--- title: "True Finance: Cash Advance - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Instant Cash Advance Up to $150*, Budget and Earn Money True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra inc" --- # True Finance: Cash Advance — United States > Get, Earn, and Save Money ![True Finance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/bd/1b/9d/bd1b9d58-81d8-4c22-354e-aaacdad9e395/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [True Finance](https://apptail.io/developer/true-finance-uIcb) **Category:** Finance **Rating:** 4.8/5 (67,526 ratings) **Price:** Free **Bundle ID:** com.jointrue.app **Store:** Apple App Store **Country:** United States **Version:** 10.5.0 (released 2026-08-10) **Original Release:** 2022-12-21 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6443564349) **AppTail Page:** [https://apptail.io/app/true-finance-cash-advance-znsb/united-states](https://apptail.io/app/true-finance-cash-advance-znsb/united-states) ## True Finance Description Instant Cash Advance Up to $150*, Budget and Earn Money True Finance is your all-in-one app to budget smarter, earn more, and access instant cash advances up to $150. Track spending, earn extra income, boost your credit score, and get interest-free cash advances*. Over $50M in advances given and users have earned over $1,200/month in rewards.

 SMART BUDGETING TOOL Get a clear, accurate view of your spending with one of the most reliable budgeting tools available.
Accurate Categorization: Transactions automatically assigned to 16 categories for a full picture of where your money goes.
Simple Dashboard: All spending organized in one place and updated instantly.
Flexible Tracking: View by category, time period, or custom tags (custom categories and alerts coming soon).

 CASH ADVANCES Access up to $150 in interest-free cash advances with no credit checks. Funds can arrive in minutes for an optional instant fee*, or within three business days via standard processing. Approval is based on eligibility and requires a connected, qualifying bank account. Over $50M in cash advances have been provided.

 CREDIT SCORE MONITORING View and track your credit score, powered by VantageScore 3.0 and Equifax data through our partner Array. Receive alerts for changes such as new loan applications or credit pulls to help prevent identity theft early.
 
 INSTANT PROCESSING Instant processing is available for a small fee ranging from $1.99–$5.99. Eligible users receive their cash advance within the hour instead of standard 1–2 business day ACH transfers. Availability depends on bank participation in FedNow; some smaller banks and credit unions may not qualify.

 EARN TAB Turn spare time into real cash. Play games, complete tasks, and take surveys to earn rewards. Top users have earned up to $1,200 per month. MARKETPLACE OFFERS Explore personal loans, credit cards, and insurance from trusted partners — all in one app.

 ABOUT TRUE FINANCE Launched in 2023, True Finance helps members bridge the gap between paydays with tools to budget, earn, and access short-term cash when needed. The app provides credit score tracking, identity protection alerts, and a financial marketplace for exploring additional money solutions.

 MEMBERSHIP DETAILS AND DISCLAIMERS Membership is required to request cash advances and use the Budget tab. Approval is not guaranteed. Premium members may earn up to 10% more in the Earn tab. Membership costs $6.99/month and renews automatically until canceled in-app. Uninstalling does not cancel membership. Instant transfer fees ($1.99–$5.99) are not included. Cash advance amounts range from $10–$150, with an average of $45 as of Dec 2025. ## True Finance Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ed/46/d1/ed46d1b8-f9b1-7389-6a2a-9533afb7b5ab/Dark_Blue_1.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c7/c2/ec/c7c2ec41-7b18-5d34-3ba7-9ddab3b26bbe/Dark_Blue_2.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c6/d3/d9/c6d3d935-ebd4-f6a4-2a62-8e1c0ac5a963/Dark_Blue_3.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3f/c7/d4/3fc7d4e6-abcf-3c8a-304a-593fc695c64b/Cash_Advance_.png/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/64/ed/83/64ed8365-8b72-381b-e51b-a1c0a49eec8a/Earnings.png/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ed/ac/51/edac51af-b5cc-18b3-dc4a-15df0e613692/Budget.png/1284x2778.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/08/aa/96/08aa9631-d82d-d4f0-1f82-9b7cba790380/Credit_Score.png/1284x2778.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/9e/84/a59e8447-8b94-9bb5-f0b7-12fabe3730d3/Marketplace.png/1284x2778.png) ## True Finance Rating Breakdown in United States - 5 stars: 61,187 (91%) - 4 stars: 2,348 (3%) - 3 stars: 1,153 (2%) - 2 stars: 524 (1%) - 1 stars: 2,314 (3%) ## True Finance Reviews in United States ### ***** "Great app" This is a great app -- KINGJUNIOUS, 2024-12-31 ### *---- "Makes you pay" Need help with a bill and saw this app offered small loan . After signing up and putting in all my info then. And only then the app told me I need to pay $5 a month for a small loan. Uninstalled right away. -- Comatosetb, 2024-12-29 ### *---- "Only 10$?" Really? I signed up paid 5$ for the program and I basically just get my money back. What a joke -- jtimefresh, 2024-12-28 ### *---- "Beware if just looking for advance" You have to subscribe first for $5 only to most likely be told no to advance. Save your $5. -- GrandpaRob69, 2024-12-28 ### ***** "Money in minutes" Good app when you need quick cash. Goes up everytime it’s paid back. -- Dashana, 2024-12-27 ### ****- "Good so far" Seems good so far -- 💯🐒👍, 2024-12-27 ### *---- "No Chime; No PNC." Quite disappointed that this does not work with Chime, which is my only bank. It also does not work with PNC, my husband’s bank. When you are checking the “I agree / please verify the following” boxes, the last box quite literally states “bank account is not with Chime; PNC” (and one other I cannot remember, possibly Varo). Not sure why some of these apps refuse to work with Chime, but of all the banks I have had experiences with over the years, Chime has been the absolute BEST. Do better. -- tlfphoenix, 2024-12-24 ### *---- "Terrible!! Waste of time!!" Charged $3.99 to my debit card before getting to apply. It should be there other way around. Declined me for an advance even though I have plenty of money in my bank account. I just wanted to try a new app. This is a joke. Would give it 0 stars if I could. -- Gfvvdhcv, 2024-12-24 ### ****- "Decent" Wish the money would come immediately not one to two days and the amount could definitely be higher, but I see it grows each time you borrow and pay back so to be continued -- Didn’t grhe the deposit, 2024-12-23 ### *---- "Signup" You subscribe to get denied and for them to take your $5. Definitely a scam app -- Teeejayyy09, 2024-12-23 [View all True Finance reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## True Finance Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | United States | Finance | #70 | ## True Finance Discovered Keywords - groceries list - the money app - refunds - true app - true finance - truemoney ## Apps Similar to True Finance - [OneBlinc Cash Advance](https://apptail.io/app/oneblinc-cash-advance-MUQ/united-states) - [Emerald Express Cash](https://apptail.io/app/emerald-express-cash-KOR/united-states) - [Clair](https://apptail.io/app/clair-hmhb/united-states) - [ImmediatePay](https://apptail.io/app/immediatepay-ryhb/united-states) - [Zirtue: Lend & Borrow Money](https://apptail.io/app/zirtue-lend-borrow-money-OVoc/united-states) - [Get Paid Early: Cash Advance](https://apptail.io/app/get-paid-early-cash-advance-VpHm/united-states) - [VANSi - Cash Advance](https://apptail.io/app/vansi-cash-advance-ytOn/united-states) - [Personal Loan for Bad Credit ⁺](https://apptail.io/app/personal-loan-for-bad-credit-vjIo/united-states) - [Grant Cash Advance](https://apptail.io/app/grant-cash-advance-dyXo/united-states) - [Money App - Cash Advance](https://apptail.io/app/money-app-cash-advance-mlvp/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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