Toshl Finance - Best Budget

Expense, bank account tracker

Published by: Toshl

Description

Track all your credit cards, bank accounts and cash in one place. Toshl Finance helps more than 2 million people keep track of their personal finances. Know your finances. Have fun!

"Of all the apps for monitoring spending, one of the hardest to beat is Toshl Finance.” - New York Times
"Now I know where my money is disappearing to, thanks to Toshl...” - BBC
Winner of The Europa award for Best Commerce, Finance or Payments Startup

Easy data entry
- automatically connect over 13 000 different bank accounts, credit cards or financial services in Australia and around the world. Including Australian banks; Bankwest, ANZ, ING, Commonwealth Bank, MLC, Hesta, Westpac, Suncorp and others.
- quick & easy manual expense entry in only 4 taps. Tip calculator included.
- use any currency. Almost 200 currencies with always fresh exchange rates are supported, including 30 cryptocurrencies.
- add rich data to entries: multiple tags, financial account, location, description, repeats, bill reminders with notifications, photos. Photos are great for keeping receipts, warranty info and expense reporting.
- import data from your online bank files (CSV, Excel, QIF, QFX, OFX etc.) in the web app

Useful graphs
- big picture overview of how your money flows each month
- how much you have left to spend this month while maintaining your budget goals
- pie charts, bubble graphs, expense locations map

Budgets
- budgets for all expenses or filtered by categories, tags or accounts
- budget for any time period
- optional rollover to the next budget period
- notifications warn you when you approach your budget limits

Sync with multiple mobile devices
- use on an unlimited number of devices, on multiple mobile platforms
- your data automatically syncs to all devices and the web app
- automatic backup, data is safe even if you lose your device

Syncs with the web app
- open the web app on your laptop, desktop computer or tablet and use Toshl in comfort on a large screen
- automatically synced with mobile app
- extensive data visualisations with month-over-month comparisons and filtering by category, tag, location

Toshl Pro & Toshl Medici
You can use most Toshl Finance features for free forever.
We offer 2 subscription plans which unlock more advanced features.

Free - 2 financial accounts, 2 budgets
Pro - unlimited financial accounts, unlimited budgets, save receipt photos with expenses, repeat expenses, set bill reminders, unlock with fingerprint - $2.99/month or $19.99/year
Medici - automatically import data from your US or Canadian bank, credit card or other financial service. Also includes all Toshl Pro features. $4.99/month or $39.99/year

Your payment will be charged to your iTunes Account. If you are eligible for a trial period, the payment will be charged when the trial period has ended. If you have already used the trial period, it will be charged once you confirm your purchase here.

Your iTunes account will be charged again when your subscription automatically renews at the end of your current subscription period unless auto-renew is turned off at least 24 hours prior to the end of the current period.

You can manage or turn off auto-renew in your Apple ID Account Settings any time after purchase.
Privacy policy https://toshl.com/privacy/
Terms of Service https://toshl.com/terms/
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In-Apps

Toshl Medici Monthly
$7.99
Toshl Medici Yearly
$63.99
Toshl Pro Monthly
$4.99
Toshl Pro monthly
$4.99
Toshl Pro Yearly
$31.99
Toshl Pro
$31.99
Toshl Pro with 10% discount
$3.99
Toshl Pro with 20% discount
$2.99

Screenshots

Toshl Finance FAQ

  • Is Toshl Finance free?

    Yes, Toshl Finance is free to download, however it contains in-app purchases or subscription offerings.

  • Is Toshl Finance legit?

    🤔 The Toshl Finance app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Toshl Finance cost?

    Toshl Finance has several in-app purchases/subscriptions, the average in-app price is $19.12.

  • What is Toshl Finance revenue?

    To get estimated revenue of Toshl Finance app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.56 out of 5

64 ratings in New Zealand

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Ratings History

Toshl Finance Reviews

Does NOT accept ANZ New Zealand

OiorHello on

New Zealand

I’m giving one star BECAUSE you guys added ANZ in the screenshots preview! But works ONLY for Australia, and this info isn’t in the app description. So, need to download and install to realize that. I’m not asking to add “every bank in the world at once." but to at least provide what is shown.

Not good

ty171874927193729173 on

New Zealand

First of all I did not get a free trial, after telling me I’d get one they went ahead and charged me. The app is super confusing and I can’t even see my bank information correctly. The bank does not sync properly. I want my $7 back 😡

Something wrong

Tif 2020 on

New Zealand

Hi I just start to use . But recently can not log in to My bank. Please fix the problem for me! Thank you.

Location editing is ridiculous

fian20092010 on

New Zealand

Dear Toshl, I am your loyal user since my study in Japan back in 2016. Back then, Toshl was lovely, I could do the bookkeeping at the end of the day without any fuss because I can always place the location where the transaction happened without being hampered by Toshl’s know-it-all algorithm of determining transaction location using GPS. Please bring that feature back, being modern does not always equal being smart or honest.

Budgeting made exciting!

TracyJanine on

New Zealand

I've been looking for a good app to help with my budgeting for almost a year. All of them seemed to be too complicated or too simple for my personal use. I had almost given up when I stumbled across Toshl. Not only does it do what I want it to but the free version doesn't have annoying ads & it's actually fun to use. I get excited about my budget now!

Disappointed

blucomposure on

New Zealand

Very polished app, easy to use and syncing works great, but it's pretty useless for managing a family. This is because you cannot easily assign a budget per person per category. For example, I need a way to allocate a clothing budget per person. A single budget for the clothing category is not enough. I like to save my money and buy good quality items that I wear often, but my wife likes to buy many lower priced items as soon as there is enough money in the budget to do so. Without a way to separate the budgets, her spending will use up the budget, leaving me with nothing to spend. Having a separate budget is the fairest way to manage this. Unfortunately the only way to manage this is to create a tag for every person-category combination i.e. "Jane clothing", "Joe clothing", "Jack clothing", Jane lunch", "Joe lunch", "Jane health", "Joe health", "Jack educational activities", "Jaquie educational activities" etc. This makes the app very messy, makes finding a tag very slow and increases the time it takes to enter an expense. I suggest the developers allow a combination of category and tag so you can create a budget for category: "Clothing and footwear" with tag: "Jane". This would keep the tags tidy and make it easy to enter expenses. Unfortunately I was advised that this is not an upgrade that they are likely to implement. After spending USD$30 to upgrade to Toshl pro I am feeling disappointed that I now need to look for an alternative budget management app. In summary, this is a fantastic app for managing a single person's finances, but in my opinion is not flexible enough to handle a household's expenses, or even a couple's expenses.

Best spending app for NZ

wandering kiwi on

New Zealand

I get paid fortnightly. 99% of apps don't cover this but Toshl is perfect. I don't need the paid features as the free version covers everything. Fantastic app!

Great little app

Chchjoe on

New Zealand

Fantastic job of making your finances fun, so easy to use yet it does everything you need to keep track of your finances.

Older version is better, however...

MikeV! on

New Zealand

With the updated website and the constant interference with the original toshl app. The simplicity and beauty of the original version is constantly behind interrupted with tags and reminders to update. This new version is a drastic step away from what made this app great. I will not be renewing my subscription anymore and will find something similar to the original version.

Simple and effective

vels79 on

United States

I’ve been using Toshl for more than 11 yrs now and is impressed by the simple UX. This app has helped me track my expenses and manage my finances better.

Store Rankings

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