--- title: "UB Negosyante - Reviews, Revenue and Downloads in Philippines | Apple App Store" description: "Designed to take the hassle out of banking so you could focus on growing your business. Enjoy seamless experience with UB Negosyante SME Business Banking. Open an account • First Philippine Bank to " --- # UB Negosyante — Philippines > Seamless Banking for MSMEs ![UB Negosyante App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a8/1e/12/a81e126f-440b-4932-0582-4b14625d6629/AppIcon-SME-0-0-1x_U007emarketing-0-8-0-85-220.png/400x400bb.png) **Developer:** [UnionBank of the Philippines](https://apptail.io/developer/unionbank-of-the-philippines-nGQ) **Category:** Finance **Rating:** 4.6/5 (632 ratings) **Price:** Free **Bundle ID:** com.unionbankph.corporate-sme **Store:** Apple App Store **Country:** Philippines **Version:** 3.15.0 (released 2026-07-30) **Original Release:** 2020-02-17 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id1498905979) **AppTail Page:** [https://apptail.io/app/ub-negosyante-Esu/philippines](https://apptail.io/app/ub-negosyante-Esu/philippines) ## UB Negosyante Description Designed to take the hassle out of banking so you could focus on growing your business. Enjoy seamless experience with UB Negosyante SME Business Banking. Open an account • First Philippine Bank to enable customers to open business accounts without going to the branch • Choose between Business Starter with an initial deposit of PHP 5,000.00 or Business Check with an initial deposit of PHP 100,000.00 Deposit Checks • Deposit checks up to PHP 500,000.00 • Deposit checks by taking a photo via the app • Get notified of your status through the app Generate QRPH • Generate your business' QRPH code and receive payments instantly • Collect payments from any participating QRPH banks and e-wallets Request Payments • Collect payments with your own checkout page • Provide your customers the option to choose between UnionBank Online, InstaPay, GCash, GrabPay, Debit or Credit Card, Palawan Express, and more • Monitor your payments and get notified in real-time Transfer Funds • Save your frequent recipients • Schedule your transfers • Transfer funds to anyone, to any bank, any time, without any enrollment or going to the branch • Real-time crediting for transfers between your accounts or other UnionBank accounts • Transfer real-time up to PHP 50,000.00 via InstaPay • Transfer to anyone with PESONet. Same or next business day crediting • Transfer U.S. Dollars to other local banks via PDDTS for only US$ 2.00 • Transfer U.S. Dollars internationally via SWIFT for only US$ 25.00 Pay Bills • Select from over 300+ billers • Pay your utility, phone, rent, and more • No need to enroll billers • Save billers you regularly pay • Schedule your regular payments Approvals • Manage transactions that require your approval View Accounts • View all your account balances in one place • Real-time monitoring of your transactions Security • Secured access enabled by OTP and biometrics • Self-service password reset and profile unblocking 2023 Best Bank For SMEs in the Philippines by 2023 Asiamoney 2023 Mobile Banking & Payment Initiative of the Year by Asian Banking & Finance 2022 Outstanding Digital CX Payments by The Digital Banker 2022 SME Bank of the Year by Asian Banking and Finance 2021 SME Bank of the Year by Asian Banking and Finance 2021 SME Bank of the Year by EFMA 2021 Best Bank for SMEs by Asiamoney 2021 Best Mobile Banking Technology by Asian Banking and Finance Also available on the web: Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, reach out to us through UnionBank Business Support at business@unionbankph.com or (02) 8-667-2668. Member: PDIC. Maximum deposit insurance for each depositor: PHP 1,000,000. ## UB Negosyante Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/fa/62/b8/fa62b8b2-6689-23b5-b15c-24e225f1e400/0fa755a1-f6b1-48d3-92ff-27eb89fcd6c6_iOS_01.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/eb/8d/42/eb8d42af-5862-f097-8e7b-6c09fc029aff/00017765-760a-4e8a-9765-2079d2ba6449_iOS_02.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/c7/d5/a9/c7d5a909-d5de-32d0-f9c3-60c78f5ac354/0d04c8e0-d0b2-479a-ad24-7410a8fe9770_iOS_03.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/93/28/41/932841d4-29cd-c838-8005-cfd1824e6121/af537bac-69c9-47e4-9fb1-64725cd4c381_iOS_04.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/da/c7/80/dac7805d-708b-f93a-f87c-be120e5f6a4b/c8fb0ae2-ceb2-46e6-9ec3-9cf740b57e15_iOS_05.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/ab/d3/1b/abd31bb1-7840-de2c-8f06-e28b88c164d9/af028b33-9576-4ea7-b381-3862584344f2_iOS_06.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/4b/c9/08/4bc90818-8822-81b6-da77-f5f8662ddc5a/0bb0290b-8b80-418f-bb84-2c5b451e4318_iOS_07.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/a1/f0/5f/a1f05f47-3f13-f30d-70b7-d31877ee7c28/b8623312-85b3-41a3-8aff-78d314af7e26_iOS_08.png/1242x2688.png) ## UB Negosyante Rating Breakdown in Philippines - 5 stars: 536 (85%) - 4 stars: 27 (4%) - 3 stars: 13 (2%) - 2 stars: 10 (2%) - 1 stars: 46 (7%) ## UB Negosyante Reviews in Philippines ### **--- "Account verification" Cannot finish the account verification. Always having ang error at the final submission. -- Mapuan tanker, 2024-11-13 ### *---- "Withdrawal is not reflecting" I withdraw 55k money to transfer to my BPI acct it is not still reflecting -- cyberdriller, 2024-10-12 ### *---- "App bug cannot transfer vis instapay" App says account number should not contains space where in the first place the app itself make a spaces between account number and u cant proceed with transfer how can we use this so useless! -- TheUselessBug, 2024-09-26 ### *---- "Registration Process" The regustration process is worst! I cannot sign up to tgeir online banking, I really need to have a business account but the system is very inconvenient!!! -- Shasha!!!!, 2024-07-14 ### **--- "Downtime too frequent lately" I dont know if this has something to do with the merger with citi but the frequent crashes and downtime of the UB negosyante app has been a great inconvenience to our business. We cant monitor our funds and issued checks properly. They need to get their stuff together ASAP -- amtc2000, 2024-04-12 ### *---- "Server error" Cant access the app for 2 days already. Calling their customer service but it says account number invalid. -- Derick1w2, 2024-04-05 ### *---- "i cannot submit a form" it always says parameter missing tsk -- ToxicML, 2024-02-22 ### **--- "Biometrics facial recognition not working anymore" Since the update, my biometrics facial recognition is no linger working. It is inconvenient to keep lengthy passwords. I hope you can solve the issue Unionbank. -- Ceannix, 2023-11-06 ### ***** "Execellent" Very aaccessable apps, no need corporate code unlike the others. -- Ayiebjay, 2023-11-01 ### *---- "Plain and simple stupid app" if it is from Unionbank it must be garbage -- eastwestbankarote, 2023-09-26 [View all UB Negosyante reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## UB Negosyante Discovered Keywords - union - ub negosyante ## Apps Similar to UB Negosyante - [Komo by EastWest](https://apptail.io/app/komo-by-eastwest-sTq/philippines) - [UnionDigital Bank (UD)](https://apptail.io/app/uniondigital-bank-ud-ycD/philippines) - [zukì – Loan app by SB Finance](https://apptail.io/app/zuki-loan-app-by-sb-finance-sxV/philippines) - [UNO Digital Bank](https://apptail.io/app/uno-digital-bank-ebbb/philippines) - [Peramo: Cash loan upto P50,000](https://apptail.io/app/peramo-cash-loan-upto-p50000-rekb/philippines) - [LoanAlley](https://apptail.io/app/loanalley-eRpb/philippines) - [Direct Loan — Loans For OFWs](https://apptail.io/app/direct-loan-loans-for-ofws-fRpb/philippines) - [Casha](https://apptail.io/app/casha-hiqb/philippines) - [BPI BizLink](https://apptail.io/app/bpi-bizlink-DEtb/philippines) - [CashV Ph](https://apptail.io/app/cashv-ph-nuVj/philippines) ## UB Negosyante Available In - [Philippines](https://apptail.io/app/ub-negosyante-Esu/philippines) - [United States](https://apptail.io/app/ub-negosyante-Esu/united-states) - [Canada](https://apptail.io/app/ub-negosyante-Esu/canada) - [Australia](https://apptail.io/app/ub-negosyante-Esu/australia) - [Japan](https://apptail.io/app/ub-negosyante-Esu/japan) - [Singapore](https://apptail.io/app/ub-negosyante-Esu/singapore) - [Israel](https://apptail.io/app/ub-negosyante-Esu/israel) - [United Arab Emirates](https://apptail.io/app/ub-negosyante-Esu/united-arab-emirates) - [Malaysia](https://apptail.io/app/ub-negosyante-Esu/malaysia) - [Taiwan](https://apptail.io/app/ub-negosyante-Esu/taiwan) - [Vietnam](https://apptail.io/app/ub-negosyante-Esu/vietnam) - [Nigeria](https://apptail.io/app/ub-negosyante-Esu/nigeria) - [France](https://apptail.io/app/ub-negosyante-Esu/france) - [Indonesia](https://apptail.io/app/ub-negosyante-Esu/indonesia) - [United Kingdom](https://apptail.io/app/ub-negosyante-Esu/united-kingdom) - [Germany](https://apptail.io/app/ub-negosyante-Esu/germany) - [Portugal](https://apptail.io/app/ub-negosyante-Esu/portugal) - [Mexico](https://apptail.io/app/ub-negosyante-Esu/mexico) - [Saudi Arabia](https://apptail.io/app/ub-negosyante-Esu/saudi-arabia) - [Algeria](https://apptail.io/app/ub-negosyante-Esu/algeria) - [Ecuador](https://apptail.io/app/ub-negosyante-Esu/ecuador) - [Egypt](https://apptail.io/app/ub-negosyante-Esu/egypt) - [Spain](https://apptail.io/app/ub-negosyante-Esu/spain) - [Finland](https://apptail.io/app/ub-negosyante-Esu/finland) - [Greece](https://apptail.io/app/ub-negosyante-Esu/greece) - [Hong Kong SAR China](https://apptail.io/app/ub-negosyante-Esu/hong-kong) - [Croatia](https://apptail.io/app/ub-negosyante-Esu/croatia) - [Hungary](https://apptail.io/app/ub-negosyante-Esu/hungary) - [Ireland](https://apptail.io/app/ub-negosyante-Esu/ireland) - [India](https://apptail.io/app/ub-negosyante-Esu/india) - [Iceland](https://apptail.io/app/ub-negosyante-Esu/iceland) - [Italy](https://apptail.io/app/ub-negosyante-Esu/italy) - [South Korea](https://apptail.io/app/ub-negosyante-Esu/south-korea) - [Kuwait](https://apptail.io/app/ub-negosyante-Esu/kuwait) - [Cayman Islands](https://apptail.io/app/ub-negosyante-Esu/cayman-islands) - [Kazakhstan](https://apptail.io/app/ub-negosyante-Esu/kazakhstan) - [Lebanon](https://apptail.io/app/ub-negosyante-Esu/lebanon) - [Latvia](https://apptail.io/app/ub-negosyante-Esu/latvia) - [Madagascar](https://apptail.io/app/ub-negosyante-Esu/madagascar) - [Netherlands](https://apptail.io/app/ub-negosyante-Esu/netherlands) - [Norway](https://apptail.io/app/ub-negosyante-Esu/norway) - [Nepal](https://apptail.io/app/ub-negosyante-Esu/nepal) - [New Zealand](https://apptail.io/app/ub-negosyante-Esu/new-zealand) - [Oman](https://apptail.io/app/ub-negosyante-Esu/oman) - [Peru](https://apptail.io/app/ub-negosyante-Esu/peru) - [Pakistan](https://apptail.io/app/ub-negosyante-Esu/pakistan) - [Poland](https://apptail.io/app/ub-negosyante-Esu/poland) - [Romania](https://apptail.io/app/ub-negosyante-Esu/romania) - [Russia](https://apptail.io/app/ub-negosyante-Esu/russia) - [Sweden](https://apptail.io/app/ub-negosyante-Esu/sweden) - [Thailand](https://apptail.io/app/ub-negosyante-Esu/thailand) - [Türkiye](https://apptail.io/app/ub-negosyante-Esu/turkey) - [Macao SAR China](https://apptail.io/app/ub-negosyante-Esu/macau) - [Armenia](https://apptail.io/app/ub-negosyante-Esu/armenia) - [Argentina](https://apptail.io/app/ub-negosyante-Esu/argentina) - [Austria](https://apptail.io/app/ub-negosyante-Esu/austria) - [Azerbaijan](https://apptail.io/app/ub-negosyante-Esu/azerbaijan) - [Barbados](https://apptail.io/app/ub-negosyante-Esu/barbados) - [Belgium](https://apptail.io/app/ub-negosyante-Esu/belgium) - [Bahrain](https://apptail.io/app/ub-negosyante-Esu/bahrain) - [Bermuda](https://apptail.io/app/ub-negosyante-Esu/bermuda) - [Brunei](https://apptail.io/app/ub-negosyante-Esu/brunei) - [Brazil](https://apptail.io/app/ub-negosyante-Esu/brazil) - [Belarus](https://apptail.io/app/ub-negosyante-Esu/belarus) - [Switzerland](https://apptail.io/app/ub-negosyante-Esu/switzerland) - [Chile](https://apptail.io/app/ub-negosyante-Esu/chile) - [China](https://apptail.io/app/ub-negosyante-Esu/china) - [Colombia](https://apptail.io/app/ub-negosyante-Esu/colombia) - [Czechia](https://apptail.io/app/ub-negosyante-Esu/czechia) - [Denmark](https://apptail.io/app/ub-negosyante-Esu/denmark) - [Dominican Republic](https://apptail.io/app/ub-negosyante-Esu/dominican-republic) - [Ukraine](https://apptail.io/app/ub-negosyante-Esu/ukraine) - [Uganda](https://apptail.io/app/ub-negosyante-Esu/uganda) - [South Africa](https://apptail.io/app/ub-negosyante-Esu/south-africa) - [Slovakia](https://apptail.io/app/ub-negosyante-Esu/slovakia) - [Qatar](https://apptail.io/app/ub-negosyante-Esu/qatar) - [Namibia](https://apptail.io/app/ub-negosyante-Esu/namibia) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*