Ubank Money App

Spend. Save. Earn.

Published by: 86 400 Technology Pty

Description

Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
Ubank is an everyday money app with banking and budgeting tools that help you get ahead with money.
No matter where you’re starting from, ubank has loads of savvy features to help you do everyday money better, including:
- No monthly fees and no overseas or international transaction fees from ubank.
- Easy to unlock bonus interest on Save accounts, with a monthly $500 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate.
- Connected Accounts, to display your other bank accounts and their balances in the ubank app.
- Instant digital cards so you can start spending straight away with your digital wallet.
- Bill prediction to notify you when your regular expenses are coming up.
- Shared Accounts for rent or romance, so you can share money with your partner-in-finance.
- Save Targets with an Autosave option, to help you save like a machine for your goals.
- A Spending Footprint that tracks your spending in easy to follow categories.
Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way.
Download the app and get started in minutes with a Spend and Save account.
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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).
This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Bonus Offer terms at ubank.com.au/join-ubank
*Kill Bills. Sign up to Ubank and you could win $10K to eliminate your expenses. Receive one entry for each ubank bills account held as at 5/1/2025. Two winning entries, drawn at random, will each win $10K paid into that account. Prizes drawn on 6/1/25 in Sydney. Winners published on ubank.com.au. Ts&Cs apply - see ubank.com.au/campaigns/kill-bills Permit numbers NSW TP/03874, ACT TP 24/02447, SA T24/1854 Info is general. Consider it’s right for you

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
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Ubank Money App FAQ

  • Is Ubank Money App free?

    Yes, Ubank Money App is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Ubank Money App legit?

    🤔 The Ubank Money App app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does Ubank Money App cost?

    Ubank Money App is free.

  • What is Ubank Money App revenue?

    To get estimated revenue of Ubank Money App app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating
App is not rated in Ukraine yet.
Ratings History

Ubank Money App Reviews

Pretty Good application but missing some Extra features to be my Favourite Banking app.

Kaelan’s Reviews on

Australia

It would be epic if Ubank had an Apple Watch app just like the NAB Banking app and Siri integration like CommBank has would be really useful as well.

Steady decline

hardcheese on

Australia

Since NAB bought them the service and product has got worse each month. Plenty of better banks out there.

Great online bank

Nazpet on

Australia

One of the best banks around, has a great interface in the app. Only suggestion would be to add more outside accounts to connect to, and a better system to make fraud claims easier through the app. Apart from that, it’s been all good all round.

The rates are good but...

Froggy-001 on

Australia

The rates are good but the UI provides the worst workflows I have seen. It would be great if they improved the way transactions are recorded so you can more easily track the movement of money (i.e. a running total) and switch the way accounts are selected for moving money. It is a well deserved one star.

It’s a no for me

No Name $&& on

Australia

The Ubank app is clunky, so much so that I am considering closing the account. Last year it changed so that I couldn’t transfer out of my savings and thus had to open a second’bills’ account, annoying. I have tried several times to have my fingerprint installed and it won’t work so I have to use a password and get a text message code, I understand this is a ‘security measure’ but it’s a useless step considering I’m using my phone to log in and get the code. Transferring money should be an easy step but it’s not, other banking apps are much more straightforward. Also, and importantly there have been several times when the app seems to be offline and I can’t access my funds… what’s the point of the account if I don’t have access to my own money? Thanks you for accepting my feedback.

One of the few banks that’s not anti-crypto

Rantanplan6674 on

Australia

I’ve been with ubank for a few years now. Always innovative, friendly customer service, great interest rates. What stands out for me though, is that they are not limiting your access to crypto exchanges like Commbank does. Recommend.

Can’t use app anymore

cantfindanamenotinuse on

Australia

Have iphone 7 and can’t instal updated version and can’t get past the update notification on the opening screen for the app, just goes in a circle between app store and update demand. Was gonna move a stack of cash to ubank for the current interest rate but not without a functioning app fellas! Seems an easy fix. Please respond if you do and I’ll be right over.

Kyla

Kyla K Hubert on

Australia

Very easy bank to use and the saving account is amazing

Can’t login

trici_33 on

Australia

Begrudgingly setup passkey and now I can’t login with passkey it gives error: Login Cancelled No credentials available for login

Same coloured card issue

Jiimaay on

Australia

You’ve changed the colour of our shared spending account card to be the same colour as my spending account but only in the app and Apple Pay. This is annoying as having a distinct colour was a quick way to know what card is what. Otherwise great app

Store Rankings

Ranking History
App Ranking History not available yet
Category Rankings
Chart
Category
Rank
Top Free
15
Top Free
217
Top Free
315

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Ubank Money App Installs

Last 30 days

Ubank Money App Revenue

Last 30 days

Ubank Money App Revenue and Downloads

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