---
title: "Tloan - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Tloan – Your Smart Credit Lifeline. Fast, Fair & Fully Transparent.  Tloan is more than just a loan app—it's your intelligent financial partner. We provide instant access to credit with unprecedented "
---

# Tloan — Nigeria
> Fast Cash Naira Loan

![Tloan App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/c3/54/f9/c354f981-858b-800e-4544-254b841cbb5d/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [GIASUN TECHNOLOGY NIGERIA](https://apptail.io/developer/giasun-technology-nigeria-HkLmtb)
**Category:** Finance
**Rating:** 4.4/5 (1,135 ratings)
**Price:** Free
**Bundle ID:** com.tingo.credit.money.nigeria
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 1.0.0 (released 2026-01-13)
**Original Release:** 2026-01-12
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6755294951)
**AppTail Page:** [https://apptail.io/app/tloan-pMfy/nigeria](https://apptail.io/app/tloan-pMfy/nigeria)

## Tloan Description
Tloan – Your Smart Credit Lifeline. Fast, Fair & Fully Transparent.

Tloan is more than just a loan app—it's your intelligent financial partner. We provide instant access to credit with unprecedented clarity, flexible terms, and a commitment to helping you build a healthier financial future.

-Loan Amount: up to ₦1,000,000. Whether it's for a sudden bill, a business boost, or a personal project, we’ve got you covered.
-Loan Tenure: 91 to 365 days. Choose a repayment schedule that aligns with your cash flow, not the other way around.
-Total Cost Transparency: We operate with a Maximum APR of 36%. No hidden fees, no surprises. Our daily interest calculation ensures you only pay for the days you use the funds.

See Exactly What You Get:
Let's take a ₦800,000 loan for 120 days at a 30% APR as an example:
1.Principal Amount: ₦800,000
2.Total Interest: ₦800,000 * 30% * (120/365) = ₦78904
3.Total Repayment: ₦878,904

Why Tloan is Your Best Choice？
-Intelligent & Instant: Our AI-driven platform assesses your application in minutes, not hours. Get approved and see funds in your account 24/7.
-Smart Credit Builder: With Tloan, responsible borrowing is rewarded. Make timely repayments and watch your credit limit grow for future needs.
-100% Digital & Secure: From application to repayment, every step is on your phone. We protect your data with bank-level encryption and never share it without your consent.
-Flexible Early Repayment: Want to save on interest? Pay back your loan early at any time without penalties. We celebrate your financial wins..
-Proactive Financial Assistant: Get smart reminders for repayments and personalized insights to help you manage your credit health effectively.

The Tloan Advantage: Built for the Modern Nigerian!
1.No Collateral, No Stress: Your word and financial profile are your collateral. No need for assets or guarantors.
2.FCCPC Compliant & Licensed: Operate with peace of mind. Tloan is a registered digital lender adhering to all Nigerian financial regulations.
3.Designed for Everyone: Tailored solutions for salary earners, entrepreneurs, freelancers, and small business owners.

Get Funded in Four Simple Steps
1.Download&Sign Up: Get the Tloan app from the App Store. Register with your phone number in seconds.
2.Apply Smartly: Enter your desired amount and term. Then Complete your basic personal information
3.Sign&Receive: E-sign your transparent contract upon approval. The money is transferred directly to your bank account swiftly.
4.Manage&Grow: Use our intuitive dashboard to track your loan, make payments, and monitor your growing creditworthiness.

Your Security & Our Promise
Trust is our foundation. Tloan is built on a platform of robust security protocols and regulatory compliance. We are committed to ethical lending, ensuring you have a safe, reliable, and empowering financial experience.

Have Questions? We're Here For You.
Visit: Esomo Close, Toyin St, Ikeja, Lagos
Email: tingoserviceng@gmail.com
Hotline:09017130923 or 08142487514

## Tloan Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/25/5e/d4/255ed4cf-e10c-f849-480f-bfaf99cdc731/1242x2688__U00281_U0029.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/53/10/13/53101388-f612-a6e9-8cbc-a5999442f087/_U4e0a_U67b601-1242x2688.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/78/b2/e0/78b2e092-ce97-0e1d-467e-10a53c93e8ff/_U4e0a_U67b602-1242x2688.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5f/5f/70/5f5f7032-9be8-5db9-6a19-ad0c886b6a11/_U4e0a_U67b603-1242x2688.png/1242x2688.png)

## Tloan Rating Breakdown in Nigeria
- 5 stars: 864 (76%)
- 4 stars: 71 (6%)
- 3 stars: 57 (5%)
- 2 stars: 41 (4%)
- 1 stars: 102 (9%)

## Tloan Reviews in Nigeria

### *---- "You showed me loan limit but you didn’t give me loan"
Please don’t bother me to pay back because i didn’t see any money in my account thanks
-- Fildelis2576, 2026-04-04

### *---- "Frauds!!!!"
I made a repayment today and it’s not even their due date yet but my payment has not been updated on the apps. Your contacts are not going through. Rectify the payment and stop calling me else I report this app for fraudulent activities. Bunch of thieves!!!
-- Zaemmmmmmmyyys, 2026-03-31

### *---- "Bunch of Scammer"
You guys gave me a loan of 7,500 and I was supposed to pay back in 7days which I did and now you guys are expecting me to pay another 10,206 after the first one I paid which is simply impossible, and none of your customers service number seem to be going through, I’m not paying any extra money if that’s what you’re expecting tho, and don’t call me again
-- W-Dee-w, 2026-03-24

### *---- "Most Useless App Ever!!!"
Interest rate too high….Worst app Ever!!! Thieves…
-- Datveryfinewoman, 2026-03-23

### *---- "It’s so annoying"
Kindly delete my database information
-- BlackK800, 2026-03-21

### *---- "Locopower"
Worst service so far. Why can’t you people show the interest attached to the Loan before approving? 
This is not fair, it is even stealing with tricks.
-- Alinko 1, 2026-03-20

### *---- "Fraudulent"
They gave me an offer, then made me use my card to pay binding fee only to withdraw the loan offer after debiting me, so I’m giving you zero star
-- Akpos Ukale, 2026-03-11

### *---- "Data delete."
I need my data deleted from the app ASAP.
-- Sam the guy!, 2026-03-11

### *---- "Bad people"
E no go better for una, after deducting money from my account and you guys refuse to loan me, una no go die well Amen
-- OmoIyaashabi101, 2026-03-09

### ***** "Tloan"
Tloan
-- Rich-Doll1, 2026-03-07

### ***** "Thanks"
Thank you 
For trusting me to pay back. I won’t disappoint 🙏
-- Nikita12345@, 2026-03-05

### ***** "Good"
Good
-- Ololamimo, 2026-02-27

### *---- "They are thieves"
Please do not even try to download this app you will regret it. So I downloaded the app and after putting all my personal details they forced a 2660 loan on me I didn’t accept the loan now I’ve been trying to cancel my account and they are telling me I have an outstanding order, that I should complete the order before I can cancel my account. They’re thieves. Let me tell you guys, if anything should happen to my bank account or my bvn.. ahh thank God I saw you people on FCCPC approved list making it easier for me, I will suck you people dry, you think you guys are smart abi.. just try me first.
-- Andokie83, 2026-02-24

### **--- "Appreciated"
I’m happy with the Tloan app but the money is too small for me
-- Good talented, 2026-02-21

### ***** "Tloan"
My experience with Dylan is successful
-- @chi123, 2026-02-05

### *---- "Very bad"
Run for ur life ooo very bad app
-- Change ur way, 2026-02-04

### *---- "Bad"
You guys are mad after all the stress no loan
-- Kessykess97, 2026-01-26

### ***** "Good"
No stress easy cash depending on your credit score
-- Dannymore datiemo, 2026-01-16

[View all Tloan reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Tloan Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #12 |
| Top Free | Nigeria | Overall | #56 |

## Tloan Discovered Keywords
- tloan



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