--- title: "Upstart: Personal Loans + More - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Upstart makes it simple to borrow the money you need. Get funded in as fast as 24 hours for personal loans¹, and within seconds with Cash Line*. Check your rate in minutes, with no impact to your cr" --- # Upstart: Personal Loans + More — United States > Money for moments that matter ![Upstart App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e2/5c/1d/e25c1dbf-2f41-27c6-054f-31135c8f995d/Upstart-icon-ios26-0-0-1x_U007ephone-0-1-sRGB-85-220.png/400x400bb.png) **Developer:** [Upstart Network](https://apptail.io/developer/upstart-network-fuXd) **Category:** Finance **Rating:** 4.9/5 (46,081 ratings) **Price:** Free **Bundle ID:** com.upstart.mobile **Store:** Apple App Store **Country:** United States **Version:** 1.1.17 (released 2026-10-05) **Original Release:** 2023-10-23 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6450968733) **AppTail Page:** [https://apptail.io/app/upstart-personal-loans-more-Ywgo/united-states](https://apptail.io/app/upstart-personal-loans-more-Ywgo/united-states) ## Upstart Description Upstart makes it simple to borrow the money you need. Get funded in as fast as 24 hours for personal loans¹, and within seconds with Cash Line*. Check your rate in minutes, with no impact to your credit score². Trusted by 4M+ borrowers³ & rated 4.9 stars⁴. Apply for fixed-rate loans from $200 to $75,000.⁵ Easily apply for personal loans and credit lines. Lightning Fast Approvals • Most funded borrowers received approvals instantly⁶, no paperwork needed • Funding instantly for Cash Line after approval* • Check if you qualify in minutes Flexible Loans & Cash Access • Personal loans: $200- $75K⁵ • Debt consolidation: Combine debts into one payment • Cash Line: Access a flexible line of credit for quick cash needs App Features • NEW: Unlock ongoing funds⁷ vs one-time cash advances with Cash Line for instant cash*. Get $200 minimum once approved. • Compare loan options side-by-side • Manage your loan & make payments • Get prequalified for future loans • Access customer support 24/7 Why 4+ Million Borrowers Choose Us³ • Top rated with strong customer satisfaction • No hidden fees; transparent pricing from day one • Personalized rates based on your financial profile • Fast access to funds & flexible options About Upstart: Upstart is the borrowing platform trusted by millions. We connect you to a network of 100+ trusted lenders, so you can get loan offers tailored to you. We offer competitive fixed-rates for personal loans, small dollar loans & Cash Line. With an easy online application, you can see your options in minutes and decide with confidence. Plus, we don’t charge prepayment fees. We’re here each step with a live Customer Service team. LEGAL DISCLAIMERS: ¹In March 2026, 69% of Upstart customers had the funds transfer initiated in 24 hours upon approval and signing the promissory note. When the funds will be available to you will depend on your bank’s transaction processing time and policies. ²When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate & proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus ³As of 3/31/26, across the entire Upstart marketplace ⁴As of 3/31/26 for Upstart on the App Store ⁵Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($1,500), MA ($7,000). Maximum loan amounts may vary by state. ⁶The majority of unsecured loan borrowers on the Upstart marketplace are able to receive an instant decision upon submitting a completed application, without providing additional supporting documents; final approval is conditioned upon passing the hard credit inquiry. Loan processing may be subject to longer ⁷Always On Commitment: We are committed to maintaining your credit limit as long as you continue to meet program eligibility and account requirements. To ensure the safety and security of all our members, we reserve the right to adjust or close lines in specific circumstances, including account default or late payments, suspected fraud, violation of our terms of service (including abusive behavior), or when necessitated by legal or regulatory requirements. *To receive instant funding, your bank account must support instant transfers. If your account does not support instant transfers, funds will be available depending on your bank's transaction processing time & policies Upstart Network, Inc. NMLS #936133. Upstart is not the lender. All loans on Upstart's marketplace are made by regulated financial institutions. ## Upstart Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7c/a2/ac/7ca2acc0-6194-ace7-4e1d-e407bdeef911/1.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/60/d7/ec/60d7ec03-728a-ee96-776f-8cd8a19f9022/2.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b6/ed/8c/b6ed8c7b-6f77-3eb1-d87f-31766d24d9ab/1284x2778.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b5/5c/6b/b55c6baf-1abe-c367-5645-9bc3619a8915/4.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/85/14/3e/85143ed4-d5e2-4cd0-6bee-3955b60a5e48/5__U00281_U0029.jpg/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/0d/38/ca0d385e-442b-a47e-df3c-7444073af12b/6.jpg/1284x2778.png) ## Upstart Rating Breakdown in United States - 5 stars: 43,435 (94%) - 4 stars: 1,509 (3%) - 3 stars: 369 (1%) - 2 stars: 108 (0%) - 1 stars: 660 (1%) ## Upstart Reviews in United States ### *---- "Overrated App" I've applied to this company multiple times, and each experience has been a complete waste of time. The reasons for not being approved are vague and feel extremely limited. The process is misleading and frustrating, giving the impression that approval is nearly impossible. Based on my experience, I would never recommend this company to anyone. Save your time and look elsewhere! -- ragalison, 2024-12-29 ### *---- "It’s a scam." There’s no way to sign up for an account. -- johny 17380, 2024-12-08 ### *---- "An absolute ripoff run for the hills" Got a loan to consolidate everything and this month I paid 130 which my minimum is 128 and not even two dollars of that went towards the loan the rest went towards interest, which they are also charging me daily interest so this whole loan is designed to never actually let you get out out of it, which is arguably a scam and absolutely no different than a payday loan -- TheElvesAreBack, 2024-12-03 ### *---- "Terrible super high APR! Be aware!" I applied for $6500 loan for 3 years and guess what, I only can get $5800 deposits after fee but total I need to pay is $9800 includes other fee. Just be aware! Don’t click “ I Agree “ too fast! It’s crazy. -- JMKTAIWAN, 2024-12-03 ### *---- "Expensive. Shady." Not recommended. Not sure why NerdWallet is promoting them so much but I would avoid. -- floridaStyles, 2024-11-26 ### *---- "Wheres my loan info? I need to make a payment!" This happens a lot. Suddenly, the app changes. Sheesh -- Avlsteve, 2024-11-26 ### ****- "Great app" Works perfectly for what I wanted it for. Ease of use and can quickly see my loan balance or pending payments. -- Matthias98075, 2024-11-13 ### ***-- "Having trouble setting up the App" I got my loan in a matter of a day. I have tried several times to set up the app so I can view my information with no luck. I deleted the app and reinstalled it a few times and still no luck. I would like to be able to see my progress on the app in one click without having to go to the website every single month. -- Flamingo723, 2024-10-25 ### *---- "They do credit check and false advertising" I tried them out basis that I got referral from credit karma saying that no credit or bad credit and even on websites so people don’t waste your time on them and it’s all false advertising. -- Batam74, 2024-10-22 ### *---- "Horrible" The app makes autopay a nightmare, hard to setup and dates are all over the place then when you can’t make your payment it charges $45 in fees even though it’s impossible to setup your payment plans right -- NicklePickle2013, 2024-10-22 [View all Upstart reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Upstart Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | United States | Finance | #75 | ## Upstart Discovered Keywords - upstart ## Apps Similar to Upstart - [OneMain](https://apptail.io/app/onemain-cfe/united-states) - [LendingTree](https://apptail.io/app/lendingtree-xkg/united-states) - [Avant](https://apptail.io/app/avant-CQz/united-states) - [Best Egg Card App](https://apptail.io/app/best-egg-card-app-yDO/united-states) - [Upgrade - Mobile Banking](https://apptail.io/app/upgrade-mobile-banking-wST/united-states) - [Happen Bank](https://apptail.io/app/happen-bank-NTT/united-states) - [Prosper: Personal Loans](https://apptail.io/app/prosper-personal-loans-OTT/united-states) - [LendingPoint](https://apptail.io/app/lendingpoint-iWT/united-states) - [Mariner Finance](https://apptail.io/app/mariner-finance-bVgb/united-states) - [VANSi - Cash Advance](https://apptail.io/app/vansi-cash-advance-ytOn/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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