---
title: "Upgrade - Mobile Banking - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Get easy and rewarding mobile banking all in one place! Open a high-yield savings account, check balances, pay bills, track cash back and manage loans, cards and more.   Upgrade is a financial technol"
---

# Upgrade - Mobile Banking — United States
> Rewards Checking, Loans, Cards

![Upgrade App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/fe/76/d1/fe76d184-4cfe-cc60-a77a-f171729f5c0b/AppIcon-0-0-1x_U007ephone-0-0-0-11-0-0-85-220.png/400x400bb.png)

**Developer:** [Upgrade](https://apptail.io/developer/upgrade-uXJc)
**Category:** Finance
**Rating:** 4.9/5 (83,660 ratings)
**Price:** Free
**Bundle ID:** org.reactjs.native.example.upgrademobile
**Store:** Apple App Store
**Country:** United States
**Version:** 1.35.1 (released 2026-10-16)
**Original Release:** 2019-03-25

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1389859093)
**AppTail Page:** [https://apptail.io/app/upgrade-mobile-banking-wST/united-states](https://apptail.io/app/upgrade-mobile-banking-wST/united-states)

## Upgrade Description
Get easy and rewarding mobile banking all in one place! Open a high-yield savings account, check balances, pay bills, track cash back and manage loans, cards and more.
 
Upgrade is a financial technology company, not a bank.
 
• Track Rewards – Earn cash back rewards on credit card purchases¹
• Manage Credit Card, Personal Loan, Flex Pay buy now pay later, Upgrade Card, Auto Finance, Auto Refinance and Home Improvement accounts. Make payments and check your balance.
• Sign up for Credit Health to monitor your credit score, get notified of changes, and use our simulator to see how different actions may impact your score.
 
Share feedback at mobile_app_feedback@upgrade.com
 
Personal Loan offers shown assume an APR of 12% and a term of 36 months for Faster Payoff and 48 months for Lower Payment. Personal Loan offers are subject to approval. For more information on Personal Loans through Upgrade visit 
 
¹ Purchases accrue cash back when you pay them back. Certain limitations apply. See Upgrade.com for full Upgrade Cash Back Rewards Program details.

All loans, credit cards, personal credit lines, and checking and savings accounts are provided by Upgrade's bank partners (www.upgrade.com/bank-partners/). Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. Upgrade, Inc. (NMLS #1548935) holds the following state licenses (upgrade.com/State-Licenses) and does business under the following DBAs ( Upgrade is a financial technology company, not a bank (

## Upgrade Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/33/90/b633906e-276a-960a-bcdf-cee81a40033d/6.5-inch-1-intro.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/42/a0/54/42a054fd-b691-972d-ff01-240bb101b19e/6.5-inch-2-FlexPay.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a9/0e/98/a90e98e2-8959-88dc-4f18-a1e73020f68f/6.5-inch-3-PL.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/de/bf/94/debf94f9-f510-12f1-db1a-feed8232f3b5/6.5-inch-4-Credit_Card.png/1242x2688.png)

## Upgrade Rating Breakdown in United States
- 5 stars: 75,477 (90%)
- 4 stars: 5,930 (7%)
- 3 stars: 1,264 (2%)
- 2 stars: 261 (0%)
- 1 stars: 728 (1%)

## Upgrade Reviews in United States

### ***** "The best card"
I enjoy using this card
-- Amari is awesome, 2025-01-02

### *---- "Predatory Lending"
I am surprised at the amount of 5 star reviews. I was approved for 6k , spent 3 of it in different months. I now have 6 micro loans. I made a large paymebt for 1700 out of the $3000 owed and it didn't even payoff or lower my minimum. You will pay 29.99 interest and I have very strong credit of high 700's. Borrower beware. You cant pay each micro loan off, the system decides for you and you never know what the system decided. It takes your $1700 and pays it how it decides still leaving me with a 295 min payment on a balance of $1800. It is a simple interest style loan attached to a visa card. You pay daily interest , not interest how a credit card calculates it. After borrowing $4900 and paying $7900 in payments, with a average interest of 89 a month at a $295 payment over 22 months the principal should be paid off. That not how it works with upgrade. I still owe 2100 balance after paying 7900 in min payments.
-- Natebrain, 2025-01-02

### ***** "Pleased customer"
I’m thankful for credit being extended to me with credit and my personal loan from 
Uphold to help me build up my credit score as 
I consolidate all my bills 👍
-- MS6359, 2024-12-31

### ***** "Great Savings"
I am so happy I found upgrade. My money is available if I need it ASAP and the interest rate offered is super competitive.
-- BVOWINGS, 2024-12-27

### ***** "Good bank to deal with"
I’ve had problems with my finances and they’ve been sort of patient but, they have a job to do so I respect that.
-- BillyZ69, 2024-12-25

### ***** "Upgrade is the best!"
I have had a great experience so far after 3 years with Upgrade.
-- Ypeb8, 2024-12-24

### ***** "Good convenient"
I like this app helps me track my money and spending.
-- blkherc, 2024-12-24

### ***** "Great banking"
I have been using upgrade for a few years now. Their app makes it really easy to pay your bill and to explore many other options when it comes to financing and to better your credit. I highly recommend using them for a first time credit card or someone trying to increase their credit.
-- Morticia the welder, 2024-12-23

### ***** "Love everything about this app"
Is spectacular easy to use user-friendly
-- euphoria one, 2024-12-21

### ***** "Cool app for a great card!"
Upgrade has been a great card to have. When my credit wasn’t so great they gave me a high credit limit. Now that my credit score is nearing a 800 they gave me a insane credit limit on my second card. Will definitely keep these cards. 
Extremely happy with all things Upgrade!
-- jlev505, 2024-12-20

[View all Upgrade reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Upgrade Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United States | Finance | #141 |

## Upgrade Discovered Keywords
- car expense log
- track car expenses
- gas log
- action
- checking account
- mobile banking
- upgrade
- bank with united
- upgrade credit card
- upgrade com

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---

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