)
- [Ukraine](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/ukraine)
- [Germany](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/germany)
- [Indonesia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/indonesia)
- [Russia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/russia)
- [New Zealand](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/new-zealand)
- [Finland](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/finland)
- [Türkiye](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/turkey)
- [Kazakhstan](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/kazakhstan)
- [India](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/india)
- [Nigeria](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/nigeria)
- [Sweden](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/sweden)
- [Hong Kong SAR China](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/hong-kong)
- [Italy](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/italy)
- [Spain](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/spain)
- [United Arab Emirates](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/united-arab-emirates)
- [Austria](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/austria)
- [Netherlands](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/netherlands)
- [Brazil](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/brazil)
- [South Africa](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/south-africa)
- [Poland](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/poland)
- [Belgium](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/belgium)
- [Belarus](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/belarus)
- [Switzerland](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/switzerland)
- [Ghana](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/ghana)
- [Greece](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/greece)
- [Jordan](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/jordan)
- [Lebanon](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/lebanon)
- [Macao SAR China](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/macau)
- [Norway](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/norway)
- [Portugal](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/portugal)
- [Romania](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/romania)
- [Ireland](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/ireland)
- [Egypt](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/egypt)
- [Iceland](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/iceland)
- [Estonia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/estonia)
- [Jamaica](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/jamaica)
- [Uruguay](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/uruguay)
- [Ecuador](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/ecuador)
- [Kenya](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/kenya)
- [Israel](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/israel)
- [Algeria](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/algeria)
- [Kuwait](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/kuwait)
- [Cayman Islands](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/cayman-islands)
- [Dominican Republic](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/dominican-republic)
- [Uzbekistan](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/uzbekistan)
- [Sri Lanka](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/sri-lanka)
- [Lithuania](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/lithuania)
- [Luxembourg](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/luxembourg)
- [Latvia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/latvia)
- [Madagascar](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/madagascar)
- [North Macedonia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/north-macedonia)
- [Mali](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/mali)
- [Venezuela](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/venezuela)
- [Malta](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/malta)
- [Mauritius](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/mauritius)
- [Mexico](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/mexico)
- [Denmark](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/denmark)
- [Namibia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/namibia)
- [Czechia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/czechia)
- [Nicaragua](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/nicaragua)
- [Cyprus](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/cyprus)
- [British Virgin Islands](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/british-virgin-islands)
- [Nepal](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/nepal)
- [Colombia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/colombia)
- [Oman](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/oman)
- [Panama](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/panama)
- [Peru](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/peru)
- [Chile](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/chile)
- [Pakistan](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/pakistan)
- [Belize](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/belize)
- [Angola](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/angola)
- [Paraguay](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/paraguay)
- [Qatar](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/qatar)
- [Armenia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/armenia)
- [Botswana](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/botswana)
- [Saudi Arabia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/saudi-arabia)
- [Brunei](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/brunei)
- [Bermuda](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/bermuda)
- [Slovenia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/slovenia)
- [Slovakia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/slovakia)
- [Senegal](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/senegal)
- [Suriname](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/suriname)
- [El Salvador](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/el-salvador)
- [Bahrain](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/bahrain)
- [Tunisia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/tunisia)
- [Bulgaria](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/bulgaria)
- [Barbados](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/barbados)
- [Azerbaijan](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/azerbaijan)
- [Uganda](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/uganda)
- [Argentina](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/argentina)
- [Guyana](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/guyana)
- [Honduras](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/honduras)
- [Croatia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/croatia)
- [Hungary](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/hungary)
- [Grenada](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/grenada)
- [Cambodia](https://apptail.io/app/timo-digital-bank-by-bvbank-NNv/cambodia)

---

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